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<br /> ' ' � TOOE'tF1�R WITH �N th� hiprownwnl� now a h�N�r u�o1b on th�p�op�rty��nd aN Mt�nt�,�PP�M� �nd� .... .
<br /> � f1AurM now a AMM1Nr�p�re ol Ih�prop«tY.AM npficam�nit�nd addkam th�A�Mo b�aawr»d by thM S�turky I�ttrumint. �
<br /> AM ol tM lo�oYM M (MaiW UD h lhw &ICYrh Ift{IMrt�MU�f Ih� 'PfOpMty." ,�,�
<br /> BOfMiOVll�ii COVENANTB Ihat !loROw�11 YwfuNy s�t��d of tA� Nub hK�by oanwyed antl tN�� tM rqhl to prtnf �nd �
<br /> aonwy tha Fkop�rty �nd th�t ttN ?rop�ty M un�ncumlKnd,ae�pt for mcumbronc�f of waord. Borrow�r wunnt��nd wNl 1
<br /> d�Nnd p�nK�My tM tNM to tM Prpp�rty p�inu aM cl�fm� Mnd d�m�nds,wbJ�ot to�ny mcumbr�ncn of noord.
<br /> THI9 BECURITY INBTRUMENT aombin� unYOnri aov«unta for nttbn�l uw �nd �on�unMarm aown�nt� wNh MmIMd �
<br /> w�Ytbnt by Ju►kdbtion to oon�tlluN�unMorrn NcurltY Inahurt�nt cowrfnG n�l prop�ty.
<br /> UNI�OWN COYENANTB. �ortoww ond llnd�lr Covenant Nd aprw��fcbwi:
<br /> 1. P�ym�nt of PNnatp�! �nd tnUrast; Propayment and L.ete Charpes.gorrower ennn prompty aey wnen �
<br /> dw tMptincpal ol�nd ht�Nt on tM d�bt �iad by lh�Nob 1nd�ny pnpaynwnt�nd YM ohup�dw unde►tM Nob.
<br /> Z. FUlid�101' Tpa� �d Inaur��10�. 8ubj�ot to �ppMo�bl� kw or lo a wrkt�n w�by L�nda, Borrowa�h�N p�y �
<br /> ta UndM on th�d�y monthy p�ymmts�n du� und�r th� Noh. untN tM Noh N p�fd In NN,��um('Fund�")lor: (�) yMrty �
<br /> taxw �nd utM�mmq whbh rtwy �tfaln p�bdy owr thM S�curNy I�tdum�nt as � Nm on th� PropKty; (b) Yw9yr IN�s�hokl
<br /> p�ym�nt� or pround �ts on th� Prop�Ay, M�nyi to) Y�fi►htard or propwty h=unne�pnmiums:(d)y�uly fbad hsurnne�
<br /> pnmlum�,k�ny;(�)yMrly moAp�p�hsunnc�pramlums, M anr and(n�ny �ums payabN by BoROw�r to Undu h �coordtne�
<br /> wkh th�provlsbna ot panpnph B,h Neu al Ihe psym�nt o1 mprtp��hsuranc� pnmlums. Yh�s� k�ns on calMd "Escrow
<br /> It�m�" L�nd�r nNy,�t any tkn�,oolMot auid Aold Funds B an�mount not to wcMd th�m�cknum �maunt a Mnder tor a
<br /> hdKaMy rM�t�d matqy� lan may nquH fa Borcow�s �scrow �caount un9� th� I�doral R�al EfUt�BrttMrtNnt Proceduns
<br /> Aot of 1974 as �m�nWd f►om tkn�to tYrn,12 U.S.C.�2801 N s�q, ("F�SPA"), unNst �nothv kw that �pplNs to th� Funds
<br /> s�K a Mtar amount. M so, L.md�r m�y,at u�y ttne, oollsol�nd hoW Funda In an �mount not to uccMd th�Nsa�r amount.
<br /> I.andK may�sthxa th�amount of Funds du�on Ih� basis ol cumnt d�h�nd nuonabM esttnatK of u�mdkun�ot tuturs
<br /> EtCrow It�mt a othwwk�in acoordusc�wRh�pplkabM law.
<br /> TM Fuads�M�N 0�Mld in an h�tkutbn whos�d�posRs w hsurod by�NdK�I ap�noy,MatrummtaMty, or mtky(haludhp
<br /> L�;dor,�Londsr is sixlu en irts!�utbn)or in eny Fec�l�l Hdr� t.oM� B�nk. I.�nder shaN�ppy th�Funds to pa�l tM Escrow
<br /> It�ms.UndK m�y no1 Chiup� Borrow�r la MIdkW I�nd aPRh� �Funda.�wuty�bt�p th��acrow accou�t.or wrifyYp
<br /> tM Es�ow R�nn. unM�s Lmd�t pays Bo�fow�hl�nst on Ihs Ftx�d� �►id �pplcabM law p�mita L�ndr to rnMc� a�sh p
<br /> Chtry�. Howsv�i. lendlt may hqulr� Borrawlr !o plly a OttN1riN ChapJ 1M Rn Md�psildsnt 1N1�sLlt�tax qportinp St�vk� .
<br /> us�d by l,�nc3�r ►n conn�ction wilh thk iao�, vnNss appUcabb Yw p•r�}�I�s otMtwise. UnUss ��n ���eMn�nt b �eqi3e cr
<br /> �AP�:Shla�tsv teRvirM klte�eSt to be pQid, 4.e�9�r sh�ll n�t be r��YwA ro°iwi9 9cxrower env hM�ss4 ar.,.�mHgs ore tha��unCs." '
<br /> ,�orrAViwr.�nd,lenda m�y�ptM tn w�ith�� hawwer, 9'hn9 lntazesZ 1fiaM bs pald on the F�nnz9a. �nrler sha41 piw to OaTrrwrr,,
<br /> • wllAOtit aFNt�.�n u�eua��cCOUnt4p of tha Funda, ahowhg uatbls �nd d�bks to ttw Fan�s a�d VRa� ��+rpcse lor v�A�ch etn�Pl,
<br /> �lobR 7o tla Fund�wa1 mad�. 1'he Fun�e ara p•bdpe�as u-cid�bt��s�CUrky ior RN tU�58cur�d bp 1h0 SeCai�y.MSfiimonl. , .
<br /> If,tiv�Fu�d6 hNc1 by UndK�oxeod tR�emounf��4�'+91iad t�,b� hMd bY�PPlfcabl�law.�lAndef ehAli pcCOUnt tD 9orro�
<br /> 9ar t�,Aotc�sz.Rutds N�cco�dUM�rvlth t�a raquhtt�snZa ro1 ep�1�bM I�w..H tM�mormf 0f tM Fundc Mld by I..�nder at tny
<br /> � • iimo ds�ndt aia?3'r;arit io W►y!�Eacrow Itwr+a wiNn du�. llanAer mqy�a�natt�;@ortcw�r in writlnp.�nd. In sueh oaq Borrow�r
<br /> ahaA p�i� ta Lender tM�nt n�c�ss�ry to m�k�up tTe dell�5ancy. 6oROwar ah�N m�ks up th� dNbMnoy b no mor�th�n
<br /> tweNe monlhy pqmwN�, �t Landw�soN dilcntton.
<br /> 'Uppn p�Yntlnt In bN of a1 wm� s�CUAd by Mlt S�ourry tnswm�nt, i.w►dK sha�Prompiiy rwunu fv 8mrowii iriy �ui�Bs
<br /> Mld by Und�r. If,undK pv�pnph 21,I.�nd�r shtq aaquin a sN the PropKty. UndK,prior to th�aoqultklon or aN of th�
<br /> Prop�Ay, sh�N �pply �ny Fundt hNd by I.�nd1r at th�tim� ol�cquiskion or s�N u a cndk qthst tb�wrM s�ound by Mis
<br /> S�ourlty in�trummt
<br /> 3. Appliaation of P�ym�nt�. unrss �vrcabw rw prov�aa ocn«wMa, �M p�ym�nt� nO�Md by UndK undk
<br /> p�rptAph� 1 �nd 2 sh�N b��pplNd: Mt. l0 anY pnpayrtNnt cinrp.s 6u+undw pw HoM:s�cond,to rno��na p�Y�bf��
<br /> p�r�pr�ph 2;third,to NlMrtt dw: lourth,to prinolpll dw;11nd kit,to �nY MM�hMpN dw und�NN NoM.
<br /> 4. Chr�a; U�M. e«row.r �nai p.y �r wo�s,us�:-.:.». cr,:roN. � r,d rnpo��non� .nrdw�. eo a�.
<br /> Prop�rty whbh m�y aM1h prlork�r ovK thM BKUri�/lnstrum�n4 end IwNhoW p�ynNnb or pround nnl�.N�rty. Sarow�►�haM
<br /> Gy tMN obMqtions h tM mmnu P►ovid�d h P�npr�Ph �or�not P�W M th�t nMn�� sorrowa sh�M p�y t1�n on tYn�
<br /> dinaty to th� DN�on ow�d MYm�nt. sarowK IhaN promplh tumkl� to L�nt1M�I notbM of rnounb fo b�P�id und�►Mils
<br /> p�npnph. M Bortowrr rnrcN th� p�yn+�MS hcnoty. Barovwr sh�1 p►on+pty tumkA to I.�ndK no�►ts �vi0�nolnp 1ho
<br /> P�YnNnt�.
<br /> BOrfOw�r shtl pfOrtlpty dMCtwp��ly Iwl whlCh hai P�Y Owt this 8�ourky klttruftlMN UtlMit BOmOw�r: (�1�pnM in
<br /> wrRhp to th� payrt�nt of tM obMp�tbn acund by th� N�n N a nwm�r aoaptYfb to L.�ndM: (b)oonMtb M pood h�h Ih�
<br /> wn by,a d�nds ap�t�st�ntoro�r�nt ot tM Nm b� �►�a�r'�o•wnan h tn.t�nd�ra opr,ion oprnw�o prw�n+�n�
<br /> �nlorolrtiMH ot tM RM,w(o) O�CUhs kOtn tlM hoWK of thl f�f1�n presrrMnt s�tNt�olory t0 UndK subordYluhQ N1�Mn to
<br /> snk s�a,r�M�aun+.n►.n iand.r d�an++r,..n+at ny part ot tl� Prop�ty �s wb}�ot to a Iwi whbh may atWn priorky ov�i�is
<br /> SeCUrRy Insbum�nt� L�ndor may piw Botrowu a notice identyY�y lh�Mn. Borrower sh1t�ptky tM Mn or t�k�oM or moa ot
<br /> ' the'aotio�s tat IaM �how wkhin 10 day�d d�s p1vMp ot nolb�.
<br /> • ,. 5. I��ald or Property In�ur!llOe. BoROwer 8h11 k1q tM Ytprownwnts now Yxltthp or hMM1EYr�Ctld On tt�
<br /> PropMty In�urrd p�iut lott by M. h�s�b InaludW wlthh tM t�rm"�oA�nd�d oownQo'�nd �ny oth�Iwf►r01, InolydY�p
<br /> � tl0ods a fbOafnO�fOr whbh LM�dw nqui'�i Msunno�. Thb ItiurYlq lhYt b�m�YifaMNd in th��mountf Y1d b1 th�PKfOdi
<br /> th�!l�nda roquM. Th�hsuw�a c�rMr pr�vldh0 the�neurana sfut b�chos�►by Boaowa wbJ�ct ta L�nd«'s Rpproaal
<br /> whbh snar not b� urr�a:on�bN w1�hMkf. H Bolrower ieb to rtiahtth Cowt� dqo�b�d abow, LN�dK:tM�y.et LM1dIrs
<br /> pplton�ppah opwraq co prpt�ct 6�ndwa rlphts h tM PropMty h�ocadiu�wRh pr�prrph 7.
<br /> AA infurance pobl�s�nd nr�wak stW b��cepabp to UndK wd�IuU Includ� a�tandvd mortp�cYua. L�nd�
<br /> �I►�1 MNS.the ripht to hoid th� poMate��nd nnw��ls• If l.�d�nquln�, 8arowrr shtt prompty pF�to Und�r a1 r�o�pu oT
<br /> p�W pronfl�ms�nd rw»wal notk�. In th�nrnt of bss,Barowu sh�l pM�prompt notb�to th�M�unno�c�rtNr�nd L�ndK.
<br /> Land�r may m�k�proof of bss M not rtyd� pomD�N by Horrawar.
<br /> ' Unl�ts L�ndM �nd Barowrr othrwko qrN h wrkhg�Insur�pro�wds rhaN b�ypMd tn ralontkm a np�t of lh�
<br /> �Prop.r►r a.m.a.d�r d+. rntoruion a na.�r k roonomicaiy Nasbi��n0 Lmdw�acwrlly it not la�s�rnd. if n,. ��a.ebn aw
<br /> rp�t k not�oonorr�iC1M1►Nasbl�or I.��d�'�c�ourRY wouid b� InseMd� tM bsurmce prooe�di stiaN M�ppiMd to tM wma
<br /> •�x�d dy thit S�curry Insbum�nt, w1NthK ot not th�n du�, wth any aou;�s p�k to Borrow�r. 1� BarowK�b�ndoni th�
<br /> Proprtty, a cfoq not ansrwr wkhh 30 day�a notio�Mem Und�r that th�intur�na curMr hat o1MnM to s�ltb a aYlm,th�
<br /> Und�r may coMct tM inwranw proceWs. L�nd�r mry uN tM proc�sd�to npalr a rattin tM Propaty or to pay wms
<br /> ��eund by MR 8�cur4y InsWm�nt,whNhs�a not tMn dw.T'h�3ad�y P�d wM bpin wh�tM notk�h piwn.
<br /> UnIK� L�nda �nd BarowK othKwis�a� h wNtYp, �ny applfaation �of procMda to prtioad shaN not acbnd ar
<br /> postpoM tM dw d�N ot tM manthly paymmts rM�r+d to b qnpnphs 1 and 2 or oh�nq� tM urwunt of th� payrtNnle. N
<br /> undM'P�OnWh 21 HM Prop�rty k a�C�uired by Undir. BarowiPt rtpM to my Inwnna PaNcla �nd procNdt nwkinp lrom
<br /> drrria to tM Prop«ty prbr to th� �aquklbn�htM pas�In Und�r to th� �oMnt ot tM wms by thk 8�ourRy Mskum�nt
<br /> 1nrrNdkt�fy prbr io tM�cqu(skion.
<br /> i. pcaup�ncy� Pra�erwUon, M�Intenance�nd Protectbn of the Property; Borrower'a Lo��
<br /> Appficakton��.es1E�Y01d�. Barow�r aMl oxupy, sttabith,�nd ut� th� PropMty as Bortowars prinoptl nsldmc�wMhin
<br /> sldy dlys �RM'ths let�CUtbn of thk S�ealy �n�trum�nt Nd eA�q conttnw to xcupy th� Prop«ty ro Borrowu'� prfncipal
<br /> nskJ�fc�Mr �t Nist on�yMr�1br t�dato�?xcup�ncy,unFwca 9.�nGm otMrwis��prNS in writi'q•,vh'�i�h Consmt sh�l not
<br /> br unnasonabN wkhhNd,or unists�oR�nroath� ck�c�xt�r�eis tie�'ef: ::x�rcn ns tuy,�arn7 9orto�s r��nuoL��B�r.crn�x sfitl nbe ,'.
<br /> d�4troy�deln�or Impatr th�Propwty,�Now th�Prope.�sp.'fJf dF�Bl��►.Dln. or awr.�;c1,tra��w on tt»IPropMfy.��rrs��+m a1i�p b� ia '
<br /> dMauk If iny torNitun 1�ctbn or proceedh0� w1�Mhrr U►�6 r5rc»:mnt,�:k��buguh.�f.�un':r�n'�m:�tl.r's��t�ll1:,r�dyrrhr+t ssuid nau�t ,
<br /> h foMituro a!Ria Propsrty ot oth�rwttw inaNri�lty Yr�Air tht�i�,r�wjL�'7by�1r.Y S�Cl�ly t+ttttur,�r,i ar Len�s NcurUy btl�st; � ,•°�',�
<br /> Ft�ta.LMO(tli1) va. s oi a �w�' �/_"_`�
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