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<br />� ��.� . ADdUSTABtE RATE RIR�R -
<br />-, .�' . 1997 ,and ia incoiporated into
<br />, .,,��.,�.; THIS ADJUSTABLE RAT�RI7':F is^�a�'Q;:�is 12th day oi Auguet ,
<br /> � and shall be deemed to�nv�n:i a�d s��au'�'e7t the Matc��ga,Dsed of Truat a Security IJeed(the`Security InstrumenP)o( __
<br /> , ;;;� the same date given by che u,;asrs�gr.su(the'eorrower')to secure Barower's Ad'justable Rate Note(the'Note')to
<br /> - cor�RCa1u, cx�flzz c;,�:p��.�.�oN
<br />;4�i��. (the'Lender)o`tho sa��e cs:.�na covaring the pmperty desafbed in the Security Instnxnent locale�i at
<br />'`.'*�'N�'," 320 FI HBDDB GRAtm ISI�JJ'D, NE 68801
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<br /> -; �;"• THE NOTE CON7AINS pF�O\��S!Q�S AI.LOWING FOR CHANGES IN THE INTEREST RATE AND THE MONTHLY
<br />_�;,':;�,_'�,�L,''"rt�'a- PAYMENT.Tt�1E NOTE�iN�ITS TI-F A4AXItd1:���F:DTE TFIF RORROWER MUST PAY.
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<br />�� ��. furthercovenar„ar.da4;rr.���zf�::r•�.1 .
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<br /> �y.��, fNTEREST RATE A�C�!.tOf� _ . ,:.,:,(:.d._CHANGES:The Note provides tor an iniUal interest tate aet torth In the Note.
<br /> ---- _— The Note prov+des tc�r�h��g��!^,h��!�'nnsr rai9 a�:i the monthlY payments,as idlows:
<br /> -�—�.�� The interest rate Borrcw�,�rr:ll Fa/r.�4/�han�o on tF�e � month anniversary ot the Date of Note and every 3 months
<br /> —� thereafter.Eoch dete on which Burrowers Interest rate could change fa called a'�han�e Date.'
<br /> Bepinning with the first:,haiiya G�to and r;�a�y 3 months ihereafter,Barower's Interast rate wlll be changed to tfie Index
<br /> __--°=— Rate plus e marg�n as soi;ort�,�,�U:o r.u��. ":��� ',n�o>,=:a:e'is the highest prime rate published in the Money Rates ooiumn
<br />-'m"'_ M The Weli Street Joumel cr thQ r,alendar�+ay immedietoly prececiing the Chanpe Date;or,H the index waa not pibliahed on
<br /> . thet dey,thet rate on the next praceaino tlay on wniCh it was published.
<br /> - ALTERNATE INDEX:li th�Ir,u�A i2��t�is r�o lor.�or available,Lender will choose a new Indeot Rste whic;h ft belieu�es will most
<br /> _. _� cluse�y appr�xlmate U���i,wrrivr C.��:,;.a!u.
<br /> -- LIMITS ON RATE ChIANGES: 1'he r��x�mum and minimum Interest rates during the Ilte of thls loen are aetiorth in the Note.
<br /> _ MONTfiLY PAYhtE�ITS: Prr,cipa! a��d iotarest shell t�e payabte in consecuUve maithly Instellmenb.Ii the rete ot Intereat
<br /> -- changes,the nurr.bs�ot r+� t"�; �•r���•���r;tiu!�r,ot chanc�c�.The amount of the monthiy paymenta will chanye to the monthry
<br /> --" amount needed ro rsp<��, �;,- ��:,: �:�•�,� u�•��°� .�rnr.iral balar.ce plus Intereat as changed fn the rert►aininp number oi
<br /> —. — payments,a8suming thet d!1 o�vr��?��io�her the calculaUon are medn ere pafd aa saheduled.The flrat chanpe,If eny,in
<br /> — "+e mnnthly payment a,�r,i��,���; '�..•.�"�r a;�act�ve on th� 3 month anniversary dete o�P the tiret peyment due dete.
<br /> _„_,,,�,��' Subsequsnt chanyes�,� „•.c, nw:��h��,paymer,t amount may occur on the payment due date every 3 months thereafter.
<br />= tach new payment amo������vr;� �e,n�•m�r.,3��;ec.�.ntil th�e affective date of the next payment cltiar�pe.
<br /> ;.-��� DEFAULT: Ii Borrcwe�f.��!s f�ce; 3��• ^=vrerts when due,Lender may exercise any remeclea permltted by the Secudry
<br />�:�„�� Instrun�ent in the case at��•�:,u�
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<br /> dy 5�gn�rig B61aw,uu�rowai accoNts a�,d a�rbes to c��e terms and covenants contained in thls Ac�usta6le Rata Rider.
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