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<br /> � pnyment�nury no longcr bc rcyuircd.ill lISC l)pllOtl OP I.cndcr,it'nx�rtgngc insur�mcc cuvcragc lin t ic unx�u u � �
<br />'� thut Lcndcr requires)providcd Uy un insurer uppruvcd hy l.�u�lcrnbuin l3uuunus avuil.iblc nnd i� ub�ufnc�l. liurruw�:r tih�►II piry
<br />_ _ the premiumh required ta maintnim m�rtgage insurance in effccc. nr to pmvide u I��ss reserve, until the nyufremenl frir murtguge
<br /> ° insurunce ends in uccordunce with uny written ugrecment between Aorrower und I.ender ur nppllcahlc luw,
<br /> 9. In9pectton. l.ender or its agent may mukc reusonuble emrics upon und ins(x:cticros of thc Prupeny. I.endcr shull givc
<br /> :� Borrawer notice at the time of or pric�r ta an inspertion specifying reusonuble ci►use for the inspect i�m.
<br />:;� 10. Condemnallon. The procecds of any uwurd or claim for dnmages, direct or con�;cqucmiul, in conncction with uny �
<br /> ?— condemnutian or ather t�king of auy puct af the Property. or for cunveyunee in lieu of condemnation,are hereby assigned und
<br />`�� shall be paid to Lender.
<br /> ln thc eveiat of a total taking af the Property,the procecds shall he upplicd to the sums secured by this Securiry Tnstrumcnt,
<br />`'^`���"x �vhether or not tl�cn due, with any excess paid to Borrowec In ihc evcnt of u partiul takins af thc Property in which the fair
<br /> -= market valuc of the Property immedintely before thc taking is equal to or grcuter th�n thc amount of thc sums secured by this
<br />_-.— Securiry Instrument immediately before the t�king,unless Barrower and Lender othenvise agree inwriting,the sums secured by
<br /> = t{►is Security Instrument shal? be recluced hy the amount af the proceeds multiplied by the following frartion: (a) the total `
<br />'�" amount of the sums secured immediutely before the taking.divided by (b) the Yair market value of the Prop�ny immediately
<br />--� before the taking. Any balance shall be paid to Horrower. In the event of u partial taking of the Prope:rty in which the fuir
<br />-� market value of the Propert�� immediately bci��re the taking is less than the amount of the suros saured immediately before the
<br /> ta�ing, unless Borrower anrl Lender othenvise agree in��riting or unless applicable I;nv othenvise pravides, the proceeds shaU _
<br /> be applied to thc sums secured hy this Security Instrument ahether or not the sums are'chen due. y_:,
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<br /> If the Pro�erty is abandaned by Borrower, or if, after notice by Lender to Borrt�«��r that the condemnor offers to make un �_;..:.
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<br /> - award or settle a clnim for damages, Bonower fails to respond to Lender within 30 days aRer the date the notice is grven,
<br /> "°" Lender is authorized to collect and apply ehe proceeds,ut its option.either to restoration or repair of the Property or to the sums
<br /> — secured by this Securiry Instr�iment,whether or not then due.
<br /> Unl�ss I.ender and Borrower otherwise agree in writing,uny spplication of proceeds to principal shall not extend or �;:
<br /> � ���:>:
<br /> ''�''� p�stponc il:e�Le sla'•e of thF n,onthly payments referred to in paragraphs 1 and 2 ar chringe tho arnount of such payments. �,.
<br /> `':�`: 11. Borr�►tiver Not Released;Forbenrs►nce By Lender Not a Waiver. �xtension oi tI►c tiiiK far paymen:or s•"•c�ifi�nti�n
<br /> ��� of nmartization af the sums secureci by this Security Instrument grantecl by l.snder to any successor in interest of Bottower shall
<br /> not operate to release the liability of the original Borrower or Borrower's successors in interest. Lender shall not k+e required to
<br /> commence proceedings against any successor in interest or refuse to extend time for puyment or atherwise madify amonization
<br /> + of tlie sums secured by this Security Instrument by reason of any demand made by the original Borrower or Borcower's
<br /> � successors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or preclude the
<br /> ' exercise�f any right or remedy.
<br /> • 12. Successors and AssiBns Bound; Joint and Several LiAbtllty; Casigners. The covenants and agreements of th�s
<br /> • Security Instrument shall bind and benefit the successots und assigns of Lender and Borrower, subject to the provisions of
<br /> - parngraph 1T. Borrower's covenants and agreements sh;ill be joint and severul. Any Borrower s�ho c�nBQnd conve uth t
<br /> Instrument but does not execute the Note: (n) is co-signinb this Security Ie►strument onl to rnort a e, g Y
<br /> Bonower's interest in the Propercy under the terms of this Security Instrument; (b)is not person�lly obligated to pay the sums
<br /> �. securod by this Security Instrument;and(c)agrees thnt Lender und any other Bonower roay ugree to extend, modify, forbear or
<br /> make any accommodations.viih regnrd to the terms of this Security Instn►ment or the Note without that Bonower's consent.
<br /> 13. Loan Chatges.Iff the loan secured by this Security lnstrument is subject to a law which sets maximurrcn loan charges.
<br /> and that law is finally interpreted so that the interest or other loan charges collected or co be callected in connection wtth the
<br /> — loan exceed Zfie permitted:imits, then: (n) any such loan charge shull be reduced by the amount necessary to recluce the chnrge
<br /> to the pemutseti limit; and(b)any sums already collected fram Bonower which exceeded pernutted limits will be refuncled to
<br /> Borrower. Lender may c��wse ro make this refund by reciucing the principal owed under the Note or by making a direct
<br /> payment to Borrower. If a refund reducec principal, the reduction will be trzated as a partiul prepaYmeQei wiUiuut any
<br /> prepayment charge under the Note.
<br /> 14.Notices.Any notice to Borrower provided for in this Sc:curity Instrument shall be given by delivering it or by mailing
<br /> ic by first class mail unlcss applicablc law requires use of another method.Thc notice shall bc directed to the Property Address
<br /> vr any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mail to
<br /> i.ender's address stated h:rein or any athcr address V�nder designates by notice to Borcowcr.Any notice providcd for in this
<br />::;��"� Security instrumcnt shall be deemed to huvc be,�n given to Borrower or L,ender when given as pmvidai in this paragraph•
<br /> -`-�t� 15.Govern[ng Law; Severability. This 5ecurity Instrument shall be governcd by fcderal law and the law of the
<br /> --- jurisdiction in which the Property is located. In the event thnt any provision or cluuse of this Securiry Instrwnent or the Note
<br /> -__��� conflicts with applicable law,sucli conflict shall not affect vther provisions vf this Sec:urity[nstn�ment or the Note which ewi be
<br />-_—-- given effect without the conflicting provisio�i.To this end the prov►sions of this Security Ins�rmnent and the Note ure declurocl
<br /> -:— to be seversble.
<br />"°`''� 16.Borrower's Copy.Borrmver shull be given cme conformed copy of the Note;md of this Seeurity Instn►ment.
<br /> Form 3026 srso
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