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<br /> � THIS SECURITY INSTRUM�NT combines uniform covenants for natlonal use and non•uniform covenanta with :
<br /> , Ilmited variatlons by Jurlsdlction to constltute a unitorm securiry Instrument covering real property. �
<br /> J UNIFORM COVENANTS.Borrower end Lender covenant and agree as follows: „ ,�:�
<br /> � 1.P�yment o/Principal�r�d Int�n�t;Prepayment tnd ute ChAroes. Borrower shall promptly pay when due , ��••�
<br /> , --�+� the principal of arxi Intereat on the debt evidenced by the Note and any prepayment and late charges due under the
<br /> Note. . , 4 r...,...; ,
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<br /> 2.Funds for TMxe�and Insur�nae. SubJect to applicable law or to a written waiver by Lender,Borrower shall pay - � �,'���.�:,�`�;
<br /> to Lender on the day monthly payments are due under the Note, untll the Note is pald In full,a sum("Funds")for. (a) ' ,;_;.._;r,.�.�'�.��`�
<br /> yearly taxes and assessments which may attain prlority over thls Security Instrument as a Iien on the Property; (b)yearly .. =•-���
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<br /> leasehdd payments ar ground rents on the Pro erty,if an ; (c)yeady hazard or ro e Insurence remlums; (d) " :��-=�=�-----
<br /> p Y P p nY p �;� -
<br /> yeady flood Insurance premlums,If any;(e)yearly mortgaga insurance premfums,If any; and (fl any sums payable by t"�'�-----
<br /> Borrower to Lender,in accordance with tho provisions of paragraph 6,In Ueu of the payment of mortgage insurance � �";��_
<br /> premiums.These items are calied"Escrow Items."Lender may,at any tlme,c d l�act an d h o l d Fu n ds in an am o u n t n o t t o �.`.�'.. �-
<br /> exceed tho maxlmum amount a lender for a federalty related mortgage loan may re�ulre for Borrower's escrow account � `r��;(;�;`��
<br /> under the federal Real Estate Settlement Procc3dures Act of 1974 as amended irom t me to tlme,l2 U.S.C, �2601 et �:=a t�_
<br /> seq.("R��PA"),unless another law that appllaa tA the Funds sets a lesser amount.If so,Lender msy,at any time,collect =�;.���.
<br /> and hold Funds In an amount not to exceed tha leaser amount.Lendet may estimate the amount of Funds due on the ,:;;e:--
<br /> basls of current data and reasonab4e estlmates of expendnu rss of future Escrow Items or otherwise In accordance wfth <<���
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<br /> appllCabl�law. i'�Ts'
<br /> The Funds shall be held in an institution whose deposits are insured by a federal agency, inst�umentality,or eretity .,,;���;_
<br /> (Includ(ng Lender,If l.ender is such an institution)or In any Federal Home Loan Bank.Lender shall appty the Funda to ••;��
<br /> pay the Escrow Iteme.Lender may not charge Borrower for holding and applying the Funds,annually ae�al�faing the ! __
<br /> � escrow account,or verifying the Escrow items,unless Lender paya Botrower interest on the Funds and applicable law =`
<br /> perml�s Lender to make such a charge.Howevor,Lender may requlre Borrower to pay a one-tlme charge fcu an ��=�:x_
<br /> ' fndependent real es2ate tex reporting service used by Lender In connection wfth thfs loan, unless appllcable la�v � .y. •�_.
<br /> provides othervvise.Unless an agrsement is made or applicable law requlres Interest to be pald,Lender shall not be —
<br /> � required to pay Borrower any Interest or earnings on the Funda.Borrower and Lender may agrea In writing, huwever, I -
<br /> that interest shall be paid on the Funds.I.ender shall give to Borrower,without charge,an annual accounting of the ,�
<br /> - rurxis,showing crediis anci ciebits ici iiin Puri�is a�d the purNCSS !ot�lhlch esch debM te ihe F�ncls w��m�de.T►+Q - =_
<br /> Funds are pledged as additlonal security for all svms securc�d by thls Security Instrument. --
<br /> • If the Funds held by Lender exceed the amounts permf3ted to be held by applicable law,Lender shall account to
<br /> � Borrower for the excess Funds(n accordance with the requi7ements of applicable law.If tt�e amount of the Funds�held . :��_
<br /> by Lender at any time is not sufficient to pay the Eacrow Items when due,Lender may so notffy Borrower In wrfting, --
<br /> and,fn such case Borrower shall pay to Lender tha amount necessary to make up the deficlency. Qorrower shall make -- _
<br /> up the deflclency In no more than twelve monthlyr�ayments.at Lender's sole dlscretion. �=
<br /> Upon payment in full of all sums secured by thia Security Instrument,Lender shall promptly retund to Borrqwer any J:' �;
<br /> • Funds held by Lender.If,under paragraph 21,Lender shall acquire or seli the Property,Lender,prlor to the acquisitbn r,
<br /> or sale of the Property,shall appiy any Funds hefd by Lender at the time of acquisftion or sale as a credit against the __ -
<br /> , sums secured by this Security Instrument. :
<br /> � 3.Apptication of Payments. Unless applicablo law provides othervvise,aIi payments receNed by Lender under -
<br /> ' . . paragrephs 1 and 2 shall be applled;fi�st,to any prepsyment charges due under the Note;second,to amounts payable ;�.
<br />, under paragraph 2;third,to Interest due;fourth,to principal due: and last,to any late charges due underthe Note. -
<br /> � ' � 4.Cha�es;Ltens. Borrower shallpay all texes,assessments,charges,fines and Impositlons attributable to the
<br /> � � Property which may attaln prioriry overthis Security Instrument,and leasehold paymonts or ground rents,ff any. .
<br /> , Borrower shall pay these obtigatlons tn the manner provided In parag�aph 2,or If not pald In that rnanner,Barrower shall .
<br /> pay them on time directiy to the person owed payment.Borrower shall promptly furnish to Lender all natices of
<br />--- amounts to be pald under thls paragraph. If Borrawer makas these payments dlrectly,Borrower shall promptly furnlsh to -
<br /> . Lender receipts evldencing the payments.
<br /> "x . Borrower shall promptly discharge any Ilen which has priaity over thls Security lnstrument unless Borrower.(a)
<br />��. ... agrees In wrfting to the payment of the obligation secured by the Ilen fn a manner acceptable to Lender,(b)contests in _
<br /> good teith the Ilen by.or defends against enforcement of the Ilen In,legal proceedtngs which In the Lender's opinion __
<br /> � operate to prevent the enfarcement of the Ilen;or(c)secures frorn the holder of the Ilen an agreement satisfactory to -_
<br />"� �,;' Lender subordinating the Ilen to this Securlry Instrument.If Lend er determines that any part of the Property Is subject to '.��x«„� _—__
<br /> a Ilen which may attaln prloriry over this Securiry Instrument,Lender may give Borrower a notice identHying the lien. -
<br /> Borrower shall satlsfy the Ilen or take one or more oi the actions set forth above wfthin 1 O days of the giving of noUce. y�'��"�__
<br /> °;�--_
<br /> S.Hazard or Property Insurunce. Borrower shall keep the improvements now exlsting or hereafter erected on ths� ��'�
<br /> Property Insured aga(nst loss byfire, hazards included withenthe term'extended coverage'and any other hazards, ':"�
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<br /> Including floods ar fl�oding,for which Lender requires insurance.This Insurance shall be maintafned in the amounts and ��*.: , � s}�� .
<br /> for the periods that Lender requires. The insurance carrler providing the fnsurance shall be chosen by Borrower subJect -';;�.EW�.�`,�
<br /> ' to Londer's approval which shall not be unreasonably withheld. If Borrower talls to malnialn coverage described�bove, . '`• +'' ``..
<br /> Lender may,at Lender's option,obtain coverage to protect Lender's righte in the Property In accordance wfth � �''`f�`°"
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<br /> paragraph 7. '. �� -�^'�°�.
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<br /> � NEBRASKA—SINGLE FAMILY—FNMA/FHLMC UNIFORM INSTRUMENT FORM 3028 9/YO
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