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<br /> Barroww��to�Ow�coount undK lho Nd�r�l Rwl Est�a SNIiMnM�t Proc�dura� Act al 1074���mmd�d hom tYn�to tMnr, 12 U.�.C.
<br /> �601 N t�q.("FIESPA'�,uniwt YnOlh�r{1w 14Rt IApli�l to Ih1 Fund�s�ti�Msee�mount. It oo, Lmdar m�y, �t any tYrn,ao111o1�nd
<br /> . w.w c..�r. .,....,,�,.„,�..�ynaW IhA{K1t11t�I11W11l,Lri1dN fl1lV YtlYl'I�IO{Ii�tY110Ufl1 OI(NfYC1 tIU� 00 lh�baob of cu+»nt d��Q -�
<br /> uvw..r..v.:t« G..�..
<br /> md na�onablr�s1Yn�tM of�oip�ndllurN af tutun Eserow prir+s or othKVrk� N�eeordana wkh�pplieabM Yw. �`w�
<br /> TM Fund� sh�M W Mid h u► fnttkulbn whaa�d�po�iN an hsund by a MMrd ��noy, Inftrum�ntNMr, or �ntMy (Incbanp
<br /> L�ndM, M Und1r fi ivah an InatAutbn) or M eny F�d�ra�Hor�La�n p�nk, L�nd�r thaN appy th�Funds to p�y tM Etcrow IM��
<br /> LmdK�y nol alwp�HonaWK br holdhq�nd�pPyh�th� Fun�,RnnuaMy emy�hy th��tcraw account, a wrlyhp tM E
<br /> It�m�,unMs�Undyr p�Y� E1arr�ww Mbnst on th�Fundt„d �pplk�biil yw pKmks LM�der to rru�k��uCh�Ch�rq�. Novr�vM,
<br /> nfq r��ir�tlarowK to pay• onMtim�ahtrp�Wr�n Indp�r�de►t ral�al�t�t�x roporilnfl cwvko uwd by Lendw !n comiection w
<br /> Mk b�u+,unNaf �ppllc�bM �w provkNs oth�rwk�. UnMss u� �pr�arNrtt k rrud�a�ppNcabM kw nqufrs�htKKt to b�prid,
<br /> �haN not b�nquind to pay 9orrowK�ny IntK�st o�wrnnps on th�Fund�. BorrowK and L�ndsr Ray aqne fn wrMMp� howw�r.MR
<br /> hter�tt th�N 1� p�ld On tIN Funds. L�nde► sh�p 9Na Io Borrower, wflhaut charp�, am m�uat �caountln0 of th� Fund�, �howhp
<br /> cndN� iu►d d�bks to th�Funds nnd th�purpos�tor whioh�soh debR to ths Fund�was mRW. Th�Fund�are pMdp�d���ddRbml
<br /> wourNy lor�M turm aaurW by!hb S�ourAy InsGUm�nt.
<br /> II tM Funds hMd Dy L�ntf��xcMd th�amowits p�rmlled to tw I�sb by appfbabla Inw,La►dor thnll aecount to Borrower fcN tN�
<br /> �oocas Funds h acaorMnc�wMh lh� r�uY�rwuf of�ppkat�M few. If th� amount ot th� Funda h�ld�r�Lsnd�r at any tlrrN N not
<br /> �ufNcMnt to p�y th�Escrow Itsms whan du�,L�ndK rtry �o notYy Borrow� In wrMiny,�nd, In wch cas�@arow�r sh�M pRy to L�ndr
<br /> th�Nmount n�c�sury to rwk� up tho d�ttoUnoy.Borrowwthal m�ki up lf�s d,�KCiancy �r na man tPraur t+rMw monthly paym�►b,�t
<br /> 4.�ndK's toM dkcrKion.
<br /> Upon p�yn�nt in NI ot�H sums s�cund by this Sacaiy Inat�urtwnc,landar sh�W�ompty r�lund to Borccw�r�nY Fun�s Mld by
<br /> LM►d�►. N.und�n paraynph 21,4�nd�r shaY wcquirr or aN the P�opa�tY.Londer,Prbr to tha acpuBidore or sa�a�ttN Prop�ty.�h1i1
<br /> �ppt�r any Fu�ds Mld by L�nd�►al tew time oF acqui�siUe�r,a sab as a crrodit�yahst th�sums socund b�thts S�cur7y intbwn�n4
<br /> 3. Applicstbn oi P�y�m�n�. ICNi+^„s�spice,�5k�►w Drovid�s oth�rwfss,�N pay:n�nb ��c�d DY��+d�r undrr P�OnP�
<br /> � �nd?shaM b� �pp1Md: Nrst. t0 ll'�y E!(i►I,.T�IP��1 ChKq��s��:+under tha Not�; cacond,to �mounts Ray+aby tyndr I¢��Ay�ph�th�O
<br /> W hl�ntt dw;fourth,lo princiR+d dw:�m�l ta3�,to anY�p ahuqef dw undK th�Ncts.
<br /> 4. C11ar�ei; Llens. Borcow�w��,�Mn .�ry W tuc�s,ass�saminri, cnup�s� fin�s �nd imposiiiruir3 staiwWi+ii lo tti� PtBr..~!y
<br /> whiCh rtMy �tak� prbriy Ow► ihk S�cw+ty 1nsWmMit, and WWhold payrtNnb or pround nnts, f� �v• 9orrovwt thal par thM�
<br /> ob�tia►s N lh�m�na providad h paaynph 2,o�M n�tpaid In that m�r►nor�Borrowr�r shaN pay the�a+ an fim�dhcty to tM pKSOn
<br /> owrd paymMiA Barowlr sl�a5l�Fromply Nmizh to Llnder d notlC�1 uf�rtwunts to b� paW untMr this parpraph. if BarowM�kN
<br /> th�P�y�nts cNnctN�9orroww�tua prompty iumhh to undu nwpb widmchp tl►s�+arm�nte.
<br /> Bo�mwer�t�4A prompty dlschuq��ny A�n which h�a priarly owr thb S�cu�ity Inshum�nt unMis Bortoww:(a)apr�t M wrtirp b
<br /> 1M paynMnt e?Zhe obMp�tion s�curod by th� Wn h �r_annK�ccptabN to L�nd�r;(b)aontosts N pood kkh t►M�n bY�ot dM�►dt
<br /> Ip�lnit MIfWC�rrM�1t Of Itl� filn In�MQI�Rr3►��f7Npf wn�h o iir iandw'�Of�ati'v��G{iWQ}s tu�i6vCRi::'.z s�il�!a!!!��!n;4t�cl
<br /> sreuns kom th�holdu of t� � u� aqisnr�nt s�tisf�c,ay to I.�ndK nuGdrdin�tin�,')lt^e lien to this S�euttqt Instrutr�nG H i�ndu
<br /> alttMtmYws th�lt rny prt ot tAm 6�r9perty��sub�lct to��Gon ��rfiich may attah prbr�i �o�rer thls S�CU�Ity MstrumNl�,Gur�r rtMy p�w -
<br /> '': ,Barow�r a notic�Id�ntyinp th�Wii.' �a�ruowex�hall�al�sy ft�1 li�n or taka on�ar rorrq:�7�tM aclbns s�t�oRh aqr+ve wkhin 10 dayt
<br /> ' of tM pkin0 ot nottc�. .
<br /> 5. Hmrd or P�operly lesurbna@. Botrow�r shal k«p tM ImprownNntat oow ar�2�n�g� cr nKM1at «sowd on 11�
<br /> Prop�ty inurnd apafntt bse by M� ha�ards IncluWd wl�h tM t�m '�Mnd�d covera�o'and any oJh�r i�rds.Yet�Atnp 1bod�ar
<br /> tbod(np, /or which L�ndr nquins hsurMr�. Thia hsumev stNM b� rt►ehufn�d.irr. ¢'na Amounte snd for tM p�k�u� tl+�t l�ndu
<br /> hqukrf. Th�hsur�cai►iK provWlnO iha bsuranc� sNd b Chos�n br �Cf�'Owiit.su`bjE±ct to UndAr''B�pProv�l w�sh s��a
<br /> axwsonaby WitbMld. M Bocro�wr hNS �2��mahain Covwp� dascrihi+� abx�ne.:�a�'tDq''mty.at l,�irixfoii optlon.oblah oowrapPl4� .
<br /> prolYOt L�nd�s riphri fn tM PropKty h�car�nt�wkt�Wreynph 7. '. . .. � . •
<br /> �. All btur�AoIkM� �nd.��w�l�q0ua�•0��ccptp'��tr�Und�r and shap inabbA n saand�rd mortpa0�oituu.����dndu shd f�
<br /> ':� ,tTa riphe to notd m.poRCMs:n�m�r��}vrn&: Q tsnar na�ra� earowx sn.r Fxorrip��t� ��+w co Uncsw a�moNpf&a'�o+�d p�n
<br /> �ind rw»rv�l notlas. In tM ey�r:4 m��c+:s%.•9ortownr�hil�M prompt notie� to tM ki�u�anc� crriqr��nd L�nd�.LM�du m�r nrk�
<br /> ptoW af bu 11�ot m�d�l O��Ptyr p?p�la:ms�otvqr. � .
<br /> lJnflp LM►Wr and BOtroMrllt�L1NrwlCSO ayrM h wrl[Iiq,Intu�nC�P���thlN b�WPWd t0 tt57o•r�lbn Or rrp�it of tAS PnOpM11
<br /> :ennq�d. r a» n�eontlorn�r QayAt/ J�+e�anomlc.My wasbM �na und.r• s.curi�r is nn: lest�d. �t c�»nstoraaon o�npNr M na
<br /> ;�iconon�cab I�a:bls a dcta�r�a::�a"s�c�r�r� wou�d be»ss�d�t� insunnc�proc�ed� shafl b� appwd to tM wnN s�cund bfr tl�
<br /> � Sjpulqr InsqurtMnt, wMthipr•ar•noi,I�en dw,wkh �ny Mc�t W�d to Borrovwr. If Bar►ow+r �bmdon�th�Prop�f�� ar doM not
<br /> �nsw�r wR�� �0 d�yt� notic� kom,dAnd�r thu UN Inwranc� carrkc has oM�nd to aattN � �ki3n!. tlMn L�^My co�t if�
<br /> hfurM�ct�ptoawds. l�dM mty aiB the QroCY�d1 lOr�WM or �881Cao tl» PropeAr or t0 pytp �un11 s�cund by thr S�1�']h/
<br /> N=Wnt�nf,wh�tMr o�not th�n dus.Th�20�daY P.rtoQ v�ebsph wh�n t►w aottc�k q�.•. . �' ' '
<br /> •� lJnia� I.M�dr�nd Borrow�r oth�rwiq�yr»in v�r:�ii^,, .�ny applicstbn of proc�als:��p�A'r�otpd shat not�67•o�,postpoeN fM
<br /> du.au.o�a�. mon►nH wr�►� ni.n•p co h par�s 1�nd 2 or ohlu►p� tM qmxa:�r�:af tM•D4f�^ts. If uAdlr OYaOr�21
<br /> tIN Prop�tY R acquin0 by undK�8ont�autr'8 riDhL lo an►tssur'.��ct Rolicits and PtOaeil�nstatitln0_5tc�!�to fIN P�opKlr p�ior
<br /> to th� �CquMkion sh11 pe�s to lueder b lh� exl«►t ol tM sums s�cund by this 5�Cura� h,a't,:i+n�nt km»dWM► prlor lo tlM
<br /> �cQukklon.
<br /> 6. Occupancy, B�.r�e�ervatlon, �ry1QRi(IC! �nd Protectbn ac� 4Ame I�rope►q►: BorrowK's L.o�n :
<br /> � MRltc�tlon; I.ea��u�1� BonowM sha�occu0�o atebish�lnd U6�th�P�OpM�U �13 sacrcw.rs �ncq�nsa.no.w�h a►ay
<br /> a�Ya�Mr ehJn�taNcutfa+ �tRb S�cc�ntK Ur��Srum�nt r� sr�ali cond'nw to occupy tM Prop�ty as&am,mMr�ft D��rKid�nn 1or a]
<br /> EWSI on� n9rr allst iM d�M Of �cWD�*Cy. unttss L�t.01�t OtPrrtwis� o�jtNt In wrk(ny. whc2e emx�s�nt �haN not b� irrMSOe�`Y
<br /> :YiehhMO,0�YNiKf�%Yf1tYCrt�C�C�x�ih�'oGiS WSt whl�h 1� DfyG10 130ftOw�6 C6Mi01. Barows sP�Y not d�slcoy,dr�or YnpY
<br /> tMN Prop�ty,�tiow th�P�r�p�.tY ta deeariont�.a comm:t.es»on lh�prap«ty. Boncxw�r shaM b�h dM�ut x onY taArt►�n�allon o►
<br /> prpc�dirq,wh�thK elnt ar erfm:ul,.k 19agan th�t in I.a�dK'ss pood hkh Judprr�nC couJdr nsuk h tat�kun of�lpcq�wty or oth�rwia
<br /> rtrtKiaKy Mp�� lh� i1n cnaMQ By fhfs Secwxy Inttrvmint or Undsr's s�cunTy �+ehs� etarow�r m�r curs a�o a a:i:ui::w:
<br /> r�Hst�b, a provtd�d h p�npropn s@,.8y caushp th� acibn a procs�dinq to bs dam�sad w�i�m�vRrq that�fn Und«'s pood I�M�
<br /> d�Nrmh�tton, pnclu0ls taMRun ot ttw Borrow�r'i ht�nst h th� PropwtY or aher mruxWl Y�e�r�n�nt of tM Mn cnat�d by q►li
<br /> S�etKily Inshurtwnt ot La�ndars NcurMy ht�rrst. Bot►owK shlp �ko bo h deMuk If BortOwar. durkp tM bN �ppliutlon praO�t�t.
<br /> pwr rt�qd�g hk� a in�ccunn Wtonnatbn a sut�ts to l�ndar(or fox�d tn provlda L�ndK wtlt any m�t�ryl Inlortn�li0n) U
<br /> aor�Ction wllh d�� lo�n wid�ncW by th�Nou,fnc4d i�p,Ewl not dm1Md to,repres�ntetton�conc�min�BoROw�s OcC�H�+�!'a�
<br /> propKty �s a prinC�l r�tid�fc�. If thb S�CUr4y Instzumx+t fs on a 19itihold, Borrow�r shatl compy wllh �1 tht{!�'�vl�ioni ot th�
<br /> IMp. M 9orrowa �c0ulns 1+�tRM to th� Proparty,tt��yasMold�nd th�I» tib shaN not� unMu tM t,�nda+��yrwa,tn 1fN
<br /> In�rp�r b vvrithq. Fern�aor 1,�0
<br /> cn�s.►wa�+on�� r��.:oi s
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