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<br /> 9R_ i[�`�"991 �
<br /> ' 'i�q�'CHEiFt WITH sll tho lmprovemrnts naw ar hareatter erectal on tho property,end all cate�halitia,oppiuten�nce��md
<br /> tixtura now cx hereufter a parL of the praperry.A:t rept.�ximents ar��l addidons shmll also be covere�l by�hi�Socurity Inswmen� �G�--
<br /> All ni tho fcxt+goln�ix rofcrrcd to fr.�"+�c,M��.:.y i„�m»��,.ns a.c tliz'i��nQelty." ---
<br /> �iORRUWAR COVRNANTS that Bormwcr is lnw.fh��y s2is�tl��i tho cstato hcrcby wnvoycd tand ha� �ho ripht w�nun�nd �
<br /> cnnvoy tha I'n►porty and U�at, iho Property is vnencum�barr�,a3L�pt for cncumbranr.es of record.Borrowa w�rranu rnd will
<br /> dofand aenaratly U�o dUa ta Q�o Property a8ains3 a11 elaims��n�]domands,subject w any encumbrances of cocord.
<br /> TH1S 9�CURITY INSTRUMENT cambi�tes w►iform covcnanis for nadonsl use artd non-uniform cuvenaau with limll�od
<br /> vaclaUnnw by Jurledlction to consdwte a unifom�secwiry instrument covering real property. --
<br /> UNIF�RM COVSNANTS.Borrower and Lcnder covensnt and agree as foUows:
<br /> 1.P�yment of Prtnclp�l wnd Iehr�t;Prspaymen�c amd�Ate�har�ee. Bamwcr staU prampdy p�y whc�f duo tlra
<br /> prinaip�l nf�nd intarest an tha dcbt ovidenced by�he No�c und any prcpaymeac end late chergcs due under tha Nata,
<br /> 2.Bund�far T�xea and ineurana. Snbject w A�piicablt a���,ar w a wriucn waivcr by I.endcr��OR�DWIU AI111I� ()ty lQ
<br /> I.endct on tho day monthly paymcnts arc duc und�r�hc Nota,until�i�Note is paid in full,a sum("Funda")ta:(e)ye�rly utxaa
<br /> and�sKasmonte which may aunin pdorlty over�h3s Security Instrumcna�a a lien on tho P�p��ly: (b)yearly kaxtwW paymer►u
<br /> or�ound renu on tha Property,if any:(c)1'eutly haznrd or propacy inssv�utco praminms;(d�Yeerly qexxl Insuc�utioo pcaniumt�if
<br /> anY�(c}ycarlY mortY�c lnsurancc prcmiums� lt any;und (fl u�y siaraas �y��k l�y BOrrowcr 10 i�da�in�ocordanoe with Iho
<br /> provi�ion� ot p�n�t�ph 8, in licu of the payment of morsg�g�e insu�n�� pTCr�ndums. T1�aso iiems oro calbd "Buxow ilanr."
<br /> i.a�cler may,u�ny dme,coUoct and hold Funda in an amouns not to excxd the mAximum artiouni a lender fa a fedenliy reWod
<br /> mort�yRp Ip�n rru�y requiro for Honowex's escrow account undes ihe t�;,d:ral Rcal£state Scttkment Pmcodun�Act ot 1974�u
<br /> �rno�clod fmm dme Lo timo,12 U.S.C.Socdon 26a]�t se�. ("RESPA"�,unlrss ar.�rt►er law Ihat appliea a the Funds�ola a loaor
<br /> mnounG If eo.[�enckr mxy, at any time.collect�nd hold Funds in tua emaurt �'��t to eacoed the ks� �maunt. Lontla rtu�y
<br /> eitimale tho�mount of Funds duo on the tmsis of ciurcn��t�and reaso�eble admaees of expendiwrw of fawne F�cmw I�hdnR a
<br /> oth�swl�o in acanQenco wlth applicablo It�w.
<br /> Tho Funde shaQ bo hald in an insdwtion whose deposi�ts�ne insured Ty a falaral egency.i�stnumentality,or entity(inclu�fin,�
<br /> Lt�r.if I.!x�der ie such�o institndnn) rx in Ny Fe:lzr�9 H�a 1.onr�Bank.I.tnder aNaU apply Ihe Funds w pay Iho�crow
<br /> I1dns.l.onder miry nat ch�tgo Borrower fot holding and app'lyiaig the Fun�,tt^.sr.nraz'y aaalyzing the escmw rcoo�x�t,a vuifyln�
<br /> the B�u�ow Item.t,unlasi T.atder pAy�B�rrower inuxest on tl�s�unds a�d�agrpGc�i�a�a law pami�s I.axlea t�o mako aich t clu�rga.
<br /> Hovvevor� I,endet may roquiro Sorrowu to pay a onaz+me���age for .en i�dq�endent resl a�tas� tu repo�tin�x�►ioe wcd by
<br /> 1,endet in connoctbn wlth thb luan,unless applicable lnw pr,c�27.ides oihrrwix.Untess An�+eemait is made ar�ppticsbb L►w
<br /> requira inle�►W bo paid,Londa sha11 not be oequir�ed ta�tsf 33onawer a�fy a�a�?e��ast ar e�mings on ihe�1�1t.BanoMOr�nd
<br /> L.aida may�reo!n wddn�,however�thst intaest sha9]be paicl on tha�Un�9s.c,r�dea shall glve to Bamwa��r41�o��ch�qe,en
<br /> ann�i aa�oundng of Iha Funds.�Iwwfng aaliu and dc3�its tn t�a Funds and�he p:.-�osa for which ach dd�it b the F1�nd�wrs .
<br /> m�de.'R�e Funde aro piedgod a�ddltbnal xeudty fa all snms�ecnrc:t�by this 5ecu�aay in�u+�err:�aa.
<br /> If tha Funds held by I.ec�dor excoed tha amounu petmitted ta be h�l d by applic�lvle k+w,Lo-:z���r etuU accaunt b Barowa ta
<br /> tho axoas�unde ln eccorcl�nca with tho reQufrtmena of applicuble Iaw.It tha amoi�na a�'Ghc Fo�a7s t�eW by I�a�der at my lime i�
<br /> not wtt"icia�t to pay the Sscrow Item�when duo�L.ender may so notiiy�orrawer in:vai�ng�+end�in wch ca�e Harower dWl par
<br /> W L�enber tho cnount noces�uy to mako up U�e deficiency. Borrower shall make up tho deticlency in no mone d�n twelvo
<br /> monWY MY�+►a.u i.encfar'i rob dl�crotion.
<br /> Upon paymau in ttiU of�Il n�nu�ecured by this Sxurity Ia�scrumen►,�Laa�dca s?�31�xa�apci� refund oo Barowar mr F�
<br /> hald by L.ender.If.nncbr panpnph 21.Lenda sh�il acquire or scll the Pra}xny,s+��dtr,�riw to tha�cqui�ttfon at n1e at 1!a
<br /> prnpaty,eh�ll�pply any Fwidf held by l,endx at tha time of t�c�uisidon or sAlc-ns a txodit�g�ut the sua�iecured by ts4
<br /> Socurity In�tcttmat�
<br /> 3.AppNcatbn ot P�yment�. Unka�pplk;abk law provicIes otherwi�e,all puyr¢sd�ts ff�aca�r�d by 1.e��der unAa P�raR�phr
<br /> 1�nd 2 etull ba ppplfed: ficat,w�nY P�Y�►e chargw due ua�iler the�1osa�see4�d,un a►r�no«np payabb undee pr��ph 2:
<br /> third.to intsrest due;fouah,to princip�l du0.and 1sst,to�ny W�e c9uu gF:s dut unc]Er tt�i 1�A1e.
<br /> 4.Ch�r�esi Lktu. Bortowa dull pqr �Il taues.�ae�una�ts.claarg�es�Cmes unc�dmpps�ow aqrbuubb lo tba Property
<br /> �vhich may u�in pclocLq'over Utu Securih+ln�rume�►t,and kardwk3 pt�Y�►ents or gr_ounw t"+�•'�ts.if ny.Barowa alWU p�y d�ae
<br /> oblig�tionf in tbe mruxr providod�n parKnph 2,or if not paid in��t mamner,J1u�r.r�ows8 s1aaD pay tban an tirtie d�eetl�►q da
<br /> person owmd p�ymrn� Harowar slwU prornplly tLmlah to L�ea�det �� no�dsts nt arnava�as tn i��pdd unda thit p�n�ph.U
<br /> Bo�m�rer motcw tMroo p�ymenu dlrecUy.8on+ower�hall prompdy fum�h to Lenc3rx a�ipis evlcl���de►g the p�yments.
<br /> Borrower alull Pcon'�Ptty dhch�e�ny Ilai whiclt het prlorlty ovcr I�Ss Security Insuument w�c,tt Bam�a: (i)a�reet iu
<br /> Mrtitinj W the p�yn�ont ot tho obli�Mloe�ocured by tha lien in a manner wcre�tuble co I.cndar:(b)couteus in good fi��itth d�o Uea
<br /> by. a defc�xU �ain:t enforcemait o[ ihe Ibn in, k�C� procadings wt�ich in �fie 1.�nc�er's copinion o�xrate w pcavoot �he
<br /> enfavanent of the lient a(c)�ocure�[rom tho hotdar of tha ticn�► agreenx.n¢sadstuc2nry to�t,znda subaodinattns the lien eo
<br /> this Security Insi:umon�It l�aidor dekxminea diat ny p�t of the Propaty h ua�b�c2 w a Uien whi�h may awia priocity ova thii
<br /> Securicy inanument,I.ender nu�y Qivo Hcxrowa�notico identifying the Iien.Borrower s�nil s�►i�fy the tien o�uka one a more
<br /> of tha�ctloni sct fonh abovc wlthin 1Q day�at Iha�ivinQ of n�dce.
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