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<br />�:,�:: paymcnts may nu longcr bc reyuircd,ut thc option of l.ender.if mongage insuriincc c��vcragc(in the amaunt and for the peri
<br />- thut I.cndcr rcyuires) provided by an insurcr appmved by L.cndcr aguin becomcs availabic und is obtuincJ. Borrower shall pay
<br /> 4��*� the premiwns requirect to maintuin mortgage insumncc in effect,or ro provide u loss rescrve,unlil the requirement far martgage
<br /> - insuri�ncc rnd�in arcurdancc with uny writtcn a�recm:nt bctwccn Borrowcr and Lendcr��r applicablc law.
<br /> -.--� 9, Inspectlon.Lc��dcr or its agcnt may mak�m�isoiwblc cntrics upon and inspectionti ot thc Prc�perty. L.cnder shall give -
<br />'_+�L�� Qorrc�wer notice ut the tinx of or prior to an inspecti�m specifying rcasanable cause for the inspection.
<br /> 10, CondemnAtian. The procceds of any arv:ucl or elaim for dumuges, dircct or con�equentiul, in connection with any
<br /> . �..� candemnatirni cu other taking of any part of th4 Praperty,or for conveyunce in licu nf condemnatinn, are hereby assigned und
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<br /> shall be puid to l.ender.
<br /> In the even[of n total taking af the Properq�.the pxocecds shall be appliul tn tlic sums secured by this Security Instrurnent,
<br />`=t�;:�:. whether or not then due.with uny excess peid to Harrower. In the event of a partial taking of the Property in which the fair
<br />���'�;:R market valuc of the Property immediu�ely befova the t�lcing is equul to or grcater thun the amount of the sums secured by this
<br /> r':x''R� Security Instrument immediately before th�taking, unle:�s Bunower and I.�:nder otherwise agree in writing.the sums secured by
<br /> ==-=- this Security Instrument shall be reduced by the aJtiount of the proceeds multiplial by the following fraction: (a) the total
<br /> _-=� runount of the sums secured immediately before ttxr taking, divided by (b) the fair market vulue of the Property immediately
<br />---„���� befare tlte taking. Any balancc shall be paid to Hotimwer. In the event of a partial taking of the Propeny in which the fair
<br />_.';�� murket value af thc Properiy immediatelp beforc th�taking is Icss than the amount of the sums secured immediately before the
<br /> � taking,unless Borrower and Lender othenvisc a�rreP in writing or unless upplicable law otherwise provides, the proceeds sh�ll
<br />;,_�,,,=�y� be applied to the sums secured by this Securiry Instrument whether or not the sums are then due.
<br /> ___r,� If the Property is abandoned by Bormwer,ur if,after notice by L,ender to Barrower that the condemnor offers to make an
<br /> award or settle u claim far damages, Bormwcr fails to respond to I..ender within 30 days uftcr the date the nrnice is given,
<br />_.��_;� Lender is authorized ta rnlloc[and apply the proreeds,at its aption,either to restoration or repair of the Pmperty ar to the sums
<br /> =:.n� secured by this Security Instrument,whether or not then duc.
<br /> Unless Lender and Borrower othenvise ugree in writing, any applicatian of proceecis to principal shall not extend ar
<br /> _ postpone the due date of the monthly payments referred to in paragraphs 1 und 2 ar change the amount of such paymenu.
<br /> 11.Burrower Nat Released; Forbearnnce By I.ender Not a Waiver.Extension of the time for payment or modification
<br /> — of amortization of the sums securod by this S:c:urity Instrument grnnted by Lender to uny successor in interest of Borrower shall
<br /> nat aN;,rat;,io rs:esw sh:!i�i�iil��f Gh=^ri�n31 Bn��yv��nr R�rrower's successors in interest. Lender shall not be cequired ta
<br /> ---- commence proceedings agaitut any successar in interest or refuse to extend time for payment or otherwise modify amortization
<br /> of the sums secural by this Security Insuurrrtni by reason of any demand made by the otiginal Borrower or Borrower's
<br /> successors in interest. Any forbeartuue by L.esvler in exercising any right or remedy shall not be u waiver of or preclude tlte
<br /> exercise of any right or mmedy.
<br /> 12. 5uccessors and Aseigas Boun�l� Jo4nt and Several Llability; Casigners. The covenants and agreements of this
<br /> Security [nstrument shall bind :�nd br,r�6t the successars and assigns of Lender and Borrower, subject to the provisions of
<br /> parugraph 1�. Borrower's covenants u�3d agreements shall be joint and several, Any Borro�ver who co-signs this Security
<br /> Instrument but does rx�t ex�ute th�Note: (a) is co-signing this Security Instrument only to mortgage, grant and convey that
<br /> Bonower'F interest in th�Property under the terms of this Security Instrument; (b)is not personally obligated to pay the sums
<br /> secured by this Security Instrument:and(c)agrees that L.ender and any other Borrower may agree to extend,modify,forbear or
<br /> make any acnonuinoda�ions with regard to the terms of this Security Instrument or the Note without that Borrower's wnsent.
<br /> • 13. Loan Charges.�f the loan secured by this Security InstNment is subject to a law which sets maximum loan charges.
<br /> and that law is finaUy interpreted so that the interest or other loan charges collected or to be collected in connection with the
<br /> lo�an exc�ed the permitted limits,then: (a)nny such loan charge shall be reduced by the amount necessary to reduce the charge
<br /> to thet permitted limit;and (b) any sums already collec:ted from f3orcower which exceeded permitted (Inuts will be refunded to
<br /> 6orrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct
<br /> '� payment to Borrower. If n refund reduces principal, the reduction will be treated as a partial prepayment without any
<br /> prepayment charge under the Note.
<br /> 14. Not[ees. Any notice to Borrower provided for in this Security Instn►ment shall be given by delivering it or by mailing
<br /> � it by first class mail unless applicable law requires use of another method. The notice shall be directed to the Property Addmss
<br /> or any other address Borrower designates by notice to I.ender. Any notice to Lender shall be given by first class mail to
<br /> Lendcr's address stated herein or any other address Lender designates by notice to Borrower. Any notice provided far in dus
<br /> Security Instrument�hAll be deemed to have been given to Borro�ver or Lender when given as provided in this paragcaph.
<br /> 15. Governing Law; Severability. This Security Instrument sha11 be governai by federal lnw and the law of the
<br /> ---- jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the IVote
<br /> - conflicts with applicuble law,such rnnflict shall not affect other provisions of this Security Instn►ment or the Note which can be
<br /> --�� given effect without the conflicting pruvision. To this end the provisions of this Security Instrument and the Note are declared
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