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1 i1+ `.t:��� ��I- � �i:{�t(r(\f�{l,'\�.Ilif - ..`1 <br /> � - I <br /> ! <br /> �j'��� <br /> . . * ' 1 . . 1-1 u. �l li � 4'���r <br /> � -r •- . . - - �1'M�!�j���iy 1,�tMYux - . <br /> _ .. � � .�.7: f r'ubi,'.tiw�r° . - <br /> p+r��4-�a�•;•,. y1.� 'l':.��. .�. ;i.l 1le.r,� .{�,y � �� ��yy( ,ay.,,, . • ���� .._�� __-_ - <br /> .:1 . .�i.' : f'Ftf�'�t:'kCe'Tl���'!�i[!'f�'r�•� "'���!!r�""f��R.i'�.Y?� -- <br />� -�-,•�y'V��6'ri!f!�!''}. ��Y14i�ltih'tw �*�i�ft'J\,at,.�.w�V:'�..w'uC:A'��Y8�7t . .. . ��tA♦'r.C-�_��,`_`.� - <br /> �i1��i.1�6� ii��r�l.� • F��t!'S.�y�-•,,�.:'{�n•�°��'f�,.'!�'�"•�"' 'ri _�;�Krrj'�'�r��. � ...':..a..:.�TM�i:,',�.�e...���_. -_ -- <br /> Z�� <br /> -�,`�v:�v�a�.^ ` u1rc.'�G�b'+�INC: .�L <br /> 6�a�! 7�,.�1� ' � _. _ _ f �y, ,. . �����.NN��,, ee� + � - - .i�lt��'i4L` -- <br /> l���A�M ♦���g. ��.�,�,�y � �I ''� 111 W�'1� N�_ _ , - <br /> 4,v� � ����1 [WiR"R"C"�^� ,��If ! �1! 'I'y �t? ' � Y�:.�iT�K� � <br /> ii�Yl.,Ff'f17 l.K! ..LJ���s: 1� �S� ��y,� � t . .i �.�A.w,u. 1`1 '--'__ <br /> - ry� �x �'�.S V` �a.�3{illr.a;MG� �,a��f#Q�,b_i61s!'�,_f;.h..r� . . <br /> - -Ir i"fi'�L'H -- -—�R P��r�3.1. '^S. �1lUI.:_ <br />�•��� . . .._u - . - - - --- — <br /> ru.. <br /> _ � 97-+�46�4�i <br />-f�� � <br />: .�„•' S. Hwi.�rd or 1'roperty Inyur 1R�c. liurrowcr shidl kccp thc impn�vcmcnth nuw cxisting on c�rca(tcr ci�crtcd on thc <br /> w;� 1'roperty insureQ uguinst b�+s hy fire. huutrds included within the term "extencted co��crnge" und nny otlier lu�airdti, including <br /> Y� Iluixtr ur Oo�xling, for which Lender►ryuirey insur�nce. Thix insur:ince shull be maintnined in the nmuuntti nnd for the �rf�►ctr r <br /> i thut I.�:ndcr rcquires. Thc insuruncc curricr pruviJing thv inhuruncc sh:ill bc choscn hy Aiirr�iwcr sub,jcrt to I,�:ndcr's uppruvid <br /> .�_,.�, which shttll not be unrensonnbly withhcld. If Borrowcr faile to muintuin coveragc described ubovc, Lendcr nwy, nt Lendcr's <br />`_ -...•+ option,obtuin covcrngc to protcct Lendcr's rights in thc Propcc►y in uccorcluncc with pumgrnph 7. <br /> �� All insurance policies and renewals shall be ncceptnble to Lender und shull include n stundurd mongnge cluuse. L.ender <br /> - � shull hnve thc right to hold thc policics and renewals. [f I.ender requires.Borrawcr shull promptly givc to Lendcr ull rcccipts of <br />-�'':� paid premiums and renewal notices. In the eveut of loss,Borrower shull give prompt noticc to the insurunce currier nnd Lender. <br /> '`'�' I.encier may make proof of loss if not mndc prompdy by Borrowcr, <br />_;F� Unless Lende�and Borcowcr atherwise agree in writtng, insurance procecds shull be applied to restorutian or rcpair of the <br /> =�•,=� Pmperty damaged,if che restoration or repair is economically feasible and Lender's security is not lessened. If the restoradon or <br /> r:�; <br /> y repair is not ecaiomically feasible or L.ender's security would be lessened.the insurance proceecls shaU be npplied to t ie sums <br /> `�_� secured by this Security Instrument, whether or not then due, with any excess paid to Borrower. If Bonower nbandons the <br />��y Propeny.or does not answer within 30 days a notice from Lender that the insurance car•ier hus offered to settle a claim, then <br />_;_:°� Lender may collect the insurance proceeds. Lender may use the proceeds to repair or restore the Property or to pay sums <br /> :�` secured by this Security Instrument,whether or not then due.The 30-day periad wilt begin when the notice is given. <br />;_� Unless Lender and Borrawer otherwise agree in writi►ag, any appl'►cation of prnceeds to principal shull not extend or <br /> postpone the due date of the monchly payments referrcd to in puragrnphx 1 and 2 or change the amount of thc payments. If <br />_��-' under paragrnph 21 the Property is nequired h,�•Lender, Borrower's right to�my insurence policies and proceeds�esulting from _ <br />_:ya� damage to the Propeny prior to the acyuisi[ion sh�il pass ta Lender to the extent of the�ums secured by this Securiry Instrument <br /> -== immediutely prior to the acquisitian. <br /> ="'� 6. (kcupancy,Yresen'atian,Maintenance and Protection of the Property;Borrower's Loan Application; [.easehot�s• <br /> _-- Borrower shall occupy,establish,and use the Property ns Borrower's principal residence within sixty days after the execation of <br /> ;�e this Security Instrarnent and shall continue to occupy the Property as Borrowee's principal residence f��r at least one yexr after <br /> the date of occupancy,unless Lender athenvise agrees in writing, which cansent shall n�t be unreasonably withheld,or unless <br /> extenuating circumstances exist which are beyand Horrower'; control. Bnrcower shafl not destroy, damage or impair the <br /> __— prope�ty, allow the Property to deteriorate, or commit waste on tne Propeny. Bu,io��er shafl bc ir. �'eFae:!! �f�."-; f^tfeit�ere <br /> action or praceecling. whether civil or criminal, is begun thnt in Lender's g4od faith judgment could result in focteiture of che <br /> � Property or otherwise materiully impair the lien created by this Security Instrument or Lender's securicv interest.Borrawer may <br /> cure such a default and reinstate,as provided in puragrnph IS, by causing the action or proceeding to be dismissal with a rulfng <br /> that. in I.ender's good fnith detecmination, precludcs forfciturc of thc; Borrower's interest in thc Pmpe►ty or other material <br /> impuirment of the lien crcatcd by this Security Instcument or Lcndcr's security interest. Borrower shall also bc in default if <br /> Barcower,during the loan applicntion process,gave materially false or inaccur3te lnformation or statements tu Lender(or fuiled <br /> to proviJe Lender with any material infornwtion) in connection with the loan evidenced by the Note. including,but not limited <br /> .' to, representations cc�ncerning Borrower's a:cupancy of the Prope�ty as a principal residencc. If this Security Instrument is on n <br /> Icaschold, Borrower shall comply with all thc provisions nf the Icnsc. If l3orrovecr acquires fec titic to thc Property. the <br /> leasehold und the fee title shall uot merge unlcss Lendcr agrces to the mcrgcr in writing. <br /> 7.Protection of I.ender's Rights in the Property.If Borrower fuils to perform the covenants n�xi ag�ecmcnts conuuned in <br /> tl»s Secunity Instrument. or there is a legul praceeding that tnay significantly uffe.:t Lender's rights in the Prap�rty(such as a <br /> pruceeding in bunkruptcy,probate, far condemnation or forfeiture or to enforce laws or regulations), then Lender may do nnd <br /> pay for whutever is necessary to protect the value of the Property and Lender's rights in the Property. Lender's actions may <br /> include paying any sums secured by a lien which has priority over this Security Instrument, appearing in court, paying <br /> reasonable attomeys' fees und entering on the Property to makc repairs. Although L.ender may take action under this parngraph <br /> 7,I.endcr dacs not have to do so. <br /> Any a�nounts disbursed by Lender under this paragraph 7 shall become additional debt of Borrowcr secured by this <br /> Security Instrument. Unless Borrowcr and Lender agree to othcr tetms of payment,these amounts shall bear interest from the <br /> date of disbursement�t the Note rate and shall be payable, with intemst, upon notice from Lencier to Borrower requesting <br /> payment. <br /> 8.Mortgs�e Insurance. If Lender requireci mortgage insurance as a condition of making the loan secured by this Security <br /> Instrument, Hoe�o�ver shull pay the premiun±s requircd to maintain dle mortgage insurance in effi:ct. If, for any reason. the <br /> — martgage insurance coverage required by Lender lapses or ceases to be in effect. Borrower sh�ll pay the premiums required co <br /> — � obtain coverage subst;mtially equivalent to the mortguge insurance previously in cffect, at a cost substnntially equivalent to the <br /> ����— cost to Borrowcr of the mortgage insurance previously in effcct. from an altematc mortgage insurer approved by L.ender. If <br />---"�� substantially equivalent mortgage insurance coverage is not uvailable,Borrower shall pay to Lender euch month a sum equal to <br /> ���::� one-twelfth of the yearly mortgage insurance premium being paid by Borrower when the insurance coverage laps e d o r c e a s e d t o <br /> —�=� be in effect.Lender will accept,use and retam these payments as a loss reserve in lieu of mortguge insurance. Loss reserve <br />_-:,;� Form 3028 9180 <br />_' -_� P�e s or e <br /> ,-.�--=� <br />_•_�� — ' <br /> '��� - <br /> - ';r.� - _ - .�__--------_ <br /> ;� .. - �-- ,., -- <br /> ��::,��g • , <br /> :._ s�:,, <br /> .., �'„�.. <br /> .. :;• . <br /> , ,;r . , <br /> ' � " .. .• . h�]� . <br /> . �Ci i . .. • ��, . <br /> . .. _�. . . . . .'�4� S� . <br /> � . <br />.s��{ A � . , "��� .�. <br /> �L�� �rr .�� ' .� , r� . . ��}�1 �: ' .� <br /> �; �� .�; <br /> . '�y1+l y� \ ',(,.�'l <br /> . . . ' �l <br /> . <br /> .. ��_. <br />