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<br /> 'f(Xili'1'lllik ��'I'I'll ell tho impruvcmcnte nuN ��� harCa�tvr r,rwct��! on the• proJ�'rty, �nJ all cxt�mrme,
<br /> nppurtcu�nc�,md tixturaa nuw ur I�are:rtterr� pnrt oT tho prnperty.All roplecomentR rnd eddllltlpA RId1Ii�IIPO I10 Cp\'C(EtI
<br /> hy thie Se�ariry In�troment.All nl tha turrJ;ning tA rCf�rreJ ti�in thiA Sr.�urity Inntrumnnt�s the"I'mperty." -
<br /> �1f111/tf�1�lZ7�!`�'iV�ll�11'I'��1��� Il.:.K.w.�!� I��u�!!!!�.°.Z�9Cli tl� t�lt ta�wj�I�.�rwh�nnnvw�•Md�nd 1tw tl��.�1�4►t!n
<br /> �rant�nJ convey the 1'roperty snd thwt tl�e 1'n�pertg tn i�nencumherai,except I��r encumhrAmrs��1 recorJ. lir�rmwer
<br /> �v�r�enA��ud wiil defend Rener�lly tha tidn w thr 1'n�percy agai��st�!i cl�ime�nd JcmanJs,subject tt�any encumbrsn��
<br /> uf racnrd.
<br /> '!'I 116�r1�t:UR1'1'Y INS'I'ItUi�lliN7'cnmbina�unitorm ruvanmta!or nati�m�l use and nun�unit��rm c��venant�a with
<br /> limited v�ri�tionAby jurindictiun tn constitute�unitarm qecurity infiuumentcnvering rtrl pmPerty.
<br /> UNll�t)RM t'OV13NAN'1�. IA�rmwor�ncl I.e�xler aw�n�nt�nJ aRreu raAdlowA: `
<br /> 1.lhyment nt I'�lnciMi nid Interoat; 1'reMyment�nd I.�to('h���ea. li��rmwer shell rn,mptly My when d�b
<br /> tl�e prinri�l nl anJ intereat c�n ihe debt evidonced by the Nute and any prcpsyment snJ late ch�rge..w d�a undcr the Nnto.
<br /> Z. Fundp tur'1'�ro�and InRUnnce, s��n�c c�.�►pli��able I�w ur tn a written Naiver hy I.enilar. li�irmwer shell
<br /> [+�y tn I.ender on tho d�y manthly pwymontR�ro d�a uoder tho Note.urttil tho Nnto is paid in tull,�sum ("1?undx")tor
<br /> {e)��rrrly t�xa+�nJ a�+ee�smenta wl�iah may attein prii�rity nvcr this Sec�irity Instrument as�licn cm tha I'mperty; (b)
<br /> y�early Iea�ahnlJ �ymenha nr gnn►nd ron�a an the Pmperty,it aoy; (c) yea�ly hexerd ur proparty insurarn�e premiuma;
<br /> (d�yarly flncNl insur�rn�e premiumA,if�ny;(o)ye��ly mc►rtgaga insurance premiums.if any;and(t)�ny sum��ayrhle
<br /> h�• li��rmwer tu I.anJer,in s�x+�rJ�nae with tho pr��visinna uf�rograph 8,in lieu u!�th�TrAyment ot murt�ngc insurencc
<br /> rrrmiumR.'The.ve itemr+aro cslled"Fsacmw ItomR"I.enJer m�y,at any time,catP.oc:r.n.inJ:hnld Fund�e in en em�unt nnt
<br /> cu ex��ral tho m�rimum amnnnt e lender(ur e teJarally rclRted mortgaga I�rart. �tta�� rcyuire �nr 14nrrower s e�c:ru�v
<br /> xtiY.xnr.r�.n�dor tUe fetileni kal lstate tiettlament I'�cwc�iu.�c,:,Act uf 1974 as:e�nc.y.ukxC Crc►m times tu tim�, 12 U.S.(:.
<br /> Swwtir�rr 2GQJ:et seq. ("klsSl'A"�.na.r.fess anotl►er I�w than a�Ci.es tcr tlne('ur►d..xr_,s►I�a:r amuunt,lt r.��,l�endcr mey,
<br /> at aa�r ti�►r.�e.�.�[ecu�rrrl huld 1'u�.xf�r'.rr.aa�r,eTr�sur�.r,nut t�a ex��eec8 e[�e Ces�ce a�4m.wim.t 1Ler.rr,ller m�y estimete�he smount of
<br /> I���k duc�rn tl'�e b�,�{�ud�ecc►x�.t.L clata ai►c�raWxrc�fMe estimates of exPen�cCrm�s a��utcu e l�SCfa�w Items or othenrisa in
<br /> aaxx�e►we with�ppiiaNe 1aw. - ,�.
<br /> '1'he��mJa aha11 be held tn an institution whoeo depo�ite aro in�rr+md�n�;�s'�od�aal s,�ency.instrum�nulity,or e�tity
<br /> (i n c l u J e [.e n�k t,i!l�ie s uc b�n i n s t it�c t io n)o r i o an y itoderal I�mm�ihian Bant.Lender eh�li�p p l y the Pu�de to
<br /> �y tl�e��or! !te^n�.Letecler m�y �wt chtrRe Borro�er tar haldin� �a�8 r.+Gr{,�lying the Funds, �nnually�nslyzins the
<br /> wormw ac�Y►unt.nr verityin�the I:qcrow Ite�a�eml�s I�ender Mys IioreRrtic�s e�terest�m the Funds and i�licaMe I�w
<br /> �rrmitF l.e�xler to make etueh �chuge. tloxcvcr. Lcade� msy reqkMre f3wt�uxer tu p�y a or�-time char6e[or an
<br /> imlr�dent real eatate tax reporting aorvioe ueaD by L�e�deP en conrncRion with this Icnxn,unleas applicable I�N ptovides
<br /> nthr�rKn�r.. Unla�n m iYroemrnt ie m�1e or ap�1�aMe Iww c�:ctWirtxea interost ta be�3G1,{l.ender ehall not be roq�nrod to
<br /> MY li�xtuv�cr�ny interost or arnings on the l�unda. 13orno��r,-r:sm,d I,cnd�r may�grx ir�ariting.I1pMtVlr,ttwt ieta�e.at
<br /> ahall be�id on the Funda. 1 ender shall eive to Aorroxer,��izDwut�hair�„ma�anrtiwl acoounting ot the Fund�,showin�
<br /> rnxlits and debiu to tho L'unds and the purpo�e 6�x*rhich ach debit t��Ih�'E�i[�ds�ras made.7�he E7unds�re pled6ad as
<br /> nklitional security[ar sll auma eecurod by thiaS�n+ui�ity Instrumen�
<br /> If the Funde held by l�endet excetd the amvunts permitted to be ho?�9 by �pplicable I��v. I.,a�der sluli acoa�nt tn
<br /> ii�►mower tor tho ex��Fwds in aecordanca rlth the requ�iucmenta ot applicablc�+�r�.ht the amauat ot the P�held
<br /> b�l.rndcr at anr time is not st�f�ceent to pa�e tE�e$scrox�(rt��.�.s When due,lxnder nm�.s�r.so notity Borcorer in�rritin�.
<br /> snd,in�e�h c�r+e Bamoxer ahall hy to t�n�lc�tci!��arnoum3 n�ary to m�ke���Ihe cileticiency�.IRr.irrower ehall make '
<br /> , up the deticiency in no more thah twelve�nurur.�,V;y�ayments,at L,ender s sole discrer,6mwn.:.
<br /> Upnn p�ymmt in lull of a11 sums sxure��*;� ch�e Sa:�Ki3y Instrumem�r.,�ndet FRmaO��tom�l1g r�PunJ Uc�&�rrower -
<br /> my �unds hdd by l.etxler. I�, ��der paro�aph 21. I.etider r.tiaQ ac�r�rce a; aeif fhr �i',t+nPertY. I.eixkr. Prior to the .
<br /> acquisition cx sale ot the�erty.�1! apply sny Funds held by Lender,'�t tt�e time ot aoquisition ar s�le as a credit
<br /> •gaitart the auma eecured by this 5ecurety ic�strumrnt. '•' ',,;�
<br /> 3. Application ot Psyments. Unleas applic�Me IaM provides otteertvise.al! p�ymenta rcaived by La�r under
<br /> Mra�srhe 1 �nd 2 shall be�pplied tirae.W any prepayment charges due under the Nou;sorond,w amounW pt�rabie -
<br /> under�n�rsph x third,tra intetYSt due;[ourth,w princip�l due:and Isst,to�ny Iate chsnes due u�der tlie Note. ' . ,
<br /> 4. Chsr�s;Lie�s. i3orro�er�st+all py ill tuee,�ncssn�enta.chargrb,tines rnd im tiops�Rfributf►QrEasto the
<br /> P�ty �rhich may attain priori�y over this Sa,�urity (�ttuma�t,and laeebold p�ym�o'�round ra�te, �p any.
<br /> }iMt�oNK ahalf p�y the�e obliptioris in the xn�n�provided in p�n�raph 2. ar i[not p�id in that manner.Borro�a�
<br /> �I►sll My them an time diroctly to ti�e perm�m c���ed ��rmen�}iomoMer al�tl�xumptly tumi�sh tn I.�a��11 notioea uf
<br /> amaK►ts to be pid un�kr thia p�n�aph.lt N�rrrower makee these pyment�diroctly.Hono�rar etWll pnmptly turniah
<br /> tn l.e�ler raxi�+�e avi�kn�.yn�!ha�ymmt:+.
<br /> T.iomn+rer ah�ll pmmptly dixt►�ree anr lien�hich has priority over this Sa�urity I�trument unlees�iorru�ear:(�)
<br /> aeroee in rvritin�to the p�yme�t of the obligation�+e�curod by the iia� in a manner aooeptable to Lrender.(b)ea►teeR�in
<br /> �MUI taith the IiGn by.or deta�ds against enforoement o�tha lie�in. legal prooeedin�Mhi�t►in the I.ender's opiaion :,�...,
<br /> �q+erate to prcven!FT,��m�oramrnt of the lien;or(c)aecurca fmm tt�e holder ot th�liet�an�=roement s�tiat�ctory to;
<br /> Lender,subordin�ti�r,�e lien ta this Sacutity Inspvmrn�!t Lender detexmines that any prt ot the I'4o�Mp ia subject ., ' ' _
<br /> tn a Iw�¢n �•�:hich may atttin pramut+r.p�mvet this Security lt�Lrvment,[,ender m�y pve Borro�rer a nodee ide�tityin�the
<br /> lien. $curn��ver shd{satis[}v tlt�-0i�ir.c�tske one or ma�e au�n!x acti�x�s iaet�orth above Mithin 10 days d the�iri»6 of
<br /> nuticx. '
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