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<br /> 'I'OGI?"I'HF:R \VITI� ell the improvomonte naw or hereettor erected an the pro��y, an� elT easemente, . .,;• • :_5_'�;�;
<br /> � appurtenances,and fixtures now ar hereatter a part of the property.All replecementx and ndditiona shall also be covered
<br /> . � I by thi�s Socurity Inatrument.All of tha foregaing ia reforred t�in thie 3ecurity lnatrument es the"Praperty." . ;�w:�=,
<br /> AORROWER CC3VENAN'TS that Ac�rrowor is lnwfully seired of the estate hereby conv�yed and hes the right to ..�'��'�'� :�J.
<br /> .«.-.�`! grant and convoy tho Praperty and that tl�a Property is unencumbered, except tor encumbrances of recard. Horrower �'.� . ---__
<br /> •. 'i0��'� wnrrante and will defend genernlly tha titlo tn the Prc��erty ageinst ell claims and demands,subject to eny encumbranc�.w ,..,Y��,;,,��, qY-�`
<br /> ' of record. �,F�•;`��'•-��_
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<br /> ; THIS SECURITY INSTRU�iENT combtnea unitnrm covenants for national use and nan-uniYOrm covenants with ,,:;y,::,;—
<br /> i limited variatione by jurisdiction to conatitute a uniParm s�.curity instrument covering real property. ��aryF .._____
<br /> UNIFORAi COVENANTS.Borrawar nnd I.endar cuvonant and agree ea fallows: when due � -
<br /> `� 1.Payment of Principal�nd Inteteat;I'rep�yaiont and I,�ta CharEes. I3orcower ahall promptly pay _
<br /> the principnl ot and intetest on the debt evidenced by the Nota nnd any prapayment and late charges due under the Nota ;`.��;;
<br /> 2. Funda for Tsxoa and Insurance. Subjcet to applicebl�law or to a written waiver by Lender, Borrower shall �Y,,��;_
<br /> � j pay to Lender on the day monthly paymanta are due under the Noto,until the Note is paid in full,a eum("Funds")for. :`,.,�_:,.
<br /> • (a)yoarly taxes and essessments which may attuin priority ovor this Security Instrument es a lien on the Proparty;(b) ;f�_..
<br /> • � yearly 1�sxsehald payments or ground renLq on tho Property, if any;(o) yearly hazard or proporty insurance premiums; . ��„�_
<br /> � � (d)yearly[lood insuranco premiume, if en}:(��Yearly rnortgago inautnnce premiums,if any;and (f)any sume payable ,�:�._�;
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<br /> � " by Bonowar to L.ander,in accordance with tha proviaians of paragr$ph 8,in lieu oi the payment of mortgaga ineurance :::R;.�.____
<br /> , ptamiume,These iteme are called"F.scrow Iusrna," Lundor may,at any time,callact and hold Funds in an amount not ' �•3
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<br /> to exceed the maximum amount a landar for e fedacally relntal mortgage loan may require tor Borrower s escrow _• ;;��_
<br /> �� r account under tha fedaral Real F�tate�Settlament Procedures Act of 1974 as amended from time to time, 12 U.S.C. -
<br /> Section 2601 et seq. ("RFSPA"),unless anothar 1aw that applies to the Funde sets a lesser amount.If so, Lender may, � --
<br /> at any time,collect and hold Funds in an am�unt not to axceed the lesser amount.Lender may estimate the amount of ..::`��,
<br /> Funda due on the basie of current data and reasonnbla estimates of exponditures of future Fscrow Iteme or othcrwise in , .�*��;F;
<br /> � accordance with applicable lnw. ���'�""'���
<br /> Tha Funds shall ba hald in an inatitution who,e deposita are inaured by a federal agency, inatrumentality,or entity _ �
<br /> (including Lendor,if Lend�r ie such sn inetitution)or in any Fedcral Home Loan Bank.Lender ahall apply tha Funds to =—
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