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<br /> payments mny no�onger fx:requi�ed,+st the option of l.endcr, if mortguge insurunce cov�rage lin the aniount and far the period
<br /> thui L.cndcr reyuiresl pruvidc:d by an insurer ap�+mved by l.ender ugain becomes uvuilable und is obtained. Barrower shall pay �
<br /> ttupremiums rcquired to muintain nu�rtgu�e insurance in effect, or to provide a loss reserve, umil thc rcquirement for mortgaBc
<br /> insur�nr,e ends in uccordunce with uny writtcn ugreenunt 6etwecn 8ottawer and Lender or upplicablc law.
<br /> 9.Inspection. L.e�der or its agent muy n�akc ru�sonablc eatries upon and insp�:ctions otthc PropeRy. L.endcr shall give
<br /> Borrower nutice at the time uf or prior to un inspe,�tion specifying reasanable cause for the inspection.
<br /> 10. Condemnatlon. The proceeds of uny award or claim for damages, direct or consequential, in connection with any
<br /> candemnution ur ather takin� nf any part.of'thc Pmporty, or for conveyunce in lieu af condemnation, are hereby assigned and
<br /> shall bc paid to Lendcr.
<br /> In the event of a tatal tuking of the Property,the proceeds shall be upplied to the surns secured by this Security Instrument,
<br /> whether ar not then duc, with any excess paid to Bonowcr. ln the event of a partial taking of the Aroperty in which the fair
<br /> rnarket valuc of the Propcny immediately before the tukins is equul to or greater than the arnount of the sums secured by this
<br /> Saurity Instrument immediately before the tsiking,unless Borrower and Lender otherwise ag�ee in writing.the sums secured by
<br /> this Security Instrument shall be reduced by the amaunt of the proceeds muitiplied by the following fraction: (a) the total
<br /> amount of thc sums secured immediately bcfor�llic taking,dividcd by(b) the fair market vdue of the Property immediately
<br /> before the taking. Any balana shell Ue puid to Borrower. In the event of a partial talcing of the Property in which the fnir
<br /> n�arket value of dic Prope�ty im�nediately befare the talcing is less than the amount nf tt�e sums secured immediately before die
<br /> teking,unless Bc�nower and Lender otherwise agree in writing or unless applicable law othenvise arovides, the procceds shall
<br /> be applied to the sums sccured by this Security Instrument whethcr or not the sums are ttien ciue.
<br /> If the Property is ubandone�by Bonower, ar if, after notice by L.ender to Borrower that ihe condemnor offers to make an
<br /> award or settle a clnim for damages, Borrower fails to respond to Lender wfthin 30 days after the date the notice is given.
<br /> I.ender is authoriud to collect and apply the proceeds,at iu aption,either ta restoration or repair of the Froperty or to the sums
<br /> saured by this Security Instrument,whether or not then due. l�cation of roceeds to principal shall not extend or
<br /> Unles� I.ender and Borrower othenvise agrec in writing, any app' P
<br /> post�pone the due date of the monthly payments referred to in paragraphs 1 and 2 or chango the amount of such payments.
<br /> 11. Borrower iVot iceieased;iur`urA�atiC2�j I.�stL��s'NQt°-wA�vPr.Extension of thetirne for payment or modificatian
<br /> of amortization of the sums secured by this Security Instrument granted by L.ender to any sucassor in interest of Bonower shalt
<br /> not operate to release the liability of tl►e original Borrower or Borrower's successors in interest. Lender shall not be required to
<br /> commence proc�ings ngtunst any successor In interest or refuse to extend time for payment or otherwise modify amortizadon
<br /> of the sums secured by this Security Instrument by reason of any demand made by th�original Borrower or Bonower's
<br /> successors in interest. Any forbearance by ixnder in exercising any right or remedy shall not be a waiver of or prcelude the
<br /> czcrcise of eny rlght nr remedy.
<br /> 13. 3ucc�sors and Ass�Bns Bound; Joint and Several Lia�bl8ty; l:o-ai8ner9- '17����vcnazsts und sgcetments of this
<br /> Security Instrument shall bind and bene6t the successors and assigns of Lender ana Boi-rower, subject to the pmvisions of
<br /> puagra{�h 17. Borrower's covenants and agreements sh�ll be joint and several. Aray Bortower who co-signs this Security
<br /> instcwnent but does not execute the Note: (a) ls co-signing lhis Security Instrument only ta mortgage, grant and convey that
<br /> Honower's intemst in the Property under thc terms of this 3ecurity InstrumBnt; (b)is nut perscmally obligated to pay the sums
<br /> secured by this Security Inst�ument;and(c)ugrees that l.ender and any other Horrower may egree to extend, modify.forbear or
<br /> make any accommodations with regard ta the tetms of this Security Instrument or the Note wi�hout that BorroW+er's consent.
<br /> 13.I.oan Ciwtges.if the loan secu►Yd by this Security Instrument is subject to a Inw which sets maximum loan chazges,
<br /> and thut luw is finully interprcted so that the interest or ather loan charges collected or ta be collected in sonnection with the
<br /> loan exceed the permitted limits,then: (a)any xuch loan charge shall be reduced by the amount necessary to reduce the cherge
<br /> �o the permitted limit;and (b)uny sums already collecter�from Sorrower which exceedecl perrnitted��mits will be refunded to
<br /> Borrower. Lender may choose to make this �efund by reducing the principul owed undcr the Note or by making a direct
<br /> payment to Borrower. If a refund reduces principal, the reduction will be trcated as a partial prepayment without any
<br /> prepayment chargc under che Note.
<br /> 14.Nottces.Any notice to Borrower provided for in this Securiry Instrument sh:;ll be given by delivering it or by mailinB
<br /> it by first class mail unless applicable law requires use of another method. The notice shal t be directed to the Property Address
<br /> or any other address Borrower designntes by notice to Uender. Any notice to Lender shal! be given by fint class mail to
<br /> Lender's address stated herein or any other address i.ender dcsignates by notice to Bcrro�ver. Any notice provided for in this
<br /> Security Instrun�ent shall be deemed to have bcen given to Bottower or Lender when given ns pro��ided in this paragraph.
<br /> 15.Governing Law; Severnbility. Thix Security Instrument shall be govei-ned by fedc��al Iaw and the law of the
<br /> jurisdiction in which the Prop�:rty is located. In the event that any provision or clause ot ihis Securiry Instrument or the Note
<br /> conilicts with applicable law,such conflict sliall not affect other provisians of this Security Instrument or the Note which can be
<br /> given effect without the contlicting provision.To this end the provisions of this Security Instrument und the Note nre declared
<br /> to be severablc.
<br /> 1G.Borrower's Copy.Borrower shall be given one conformed copy of tl�e Note and oithis Security Instrument,
<br /> Form 3028 9/90
<br /> Page 4 0l 6
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