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<br /> `'�,��,-.:�i-� S. Hivard or Propaty Lmtu'ana. BorcoWer rhall keop the improvementi now oxf�tin� or horoafter erected oa thc
<br /> ',=` '� Property [naumcl agiinet loRS by firo,harau�ds facluded within the tarm 'oxten�Ded cavorage" and Rny othar haz.sda. fncludin�
<br /> •:*-• .}�� floodi or floociiny, for which Lender roqulrr.�insuru�co. Thir inaurance sh�ll be►rulntafned fn the�mounte�nd Por tho pertode �^_
<br /> th�t Lender requi�+.'Il�e lasuruico curier providin�the insuru�co�h�ll be chosea by Barrower�ubjxt to Ler�dor'r�pprov�l ��
<br /> :` �..'., .� which sh�U not be unrwonably withheld. If Borrowor fiib to maint�in coverago deecribed abovo, Lender[ruy, at Lender'e =-
<br /> ;; option,obt�ln covan�e to protect Leader's righte in the I'roperty in accordunce wi�h par�grrph 7• �:-
<br /> � Ali taaurmce policia and reaewdt eh�ll be acceptabin to Lender�nd ah�ll include��t�nd�rd mortg�go cl�tuxa. Lendcr --
<br /> shell hrve the right to hold the polictea and renewals. lf Lcn�er reyutres,Borrower sh�ll promptiy givo to Lender al!roceipts of �;.
<br /> • pud premiums u►d nnewal natices.ln the eveat of loss,Borrower eh�ll givo prompt notico�o the insurauca canicr and Letider. �_
<br /> _ -. Lender may m�lco proof of loss if not m�da promptly by Borrower. --
<br /> Unlexs Lender�nd Borrower othorwisa agree in wdtin8+ insurance p.roceals eh�ll be applied to restontion or rep�ir of the _
<br /> - __-_.�, prop�rty��ged. if the restoration or rcpair ta ecoaomlcally fauible and Lendnr's seeurlty is not lessened.If the rtstorwtion ot
<br /> repur is aot xonomically fa�eible or Lender's socuriry would be le�eued, the insurance proceods eh�ll be�pplied to the suma
<br /> � socurat by thie Security Instniment, whethet or not then duo, with+ury excess p�tid to Borrowor. If Borrower abundona the �
<br /> property, or does not answer witbia 30 days a aatIce from Lender th�t the inauruice carrIar has offered to szLtle a claim,then
<br />_:;,:y,,,� � Leader may colleet the insurwce proceeds. 1.ender may use the proceoda to *epair or restoro the Property or to pay aums
<br /> secured by this Security Instruinent,whether or not then due.71ie 30�y period wi11 beB�n wheei the aotice Is givez.
<br /> °�• Unle.ss Leader wd Borrower otherwise agroe in writing, wy applicarion of procads eo prInolpAl elwl�aat oxtend or
<br /> ' poscpone the due dtte of the tnonthly p�yments roferred to it►puxgTnPhs 1 utd 2 ot changa tho timount of eho p�ymeate. If _
<br /> �'��::.',.:,�,. under pan�gra►ph 2l the Properiy is�equlrai by Lender.Bomower's right to�ny insuranee pr.licies wd praceoda resulting fcnm
<br /> � damage to ths Prc�perty prior co the�cquiaitian sb�ll p�ss co Lender to the exteat of the suins secured by thie Security Inatrument
<br /> ,. .;,.,'', ' imuialiately prior to the acquisition. go�pwp�'s l�oan A I�catioe;Ltaseholds.
<br /> ;��;�..)` 6. Oocupamcr.Preservatlon,NlaIntenanoe And Protection of the Pt+opaty; PP
<br /> �„;`•+., Borrower shill occupy.establiab,and use th�property�s Bormwer'e princip�l restdence witl�in s'vc�y dst+/e after the eae�urion of
<br /> .�^ thie Sacuriey Insteazmeat and sh�ll continua to occupy the Property u Borrow�t's principal c+esideaco for at Iwt one year after
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<br /> _. �,f the dato of occupancy,unless Lender otheiwiae agroes 1n writing,wlrich consent shall not be anrcasontbly withheld,or unleas
<br /> -������'�� exteauating circumstances exist which ue beyond Borrower's control. Borrowor shRU not destcoy, dam�Se or impair tho
<br /> `:,�'.., property. �llow We Property¢o deteriorate,or waimit waste on the Property. Bormwer ehall be in defi�ult if any f�rfeiture
<br /> °�;et�,� action or procoed"anp, whcther eivil or crlmiad. is begun that in Lwder's good fiith judgment could result in fotfeiutne of tho
<br /> Property or otherwix macerially impair the lien created by this Security In6t�umeat or Leader'e security interest•Borrowor waY
<br /> '''�..�;�,..���; cure such a def�ult wd reinstate,u{provided in p�tragnPh 18.by causing the act[on or proceeding to be diemisaod with a rullag
<br /> _=�_��.'� that in Lender s good fdth detertninadon, procludw forfeituro of the Borrower'e interest in the Property or other miterial
<br /> ��'���� imp�irment of the lien creaeod by this Security Instn�ment or Lender'e eecurity interest• jsorrower rhati dno t,o u�uaf�ult if
<br /> ----_° Borrower,during e6e loan applic�tion process,g�ve uvderially filse or in�ccurnM Lforn�asion or etatemonta t� ?�.nder(or failed
<br />---_ to provide Leades with any matorial Informadon)ia connection with the lo�n ovidenced by tho Nota.tncluding,but not Ilmited
<br /> - - to,represencadons conceming Borrowar's occupaney of tho Property,�s a pru►cipd�+esidence.If tl�is Security Imtrumait i�on�a
<br /> ___;� (easehold. Batrower sha21 oomply w[th all the provieions of the lease. If Borrower acquiree fae title w tho Propercy� the
<br /> __..._._. = leaxhotd�uu lLd fCU Sda ah�t nat merge esales�Ir.ader�„Rn+es tn the merger in writing.
<br /> 7.Protedion of Leadn�'s Ri�hts in tl�e Property.If Borrower fRib to perform the covea�ate�ad rgn+emeata contained in
<br /> tWe Security Ia�hvmeat, or there ia a legal pt+oceeding that may significantly affxt Leader's dghta in the Pt+oparty(BUC6 as a
<br /> -- �� proceeding in b�lcruptay, probate,for eondomnation or farfeiture or W eaforco lawe or ngulttious),thea I�ador may do and
<br /> — _ pay foc wlwtever ie nxessary to protect the vdue of tho Propercy and I,eader'e rigUte in tho Propercy. Lcader'a act[onf msy
<br /> include Exyia�g aqY Bums secured by � liea which hss priority over thie Security Instrument, appearIng in court, pRying
<br /> reaeonable�ttaneya' fxs and entnring on the Property to mahe nWure.Although Lwder may take aedon under thi�pan$r�ph
<br /> 7,Lextder does not hsvtl to do eo.
<br /> pny�mounta diabuiaed by Lender uader thie puagraph 7 ehdl become ulditional debt of Bomower eecund by this
<br /> Socurity Inatnimeat. Unless Borrower�nd Leader agroe to oWer tarms of psyment, We9e umouate shall betr intonst from tho
<br /> -- date of di�buroemeat at the Note rate�nd ehall bo payable, with interest, upon nodco from Leador to Borrower requesting
<br /> _-=- ° paymeat.
<br /> - S.Mortj�e L�urane.e.If Lendet requtrod moRgage insurance as t conditioa of m�lcing the loaa socured by thia Socuriry
<br /> _..�„� Instrument, Borcower ehall pay the prcmiuuu requirod to maiatnin tt►e mortgage inauru�ce in effect. If, for�ay rcason, the
<br /> _y��� mortgage insunnca coverage roqntrod by Leadar lapses or ceases to be in affxt,Borrower atull pay che promivau rocluirod to
<br /> --� obisin coverage subat�dAlly equivalent to the mortgage insurance proviously in effxt, at a cost aubstantIally equivdent to the
<br /> cost to Borrower of the modgago insurnaco previously in effect, frnm m altomate mortgage insurer appmved by L�ader. If
<br /> --� �=`' substantially eyuivaent mortgage insurance covenge is not available, Bnmower ehull pay to Lender each moath a sum oqt��to
<br /> � one-twelfth of the yeuly mortgage insuranc:e premium beinB paid by Barrower when the inaurance coverago lapsed or ce�.qed to
<br /> _-�*;- be in effect. Lender will+�ccept, uae md retain these payments as a lose reserve in liou of mortgago insurRace. L,oss reset�'e
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