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<br /> ' TOCiETHER WITH�II the improveniente naw or herexfter erected on the proparty,and nl�ea emcnts,npp�urt�u�ices, nnd L.�`y's'�'?
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<br /> ' fixtures naw or horcnfter a pnrt of the proparty. All replucements and additions SJIRI) also be covend by this Sccuriry ?.-��:���::•;---
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<br /> Instrume�t. All of the furogoing ie ceferred to in this Security Instniment ns the"Property." ' "" °'''
<br /> � BORROWER COVENANTS thwt Borrower ie lawfully Reised of the estate hereby con�eyed and has the right to grant ruid • � '�• ����.: :
<br /> canvey the Proparty and that tho Properry le unencum6errd, except for encumbtxpces of record. Borrower w�rrante and wtll . . ,:;,,•,r;_
<br /> dafand generally the titlo to tha Property agslnet nll claims and demuids,eubject to any encutnbrnncee of record. , �; . �
<br /> THiS SECURITY 1NSTRUMENT combiney uniform covenanG9 for nationnl use nnd n�a-uniform covencu�te with limited _ • �
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<br /> ' vnrintions by jurir,diction to constitute a�miform securiry instrument covoring real property. , .-;F��`,tr;��`?��
<br /> UNIFORM COV&NANTS.Borrower and L.endcr covcn:tnt aud agree ns fallows: ; • •- �'•^�4'•
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<br /> `� 1. Fayment of PrincipAl and Inter�st; Preps►yment And Late Chargec. Bonowor shall promptly pay when due the � ,";�;-f ,�.�
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<br /> ,„...,r�!'?. principal of nnd intarest on the debt evidenced by the Nota and any prepaymen:and latu charges due under tlie Noto. , ,ti;,r;,�i;•;l��t.��,���;:�
<br /> . .•- »4Y 2. Fttnds for Tuxes and Insurance. Subject tu applicabla Isw or to a writton waivar by Lendor, Borrowor shnll pay to �����,��,�,���t.-
<br /> l.ender an the day manthly paymente are dua under tho Note,until tha Nota!s paid in full,a sum("Funde")for:(4)yoarly taxes .":y,'�Fa;,:_���..s
<br /> A rty; oarl leusehald a ment� .r���-� �
<br /> f and assessments which may attain prioriry over this Security Instrument as n lien on tho Pro a (b)y y p y ,.�,5,,_
<br /> or ground rent�o�i the Ptopercy,if Any;(c) yearly hnzs►rd or property insursince premiuma;(d)yoarly flood ineurance premiums. .,i�?��--_�
<br /> ? I if nny: (e)yearly mortgag�,insurnnca promivaw, if any; and (� any sums payablo by Borrower to Lender, in accoscianco with ••-:s�----�
<br /> ths provisioas af paragrnpt►8, in licu of tho paynxnt af uwrtgage inauceuce premlums.'I"hosa itams ara called "Escrow Items." �t'`-
<br /> :' � Lender may, at any time, collect and hold Funds in an iunounc not to exceed the mnximum amount a lender for a federnlly �_
<br /> . mlatcd mortgsgo los�n may rec{uiro for Bormwer's escrow account under the fedornl Real Estata SetHement Procedures Act of
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<br /> ;; � I 197A as ameaded from time to time, 12 U.S.C. Section 2601 et sey. ('RESPA"),unlass nnother la�v that np�lies to the Funds �_---_- _..
<br /> . , seGs a lesser amouat. If so, I.ander may, at any time, collect and hold Funda in az► am�unt not to exceed tho lesser amount.
<br /> Lender may estims�te the aaraunt of Fuuds duo on the basls of cuacnt data und reasonnbia estimates of uxpcnditures of fumn: __-__
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<br /> Eserow Items or otherwise iw accordunce with appl3cablo lxw. ''��
<br /> 'Iho Funds shAll be held in aa institution whosa deposits ara insured by a federal ugency, inatrumentality, or entity _';�"'-
<br /> ,� (includiug Lendar,If Lander ie such an institution)or in any Fedeml Home Loan Bank.Lender shall apply the Fuads to pay dis —_�
<br /> �i, Escrow Items. I..ender may not chugo Bonro��•er for holding and applyiag the Funds, annually analyzing the escmw account,or
<br /> verifying the fiscrow Itoms,unlass Londer pays$orrower interest on the Funds and applicable law pern�its Lender to tnake such �.
<br /> a chugo. How�vor, I.eader may require Bonower to pay a ono-time chtrge for an indepeadcnt real estate tax reporting servtce - :.-
<br /> used by Lender in connectton witb thie loaa, unles�s applicstble law provides otherwisse. Unless an agreemeut ie madn or `�':,
<br /> : . ;• applicablo I�►w requiros intorest to be paid. Lcnder shaU not be required to pay Borrower any intarest or eaminge on the Fuads. —'��
<br /> • Borrower und I.eadar may agra�in writin�,0.�owever, that interest shall be psid on the Funde. Lendor s6s11 give to Barcower,
<br />- ` . without c6rrga, aa annual accounting of tbc Fwads, showing credits and debits to the Funde and tho purpose for which each —_:__
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<br /> - debit to tha Funda was mado.Tj1E Ft1Ras itlC pictis�jcti ia eu�ili3Adl bw:lpi�f0I�I�s�m;s�ured b;shis S^=iu'it;-n_�r�mmt. _
<br /> ' If the Funda hold by I.ender exceed the xmounts permitted to be held by appUcable law, Lender ahall accouat to Borrower �'-
<br /> - for the axcess Funds in accordwce with ttae nquir�mentv of applicaisle lsw. If the smount of tho Funds held by Lender st any
<br />� •'�,•: -:�. time is not sufficiont ta pay the Escrow Itemv when dua,Leader may w a►otify Borrowor in writing,und, in sucb case Borrower
<br /> � �J, �" shall pay to Lender tho acnnuat necessary to mnke up the deficiency.Bonower shall make up tho deficiency in no moro than
<br />:?`,��-�•� •f•,�� ' twelve manthly paymeats,at Lender's sole discrotion. _ --
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<br /> -��. --- - ti ou a mcnt in fitl! of a!1 Fum« a.,cured by this Security Instcu�ent. Lender ehall pmmptly rofund to Botrower any --- --
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<br />_�,��; ,.; ;'},� , Funds held by Landcr.If,under pnragraph 21,Leader shall acquim or sell tho Property,Lender,prior to the acquisidoa or sale ��
<br />=•'`'�•�r of tha Property,ehxll�pply any Funde held by I.ender at tho time of acquisition or eale as a credit against tha suais secured K�+
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<br /> _+r:�� )ky��� 3.Appli�sttion of Pnyments.Unlesa applicxble l�w provides otherwise,sll paymcnts received by I.ender under paragtaphs
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<br /> �_�n,��_ 1 and 2 shaU be spplicd: first, to any prepiyment chuges due under the Note; second, to amounta payable under puagraph 2;
<br /> s�-�s;��aig;� third.to interest due;fourth,to principil due;und last,to eny late charges due under the Note.
<br /> -""��'�'"���='•���� 4.Cttacges;Lielr;. Borrower sh�ll pay sll taxes,assesements, charges, fines and imposittons attributable to tho Property
<br /> -=-;n,,� which ma attain riori over this Securi Instrument, and leasehold a meats or round rents, if an . Borruwer shull a
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<br /> -�.�'�;:�"� '��� these obllgattons in the m�nner provided in puagn�p6 2,or if aot paid in that uianner,Borrower ehell pay them on time directly
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<br /> - to the persoa owed payment. Borrower shall promptly fumish to Lereder all nottces of amounts to be ptid undor this pa►xgrtph.
<br />-.�,,�j;;4�,� If Bonower makes these payments directly,Boaower shall promptly fumish to Lender receipts evidencing the peymeats.
<br /> ° _;-,�,rw," Borrower shall promptly discharge any lien wtuch has priority over thie Socurity lnstrument unless Borrower: (t)�gt+ees in
<br /> __-� writ[ng to the payment of the obligation secured by tha lien in a manner acceptable to Lender; (b)contests in gaod fitth the lien
<br /> �•�•• .:. • by, or defends against eaforcement of the licn in, legal proceedinge which in the Lender's opiniop aperato to prevent the
<br /> ='n�`:'�'`''.=' enforceuxnt of the lien; or(c)secures from the holder of the lien an agraement satiefactory to Lender subord'witing the lien to
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<br />- ,...•.r. :�`'.�.�.:. this Security Instrument. If Lender determines that any part of tho Property is subject to a lien which tn�y attnin priority over
<br /> . �• thie Securiry Instrumcnt, I.ender may givo Borrower a notico identifying the lien.Borrower shall satisfy tha lien or take one or e�_ �
<br /> • � more of the actions set forch above within 10 days of the giving of notice. -
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