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<br /> �'{3GCsTHGR WITH all tbe impm�ement�noW Ahe�fto��n����ditiopnF sh�if also bc:�uveredpby thf�;nSecurity
<br /> Fxwrss naw or nereaicer a �+�• af ••- r.�r-N,•
<br /> Insaument.All of tha faregain�ia referred to in�hi�Sa�uri►y instrui►►ent as the"}'mperty."
<br /> BORItOWEIt COVRNANTS that��wuneincumbe�rod�eiac�of fnreerxumb nre.c f rec d. Aurrower wnrrant�ar�d wit
<br /> convey the Prop�KY ud th�t the Prc�}r'Kl+ ,
<br /> defend genenlly the tRte ro tht Properly aga'n�s1�a�l�l u'i f��"a dcn�w�forunau nal,utic end n n•�niform c�ov�nrnts wtth Umitod
<br /> TH15 SECURITY INSTRUM�'N'i �x►n
<br /> vuiuiom hp judsdiction to a►nstitute a uniform�ocurity instn►ment covering rea��propertY•
<br /> UNI�06tM COVENAN7'S.Adrrow���r►d l.��der coven�nt and agcoe�a fallo��WCr ahall prampdy pay whcn due the
<br /> 1. P�ymept ot Pela¢ipal �nd Interat: Rre[�yment �nd I.ate Cluu�a.
<br /> prinelpal af and intercst on the dobt evidenced by the Note snd any prepAY�n�a��ate charges duc undcr the Noto,
<br /> 2. Funde inr Traua and Insw'ance. Subject ta applicable law or to s written wsiver by I.endar, Barrawer Sh�rl rt xes
<br /> i.et�ler on thc dsy monthly p�y���e due undcr the Notc.v.ntil the Nate is psld in fi�ll.a eum("Pund�s`)fe��,Y��yn�nts
<br /> and a,csegsments wbiich.�y att�i:rn pricMity ovex ihis Socatity[nst�ument as a lien on the PmpetlYear(1�fload i��suraaoe 1Rsemiums,
<br /> or�rou�+r,i r.enits a►tlne�roQert�,if an1y:fc?Y�xly t�.arc1 or pro�eay insurance premiums:(d)Y Y
<br /> if au►y� (o}yeaaly ariortgaga insu�premiucns.if an7r:u�d(f«aary sums payable by&rrrower to Lender. in a�cordance with
<br /> tho prpvisions of QatagtaPh 8,in iieu of the payment of�no:c16::•�;2 imsurax�ce�remiwns.Ttue�'.�e�ums are calAed"Escra�n�(:crtc�ns."
<br /> I.ender may. at any�Iwne, ooUxt and hald Fu►x;C�;inasnw a�a»i9mteY�ix1's;fi�F�.+-��� rnl eaR imEstsde S�ttle�x�or,�Pex�oedu��.�i�`of , � .
<br /> releted mnrtgyse loan»�xY �Wire for Bornrvu�r_ e "ro
<br /> 33�Si 1,a.nnless�ncxher lxw rt'�:��.mplies.tct ih8:. ',':•
<br /> 19?4 ac�mend�ed fmm dme to time. 12 U.S�t'.:��.:cri4� 2fx'Di;�f$��1.(" '•'`� �: .•..:,
<br /> sas a leaser amount. If so. Le,nder may. �t any tiroe. cupc�"t and•�hold �ut�ds.�t1 eR a�nt n9� tv�en�ec�l.ihe i��l"�F'�tnre
<br /> 9ti es tnatf5'�;�e�'
<br /> ,'�`y Lender may a5timate the urnount of Funds due on the basis�y� cnrrent,dAit� und reasonab.' �.. . ., _. ,
<br /> ' Escn�w Ittms or od�iwise 3��c�°�d+��'�'i��PPlicable law. �
<br /> its are insar�:c{ by a foderal iige�tcy+r��n;trsiment�lity. or endty ��•,•,:
<br /> ' �;�E ;u�s st�2�l'lr_ held In �n insdtution whose depos' I the F�s to�y the .,
<br /> (including Lende+r,a�;'}��r is auch an institution)or in tny Federal H n � uF nds.�u►nu�11Y'S�Yz 8�a�r°w�cauM,or � '
<br /> Hscrow Itams.t.e►xle�may n�c�6e$°nOwer for holding wid�lyi 8
<br /> vcdfying the Escraw Items,unless 1-ender paye Bomower Interest on the Funds and appliathle Ipw permits L.endet rt'���
<br /> a chuge. �Iowover,]Lender may ro9u1re BnrroW�r to p�y a one•dme charBe for an indepe�ent real extete tax repo B
<br /> ased by Lender tni�connect�ot to be paid,Lend�er shsll not be��luired orop�►y Borrowerju►y ae rest'or wrning on�the�8r .
<br /> aoolicable law rea+i . i 1 on tiiee Funds. L.ender sh�1i Bive to Borrower,
<br /> $or�owG.r and L.endet m�y�in writing. iwwevcr. ihai iuic:rpt.hsFl br±�.►*.t tor which eech
<br /> + ts and debits to the�nNs and the Pu�ws� ,
<br /> wi�tlioi,t chugo. an annual�cawnting o�the Punds. showin�crod� for dl wms secured by thie Socur�ty lrotrumatt. :,��:.
<br /> ,. `debl't-tathe Punde was made.The�und.s ne.plFd$ed�s�(lclitio�ul searity licabla lew.Lender slu�ll �ocount W Bomnwer .•
<br /> � • If tt►e Fund�,�ld by Lender exceed the amaunts Pefmftted to ba held by app .•.,��.,.
<br /> for the eacess F�iiide in accordance Ww�t�ems w�n d�ue Lende ma�y scy�inotity Borrower in wri�i�g,and,inu ch c�se Bor rrower •
<br /> �n��s r�cit sir�cient to pay the Es�'0 to make up the deCclency. Borcow��s�*����ke up the deticia�cy in rw muns than
<br /> ' �I�aU pay to I.mder the uaount t�eas:at9 t refund w Borcawer any
<br /> twelve monthly PaYmeaMs.at Ler�dei'e sole discretion. dtiun tx wde
<br /> UP� P�Y� in full of all �►ms socurod bY this Secudty insnument. Lender ahdl P�Y"P�y to the aoq�u
<br /> p�lutdp,¢eld by I.ender.If.under p�regcaph 21.Y.ender etwU�equin oc sdl the PropnnY•Lender.P� �the ams socuoed by
<br /> ot�t�e propt�ty.9ha1�ipP►Y enY Punds t►eld by l.etwkr at the timc of aoquisttion or sdo as a credtt a�si
<br /> thu��ecu�ity Instcur►�a�t• `.� ts reoeivod bY I.ad��under pe►�cy�h�
<br /> ;;,�;_�����{piyo�euts.�tn(ess applicable law provides otherwise,�Il paya�en �le under pareBrAph 2:
<br /> �'> iod• fint,w any VrepaYm�t�Ba due unde�the Nou: soco+�d�ta emaunt�MY
<br /> 1�2 siull be.apQl • due;su��1.1�.to�ny leta charg�s due unda the Note.
<br /> th�ir�,w iutaesk��Z�;fou:th,cu princ�pal
<br /> 4.G'Irr�+'Y.�.Boctowa shall pay hi7-wcea.a�sessments,cMugea,fines and in►Paitions anribut�ble���
<br /> whirh m�Y�n f��tY over this Socurity Insavmen�.�u�1d leasdwld paYm�nts a�B��t+eats.if eny.�xm
<br /> ttkse obligallone in the�nna provided i4 W�AS�2,or if�p�in th�c►mnner.Boimwer shall paY them on time direcxly.
<br /> l furnish to I��sll notias of mt�outks w be pid unda this pn'��ph.
<br /> lo the person owod p�ymaK.Borrower siu�ll,'�r1�N�pc Y ���,��t.e+�er reoeipta ev►da�cin8�A�Y�• .
<br /> If Sonower�kea t1�a�p�9�ts directUry'�+>rrokvcr ah�ll promptly ah�s Sacuriry[nsm►mcc�t unless I)orrow�x•(�)asrea ia
<br /> Bomnver si�ll promptly dl�schi*8���'�l�n'which ha+priority ov�}s �, tQ,���:(b)comests ln�ood fiith the lien
<br /> wtidng to the p�yma�t of the q�h.'�qation socut+ed by the li�a ir�t mtnuer�cct�t�k
<br /> ,,. in5coedingc whkh in wEif; Q:�►ider's upinioo operats t� Pt'c'� �
<br /> �r;�.a defends�gairot enforciiarY�Ciu of the i�en in. �ep1,�n. . r�� tv I.ender subordimting the linn w
<br /> `t� ,��iiFdtoemdu of the liee; ot(c)sa�ures from the holder uf fie lien�►aBra�rte��s�'�. �'�1�Y
<br /> .:.'.;y. ,��5ecurity Instnima�t:lf I.ender detemnines that any piut of tht PRq�.t�Y;js s1�1�4`4 no a Iten which may �tuin priontY pvet
<br /> ve Borrowcr x r.atic;c idenrifj�ir�;f�1ien.Bor�wer shaU s�tisty the lien or Ulce one or
<br /> � � ,��'fi15`5ecudry Instn►meat.Lender mtY 8�
<br /> v�� of notice. �.�,
<br /> ;ci n�vrs:oC the xtions xt fortf��bove within 10 days of Ihe g:.r�g
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