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<br /> p�ynxnts nwy no lon�ar I�e requlred, ut thc apUon of I.ender, if martgagc insuruncc covcrage(in thc umaunt nnd or t c per od
<br /> thut Lw:n�ler rcqulrws)providcd by an insurcr upprove�l by L.ender aguin becomes avniluble nnd is obtained.Borrawer shull pay
<br /> the prcmiumx rcquiral to nu►intuln m�ngagc insuruncC iu effect,or tu Nrovidc a lass rescrvc,until th^reyuirement tor mortqn�e
<br /> insurunco cnd�s in nccordancc with any wdtlon ugramcnt bctwcen&urower and Lcndcr or applicnblc law.
<br /> 9. Inspoctlon. l.endcr or its agent may muke reusonablc cntrics upon and inspections of the Property. Lcnder ehall give
<br /> Bar�ower noticc nt tha timc of or ptiar to an Inspoction specii'ying reusonable cuuse for the inspection.
<br /> 10. CondemnAtlon. The proceed�of any award ar claim fur dnmuges, direct or consequential, in connectian with any
<br /> condemnation or other taking of:my pnn of die Property,or for c�nveyance in lieu of candemnation, nre hereby assigned und
<br /> shall bc puld to I.ender.
<br /> In the evcnt af u tauil taking of thc Property,the procceds shall be applied to the sums sccured by this Security Instrument.
<br /> whethcr or not thcn due, with uny excess paid to Bonower. In the evcnt af u partial tuking of thc Property in which thc fair
<br /> murkct vulue of the Property immediatcly before tl�e tuking is equul to ar greater thnn thc umount of thG sums securcd by this
<br /> Securiry Instrument immediatcly beforc the taking,unless Borrower and I.cnder othcrwise ugrec in writing,the sums secured by
<br /> this Security Instrumcnt shull be reduced by the amaunt of thc procceds multiplied by the following fraction: (a) the total
<br /> uinount Qf the sams secured immediately bcforc the taking. divided by (b) thc fair market vuluc of the Property immediately
<br /> before th� tiilcing. Any balunco shall be paid to Borrower. In the event of a partiu! tuking of the Pruperty in which the fair
<br /> market value of the Property iminediutely before the taking is less than the:unount of the sums secured immediately before the
<br /> taking, unless Borrower und Lendr.r e�therwise agree in writing or►�nless applicuble law othcrwise provide.e, the proceeds shall
<br /> be applied to thc sums secured by thn5 Security Instrument whet�h�.r��:not the sunis are then d�ce.
<br /> If th.:Prapercy is nbandoned 63 �iorrower,or if,after not�cr�y I.,ender ta Bonower 4tnnt�i�he wndemnor offers to muke an
<br /> uward or settle a claim for dsunages, Bonower t�iis to respond to Lender wi�hin 30 days after t6e dAtc the notice ls given,
<br /> ' Lender is authotized tn collect and upply the proceeda,ut its option, cither to reszarntion or rcpair of the Property or to the sums
<br /> secured by this Security lnstrwmmt, whether or nat then due.
<br /> lJnless Lendcr and Borrower nrherwise agree in wrlting, any upp�icatiar� of praceeds to principal shall nat extend ot
<br /> �;� postpune the due date of the monthly payments referred to in paragrnphs I and 2�r change the amount of such payments.
<br /> ., 11. Ro�rower Not Released;Forbes►rs�nce F�y l.ender Not s Waiver.Ex�ension of the time for pnyment or mod�fictttian
<br /> `J oF omortixation of thc sums secured by t?�is Secucity Instrument�rnrnnted by t.enticr to any succ�wr �������erast a�°•c��..;�:-:�h:!!
<br /> " not opar�ete to release the liability of the original Borrower or Hanower's suceessors in interest,L,ender yhall not be�+equic�ed to
<br /> commenca proceadings ugainst any successor in interest or refuse to extend time for payment or otherwise modify umortiretion
<br /> 't of the sums socured by this Sccurity Instrument by reason of uny dcmand madc by the original Borrower or Borrower's
<br /> � successors in interest. Any fort�earance by [.ender in exercising nny right or remedy shall not be a wniver of or proclude the
<br /> '„ exercise of any right or nmody.
<br /> - 12. gueeesso�s and Assig� Ysoundp ,ioi�t anci 5ever�i Lirbiiii�: Cc-sEgr.:rs. The covenHnr� ancl egreements �f thic
<br /> �_ Security Instrument shull bind nnd beneTit the successors and assigns of I.ender and &�rrower. subject to the provislons of
<br /> 1 paragraph 17. Borrower's covenants and agraments shall bc jolnt and sevorul. Any Borrawer who co-signs this Security
<br /> � Instrument but does nat exexute the Tote: (a) is co-signing this Security Instniment only to rn�rtgage, grunt and convey tlwt
<br /> � Borrower's intcnst in the Properry under the terms nf this Security instrument;(b)is not personally obligatcd to pay the sums
<br /> securcd by this Security Instn►ment; and(c)ugrce�that Lender and any other Borrower may ugree to extend, modify,forbear or
<br /> i make any eccommodations with rcgard ta the terms uf this Securiry Instrument or the Note without that Sorrower's consent.
<br /> � 13. Loan Charges.If the lou� secural by this Securiry Instrument is subject to a law which sets maximum loan charges,
<br /> � and chat law is finally interpreted so that the interest or other loan charges oollected or to be collectod in connection witli the
<br /> loan excoai the permitted limits,then:(a)any such loan charge stiall be reduced by the amount necessury to reduce the chwrge
<br /> to the pecmltted limit;und(b)any swns already collected from Borrower which exceeded permitted limits will be rcfu:ided to
<br /> Bom�wer. Lender may choose to rnake this refund by reducing the principal owed under the Note or by making � direct
<br /> payment to Borrower. If a refund rcJuces principal, the reduction will be trcated as a partial prepayment wtthout any
<br /> prepayment churge under the Note,
<br /> �, 14.Noticrs. Any nntice to Borrower provided for in this 5ecurity Instrument shall be given by delivering it ar by mailing
<br /> • it by first cluss mail unless applicable law requires use of another method. The notice shall be direc.ta!to the Property Address
<br /> or any other uddress Borrower designates by notice to Lender. Any notice to Lender shall be given by ficst class mail to
<br /> ' Lendcr's address stated hcrein or any other address Lcnder designates by notice to Borrower.Any nutice providal for in this
<br /> ' Security Instrumcnt shall bc dceme3 to have been given to Borrower or Lender when given as pmvidcd in this p.lrag��ph.
<br /> 15.Govendng I..nw; Severabilfty. This Security instrument shull be governed by faicral law and thc law of the
<br /> • jurisdiction in which the Propeny is located. In the event that any provision or clause of this Security Instrument or the Note
<br /> t conflicts with;�pplicable law,such con0ict shall not affect other provisions of this Security Instrument or ttie Note which can be
<br /> givcn effect without the conflicting provision. Tv this end the provisim�s of this Security Instrwnent and the Note are d��clared
<br /> to be severable.
<br /> , 16.Borrower's Copy.Borrower shall be given one conformeJ copy of the Note and of this 5ecurity Instrument.
<br /> � Form 3Q28 9190
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