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<br /> payments may no longer be requircd,at the option of L�:ndcr, if nu�rtgiigc insurunrc coveruge(in the iimount und for the period
<br /> that L.cndcr rcquires)p�ovided by an insurcr upproved by L.cndcr aguin bccamcs uvufluble und is ohti�ineci. &�rmwer nhull pny
<br /> the premiums required to maintain mortgagc insurunce in cffect,or to provide n lo+s reserve,until the requirement for nx�rtgnge �
<br /> insurance ends in uccorJunce with nny written ugreement between Aorrawer und Lender or upplicublt luw. -
<br /> 9. Inspectlon.Lender or its ugent muy make rcusonnble entries up�m und in�{x:ctions of thc Property. l.ender shull glva
<br /> Bonower notice at the time af or prior to an inspecti�n specifying rcasannble cnusc for the inspcction.
<br /> 10. Coudemnation. The proceeds of any awurd ar claim far dnmages, direct or consequentini, in comuction with uny
<br /> candemnutio��,or athcr tnking of any pan af the Property, ar for conveyancc in licu of condemnation, ure hereby ussigned und
<br /> shall bc paid to l.c�xicr.
<br /> In the eveut of a eotal taking of the Property,the proc�:eds shalE be upplied to che sums sccumJ by this Security Instn�mcnt,
<br /> whether or not dten due, with a�ry excess paid to Bornower. In the evcnt of a pa�tial t�king of the Property in whlch the fair
<br /> market value af�hc Propc�iy immali;�tcly loefore the taking is equal to or greuter thun thc n►�.u�mt of the sums secured by this
<br /> Sccurity lnstrument immcdi:Ucly beforc the euking, unless Bo�rawcr and L.cndcr otherwise agme in writing, thc sums secured by
<br /> this Security [nstcument shull be ratucYCl by the anwunt of thc procceds multiplied by the following fr.ictian: (a) the totel
<br /> amount of the sums secured imrncdiately before the taking, dividcxl by (b) the fair market value of the:Frupeity immediutcly
<br /> before the taking. Any bulnnce shnll t+e paid to Hornm�ver. In the event af u parcial tuking of the Praperty in which the fair
<br /> murket vulue of the Property immediatcly bcFore the tulcing is less thun the umount of the sums sccurcd immediatcly bcfore the
<br /> taking, unless Horrowcr and i.ender othcrwise agree in writing or unless upplicAblc law othcrwise pravides, the procceds shnll
<br /> be applicd ta the sum�securcd by this Sccurity Instrument whether or not thc sums arc then due.
<br /> If the Property is ahnn:loned by Borrowcr.or if.�iier noticc by L.ender ta Borrower that the condemnor offers to make un
<br /> awurd or settie n clain� f'mr clnmages, Borcower fuils tn respond to I.ender within 3Q days after the date thc notice is given.
<br /> I.ender is nuthorized to collect and apply the proceeds,at iits option,either to restoration or repair of the Property or to the sums __
<br /> secured by this Security Instrument,whether or not then due.
<br /> Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extencl or
<br /> postpone thc due datc of the monthly payments rcfeRedl io in paragraphs 1 und 2 or chunge the Amount of st►ch payments.
<br /> 11.Borrower Not Released;Forbearance By Lender Not a WAtver.Extension of the time for payment ar modifir.�ttion
<br /> sf umort4T�t��n of the cums secured by this Security Instrument�ranted by Lcnder to any successor in interest af Horrowcr shall
<br /> not operatc ta�rcleasc thc liability of thc original Sorrower or Borrower's successors in intcrest. Lender shall not be requited to
<br /> commence�,rc�ccedings against any successor in interest or refuse to extend time for payment or otherwise modify amorttzatlon
<br /> af the sums szcured by this Security Instrument by reason of uny demand made by the original Borrower or Bonower's
<br /> successurs in interest. Any forbearance by Lender in exercising uny right or remedy shall not be a waiver of or preclude the
<br /> exercise of nr�y right or remedy.
<br /> 12. S�a�cessors and A�ssigas Bonrtfl;Jolnt and Severel LinbiUty; Casigners. Thc covenants and agrecmcnts of this
<br /> ' Security Instrument shall bind nnd bene?7t the successors nnd nssigns of I.ender and Borrower, subject to the provistons ot
<br /> � naragraPh 17. Borruwer's covenants nnd ngreements shall be joint und several. Any Borrower who co-signs d�is Security
<br /> Instniment bur does not execute the Note: (n) is co-signing this 5ecurity Instrument only to mortgage, grant and convey that
<br /> ,j Borcowcr's interest in the Yroperty under the terms of this 5ecurity Instrument;(b)is not personally obtigated to pay the sums
<br /> : securcd by t�ai�Security Instrument;and(c)ngrces that Lender and nny other Borrower mAy agree to extend.modify, forbear or
<br /> �' make any accommadatiens with regard to the t�rms of this Security Instntment or the Note without thnt 8orrower's consent.
<br /> � 13.Loan Charges.If the loan secured by this Security instrument is subject to a law which sets maximum loan charges,
<br /> and that luw is finally intetpreted so that the interest or other loan charges collected or to be collected in connection with the
<br /> loan excoed the permitted limits, then:(u) uny such loan charge shull be reduced by the amount nesessary to reciuce the charge
<br /> to the permitted limit; and(b)uny sums alreudy collected from Bonower which exceeded permitted limits will be refunded to
<br /> � Borrawer, lrrnder may choose to make this refund by reducin� the principal owed unde.r the Note or by making a direct
<br />- payment to Aorrower, lf a refund reduces principal, the rcduction will bc trcated as a partial prcpAyment without any
<br /> prepaymcnt charge under the Note.
<br /> � 14.Notices. Any notice to Borrower providecl for in this Sccurity Instrument shall bc�iven by delivcring it or by mailing
<br /> it by firse c�ass mail unless applicable law requircs use of another method.The notice shull be directed tu the Property Address
<br /> ar any otQ�er address Borrower designates by notice to Lender. Any notice to Lender stiulE i>e given by first class mail to
<br /> �� I..ender's adJress stated herein or any other nddress Lender designntes by notice to Borrower. Any notice provided for in this
<br /> ; Security Instrument shall be dcemed ta huvc bcen given to Borrower or I.tndcr when given as provided in this paragraph.
<br /> ' 15.Governing Law; Severability. This Sccurity Instrument shall bt: governai by fc>deral law and the law of the
<br /> jurisdiction in which the Property is locatcd. In the event thut any provision or clause of this Security Instrument or the Note
<br /> � conflictc�vi3h spplicable law,such conflica shnll not uffect uther provisions of this Security[nstnm�ent or the Nute which can be
<br /> i given eff�.ct without the conflicting provisian. To this end tt�c provisions of this Security instnmicnt and the Note ure dectanxl
<br /> � to bc se�•crablc.
<br /> � 16.Borrower's Copy. Borrower shull be given one confbrmed copy af t:�c I�ote and of this Securiry lnstrument.
<br /> ; Form 3028 9I90
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