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<br /> 7�0C38THBR W1TH ell the improvemcrus now on c�rcafter croctod on thc ro and�cascnRfits�����ces and . ', �-
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<br /> �� fiatures now or hereafter a pan of the properiy. AU replacemenu and additlons shal l a lso b e caver e d by this Securi t y Instwnent � , '`,;;
<br /> ; ;+ Ap of thc foregoing is roferrccl to in this Securtry lnstrument as the"Praperty" "'�y k�_`'
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<br /> BORROWSR CO�BNANTS that Borrower is Is�wfuUy seised oi thc estatc hucby cnavcycd and hag the dght to grent and '!•,� � ��F��;,
<br /> ....��`'*'�{ como the and that the Pr is unenGUmbered,exa t for encumbrances oi recocd. Boaower warrants and will •' �4� �`K``�-
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<br /> � -� '`'M'''I defend generapy tha ade w tho Properry against ell eWms and demands.subjoct to any encumbrances of record. '-'=�^-r-
<br /> � T M S S H C U R I T Y I N S T R U M S N f c a m b i n e s u n i f o c m c o v e n a n t s F o r n a t i o n a�l u s e a n d n o n-u n i f o r m c o v e n a n t s w i t h l i m i t�e d �,,.���,c=T--
<br /> �� variaaons by jurisdicaon w constitute a uniform sec�uity instrument covering real propercy. ;;:�:`.-'_'�t'
<br /> ' " iIIVIFO�iM COVHNANTS.Borrower and Lender covenant and agrce as follows: i r:;;;'==
<br /> 1.Iti�nrt,eQ�vlf Pri�ctpal and Interest;Prepayment�nd Late Charges. Borrower shall prompdy pay whcn due the �,,�_
<br /> principal of.�nd iy�rr.resc on the debt evidenced by the Nou end any prepayment and late charges due under the Note. �;:;�=_-
<br /> � 2.F�nde Cor'M'�xrs and Insurana. Subject to applicabk law or to a wriucn waiver by I.ender, Borrowu shall pay to `��'`--
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<br /> .�7�"`•�'•��� _ y payments are due undu the Note,until the Note is ' m full,a sum("Fonds")fa:(a)yearly taxes '�'�
<br /> .F,,.r��•.<,.-; � L.endu on the duy mn�ati►! i�� �.X, __ _
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<br /> ' ..��� and a�.sessments wluch in�.y attain pdority ovu this Security Instrument as a lien an the Prope�rty;(b)Yearly leagelwld payments _
<br /> • ;;.�{��;.�' or ground rents on the Pr.�,,;�ty,if any�(a)Ye9rly l�.ard or Property insurance premiums;(d)Yearly fbod inswrance pcemiums,if 's -
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<br /> •,-,.��i,;r.;`� any�(e) Yebrly mong,�e uxsurance pmaniums,if any; and(�any sums payable by Borrowu to I..ender.in a000rdance with the �,`_,�_
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<br /> �..,{ ��,:�:� provisions of paragraph 3, in ticu of the payment of mortgage insurance premiums. These items are called "Fscrow �1ems.° �. ___
<br /> , Lendu may,at uny iime,colFect and lioi�I'unds in en amount not to eaceed the maximum amount a lender for a federally rclated �����-___
<br /> .Y� mortgage loan muy m.q,r�e for Bomnwer's esecow account�u►der the federal Real Estata SettlemGnt Procedums Act af 1974 as _
<br /> art�ended from tLnc.uo er.�a,12 U.S.C.Secrion 26Q 1 et seq. ("RESPA"),unless anuther law Ihat applies w the Fundg sets a Icsscr �
<br /> '� amounG If so,l.ender may,at any time,collect and hold Funds in an amount nat w exceed U►e lesser amount Lender may
<br /> . csdmate the amount of Fhnds duc on the basis of cucmnt data and reasonable estimates of eapenditures of futttre Escrow Items or —
<br /> ' othctwise in accordancc with applicabk law. --
<br /> � 'Itie Funds shall bc held 6�en ins6tution whosc deposita are insured by a fecieral sgency,insaumentallty.a entlty(including
<br /> �f Lender. if Lender is suc�► an insdtudon) or in any Federal Home Loan Ba�ilc.L.ender shaU agply the Funds tn pay the Escrow
<br />_ _- I��.�a��;�e z��pt gQ�yy�r f�r h4l�iino nnd ar�lytng the Funds,annu:dly anelyzing the escrow account,or ve�rfying
<br /> � ��'`� �he g,scrow�tems�anless L.endcr pays Sarower interest on the Funda end appllcable Iaw pumits Lcnder to meke such a chargo.
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<br />- Nowcver,Lcnder may rcquire Borrower to pay a one-tune cherge for an lndependent rcal estate tax reparting service uncd by
<br />_" ,�� , Lender in connecdon with this loan.unless appUcable law provides athenvise. Unless an agreement is macfe or applicablc taw
<br /> ° . • requires interest to be paid,Lender stwll not be required to pay Borrowu any i�uerest or eamings on the Funds. Borrower and
<br /> ;' I.endu may agree�n writtng,however,thet intcrest shall be paid on the Funds.I.er.der shall givc to Borrower,without cherge.en
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<br /> _ tr.n.. ..'' enn�p.l t�:co�tnting of the Fands,,ahowing credits end debits to the Funds end the p�uposc fa which each dcblt to thc Funds wav
<br /> -'r��1'' �" made.The Fundv arc pledged es eddidonal socurity for all suma secumd by this Securlty Insm►men�
<br />�"Y'•��` ' If the Ftinds heid by Lender exeeed die amoun�s permitted to 6e held by applicable law.Lendu shall ecc;ount to Bomower for
<br />;_;.Y:- ,-:.', the excess Funds in accordance wiUi the requircments of applicable]nw.If iha amount of the Funds held by Lendar at any dme is
<br /> " � not suRicient to pay the Escrow Itcros when due,Lcnder mey so notify Borrower in writing,end,in such case Bomnwer shall pay
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<br />�:u�•�Y tr� I,erider the amount necessary to make up the deficioncy. Borrower shall make up iho deficiency in no mora than twelve
<br /> --_ �;��' monthlY P�Yments.at Lender's sole discretion.
<br /> ''T'°`T''""�; Upon payment in f�ill of all su�na securcd by this Security Instrument,L.ender shall prnmptly retlmd to Bocrower eny Funds
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<br />'°"'4.'F'�' hWd by l.enda.If,unda paragraph 21. Lendu shall acquira or sell the Proputy,Lender,prior to the acquisidon or sale of the
<br />�v:t�� Prapaty,shell apply any Funds held by I.ender at the ti►ne of ecquisition or sale as a credit against the sums secured by thls
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<br /> �,;h; 3.Applkatbn of PAymente. Unless appllcable lnw pcnvides otherwise,all payments roceived by Lender under paragcaphs
<br />��:�'��-r ; 1 and 2 shall be appl;ul; first, W any prcpayment charges due undor the Note; sccond,to emounts payable under paragcaph 2;
<br />�"..•=���;' - third,to int�rest due;fourih,to principal due;end last,to any laee charges due under the Note. _
<br />�"�-.. � 4.Charga;Lkna Borrower shall pay all taxas, assessmcnts, charges, Cuncs and impasidons attri6utnble to thn Propaty
<br />-"jD''"'�'"'`'�"' which may auain prioriry over this Security Inswman�and Icasehold payments or graund rents,if eny.Borrower shall pxy these -
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<br />_ ._ _ ��,,.,,:.,,, obligations in the manner provided�n paragraph 2,or if not paid in that munna.Borrower shall pay them on time direcdy to the �.
<br /> -,�' • �•��•;,;��• �� puson nwed paymer�� Borrower shall promptly fumish w Lender all nodces of emounts to be paid under thLs pacegraph. If l;�. __
<br />�•'� � • � Borrowu makes these payments dirocUy.Borrower shall prompdy fumish to L,ci►der receipts evidencing the payments. `:_
<br />�.' '„ � Borrower shall prompdy discharge any lien which has prioriry ovcr this Sectvity Instrument unless Bomowet:(a)agroes!n ;;`----
<br />_ ' wciting co the payment of the obligapon socured by the lien in a manner acceptable to Lender:(b)wntests in good faith the lien F;;,__
<br /> by. or defends ageinst enforcement of the Gen in, legal proceedings which in the Lender's opinion operate to pr�vent the -_—
<br /> tnforcement of the Ilen;or(c) socums from thc holdcr of thc llcn an ugroemer�t saflsfactory to Lender subordinating thc licn to '�--=-=—
<br /> � this Seciuity InstrumenG If Lender detcrm3nes that any part of the Property is subject to a Ilen whicl�may attain priority over this `,' ��':�'�`
<br /> : Security Instrumcnt,Lender may givc Sorrower a nodce identlfying the lien.Bonower shall sadsfy the Ikn or takc one or more . -.__
<br /> . 4 of thc acdons sct forth abovc within 10 days of the giving of nodcc. �'��==�--
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