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<br /> '� •� '�1'he Nataoli dr.r�wi1�1�Nver ar m�il tn ma�notice of a►y ch�ngea in my lnterest t�to pnd the artwunt o�P my9bnthiy
<br /> p�ymeist beFote Iho effoctive dxte of wty chu�e. 7'he nntir,� will fixlude infurrration rrquirM by law to bc given mc and also
<br /> the Uttc Rnd teleptano number of a perxm wha wiii answer any quacion I mry i�M������L;��� �t�� x�:f-r.
<br /> S. �(1i�ItOWI�RSRIGHTTOPItFd*AY
<br /> i h�ve the r.ighx ta make pe�ymanta af princfpal at arYy time brfore tY�y are due '+ritk�out
<br /> per�alty, A pa►yment of principal ayly in krrawri ae "�yrn�nt�� �n I mak�e a
<br /> prepaYme,nt, I will te7.1 the N�ta Ho7.der in writit�g tYu�ti I am doing eo. The Note Iioldex
<br /> will use all of my prepa�m�ente eo rediace r.�ie anrxun� af prii�cipal that I osrp urx3�r thi.A
<br /> Note. If I mak,e r� pn�xtia�7. p�xty�nent, thezr. will be m chnrr�e xn tY�e du�: date o� my
<br /> monthlY paYmente unless the Not:e Ii4lckr agY+eee to euch a c.:hair�e in writirg. My paztial
<br /> P�Y�t �Y �uoe the amount of my monthlY PaY�te after tY�e firez raee charge date
<br /> follo�wing d►Y Paztial P�Y�n�� 1��'�', �Y ��icn ch� to my paztial prePaYm�t �Y
<br /> be offeee k�y an intereet xate increase.
<br /> I may prepay all or any part of the unpaid balaryce of the principal at �ny ti,m�, in
<br /> which en�.nt Nota Holdex me►y, as ite aption, assess a px�epaymerit penalty of 5.00� of the
<br /> acraunt pr�epaid in the firat y�ear. (12 month period? ar.xi 3.00� in tkye secoryd yeax'•
<br /> BY ae�incJ Paxtial PaYm�nt of anY PaYment, Nate Holcier cbes not waa.vie trie ri.ght to .
<br /> collect the x+emainder o€ such payment. A�oeptanoe af a�r1y payment after maturity, ar
<br /> wa�iver ef arrir b�+each c>f default o� the tern�s of this Note aha21 not oonstitute a wraiver
<br /> of an�r laC� or cx-.h�ac Io�ea�eke cu' clefati�lt, and failure of. Note Ko13er to e�aezriee ariy of .
<br /> it.� ric�� sk�a].� mot oa�s�atuCe waiver of s�ach ri�ht�„
<br /> � , . . ' � ' . . . .�, :;�
<br /> ' .'� _ � • . . , S � . • , , , � . , .. , .!
<br /> . . ;� _ . .r i -
<br /> 6. L�AI�t C��1flt+Q�S .. . .
<br /> , lf a ldw.w�icb apQliea to thle Iwu 8nd whlch seta m�xlmum loan ahargts, Ia flnvly inteipreted w thit We iatenst or,�
<br /> other Iwa cturgas�collectai pc to.bs collected �n coanecdon wlth thIe iwiu exceod the permittod limics.tha►: (i) wY such low
<br /> chuge sh�ll be reduced by the amc+unl necessar�r to reduce d►e chMrae to the pem�itted limir,and(ii)any sum�e al�+edy collected
<br /> fmm me whictt excee��sd permined limiu wil(be retbaded to me. The Note Holder inay chooae to mt�ke tht�refund by reduciag
<br /> tho pdacipd I owe uader thie Nou or by m�klag a dinct payma�t to me. 1[�refand raiucu prliii:iy.�t.ths rt3uafan s:�i!!�
<br /> uated u a p�rti�l PnpaYma�t.
<br /> 7. BORROVYER'SFAII.[JRGTO PAYAS REQULRED
<br /> ' (A) Lste G'hsr�es for Overdue Pa�ne�t� 1S cslendu dii ��Rer
<br /> If tb�e Net� Holda ha�not reoelvad tbe t1x11�nwuac of�ay awntblY p�yma�t by thr end ot Y
<br /> d�e datC it i�due, 1 rri11 p�y a Ixe ch�r�e to tbe Note Halder. 7Le unouat ot the �e will be �.000 X, of my overdue
<br /> P��t of P�iaclp�l �od iatenett. I will p�Y�� �t� Pn�Y but ouly os�oe on a�ch IMe p�yment.
<br /> I�) ��
<br /> it 1 do aoc p�y�he tY�ll rn�o�ait ot ach mo�ahly paynia�c aa tbe d�te it f�due�1 wW be ia detaWt.
<br /> (G� Natkt.dt Ddadt
<br /> if I�m ia ddwdt.tbe Note Ho{dec asay aod uta a wdtta►aatioe tdlipj m�o th�t If I dn not p�,y t6e ovexdue �mounc by
<br /> r arca[n due�tbe Note Holder may t�uire me to pay imrt�edi�tely the lWll maunc of p�iactp�l whkh hn unt baa pdd aod tll
<br /> tbe intercst that I owe ott thu anwuat. 'Ibat due mu�t bc u Icut 30 d�ys�ttex tt�e d�ca on which tbe potioe b delivaed or
<br /> ta�ilod to tae.
<br /> N) No WaSver by Note Hoidee ��y in fuU at dacribed
<br /> Bven if,ac a't+me wbea I�n in rkfr�At�cho Not�Holda doa noc requirt me co PiY
<br /> above,.thc,,Note�blda will stW have t6e daht co do eo if I ua in dcfault u i lua cime. �
<br /> �: .�) Ri71i�►t of 1Vate�oidx's Cats wd Expen�e�
<br /> • [f the Note'Holda ha requirad me to p�y inunedi�t�1Y u►fuU�s dwcribed ab��e�the Note Holder will have the ri�ht
<br /> to be paid b�cic by Yr�e for�II of iu catt�md ez�ases in eaforcing thi�Note to the eaunt iwt prohtbitod by�pplicable l�w.Ttw�c.,. �
<br /> expensa includC,for eximple,rea�on�bk utornry�' faa.
<br /> a. GIVINCsC1Y�'NOTICFB
<br /> UNa� �pplic�bfe law roqnira •diffecenc awyhod, aiy uotla thrt miut be Qtva►co n�e uMcr thi�Nou wiil be giveu by��
<br /> delivoring it or b'p�nailina it by Hrit clau a�fl to me at tba Pmpeccy Addnss sbove or at a dfffereat �ddreu if 1 give tt�e NQCe
<br /> ifiokkr �tatic;a af my diffarat add�sf.
<br /> Any notice thic mutt be gtvea to the Note Nnlder under thta Note wW be�ivar by mdling It by fust ciuc m�il to tt►e
<br /> Note Holder add�as a�ted ic�Section 3(A) �bove or at a dlnercnt�ddcesa if i un givea aocioe of W�t differcnt�dd�eis.
<br /> 9. OBLIGATIONSOF PER60N8 UNDER THIB NOTE
<br /> If more than one perioa� aignt thfi Ncxe,ach perioa i�t�lly md perwn�lly obli�ted W kap tll of tLe pcarnt�a m�de
<br /> in thi: N�te,iacludin�the promise w pay tbe full atiwunt owed. Any penon who i��uar+ntor� turety or eador�a of thu Note
<br /> i:alw obligued to do tt►ae thin��. Any pawn who t�laa ova tba,e obliQatiopt�Wcludln�tl�o oblig�tions of s�uuaotor. wmY
<br /> or axlorier of th�x Neu,ia alw oblt�ated to keep ol of the promiKS m�de in this Note. TLe Note Holder may a►fora its rl�hu
<br /> uadcr thls Note��iiut e�ch pereon indivtdually or agefnst �Il of ut togcther. 'Ihi�mans th�t �ny one of ua mry be requlrod
<br /> to uav�ll of We+ut�ounte owod wadec this Note.
<br /> 10. WAIVERS
<br /> I and �ay other pet�on who his oblig�tions under thi: Note wdve the dghte of pnswtment uhd notia of dictauc�s•,,
<br /> "Press.�atrnesic" mear� the d�ht to toquire Wc Nou Holder to dem�nd payment of anwunta due. "Notice of d{shawr"mwu tt�c �; .
<br /> righc�ta require the Note Holde�r to givenoticx ts�.a��r,� p�en�ona that amounu �ne t�ase not baa pud. . . •';.�.�
<br /> 1�A: iJNIF�'1ylM 6ECCJ�?C�;+lOri'E . ;,, ':' �. . '•�,.: � . � '`
<br /> Tdis Nute 9sa uni�ptan:iqsW�uene �vr:i�i�.�ii�s��Al°v.a�Jo,aa�ia:�rrc:x��x�;��us..Qin a►�;df:;inr.,��t�t9e gcm�ea:ti�s gCn�LLr�r�a:s:;''::.:
<br /> tbe Motc Holdec uader this 1Vote,t Mortg�r,_l�etq,�'•��.�F'�r�u�br SUdti�+.y't�! LrJ;o�'�"��nps���.��n.trcum�t").alla��d',t�he sa�,iU�c� �'
<br /> u�thRs Note,pmtecte We Nctte Holder firom poaslhlle,t�sse��hich x iiE��:i�,�;nrr��qi.�i:}�t�plydfii�:utt�<<���tite;nu;s1�is .,
<br /> ,..
<br /> INiTIl�t.B � INITIJ1L7i• StlI71�1tS Iu�TTiY,t8 �
<br /> �::�.
<br /> ADJIlSTAdLE MTE NOl'E-LIOOR IIiDEX-lhqM fwr�Mll Form�'�a t,�R
<br /> Mu1e t�uce Pa��M 3 L�OMU2 9/�6
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