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<br />   � <.       		�   , 				--.��Lt;�qy�'6�g1ii,�:"'.:n«v:,   .�.,1�..1.:,:. �l:i�r�ji�=v.u:i+;;::�`vjyr  J.c Fi'1�v,    .
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<br />  	' 	TOOETHEFi YYRH N MI irtprAYM�MnN oo� hwM1Mr,M�llnd�ddkbnt���o M owAd bY l N S�C��fn►rtNnt   	-
<br />   :    	�ktun� now u h�naNa�v� a th�p�co�tY•   nP��
<br />		AN ot tM kx�0oh9 k ��*b to N thN S�cwky Imhum�+t��th�'PropKtY•'
<br />    		an+onwcq C�NENAM6 tMt 8ortowM M kwNMy aft�d Of th� �sU�t� h�n6y ca�veY+d u�d has th� ripht to pr�nt�nd
<br /> 													.J  ��wwy�� u�MM�I�IY �/�II WW�       ---
<br />		conwy th� PropsAy 1u►d tMt tM PropMty K unmCUn�b� ��Pt fa�ncumx�+�w� uC�.ca,...
<br />		d�Nnd pMfK�ly tfN tkM to tA� Wt�pMly p�htt�N CNlms�nd dMn�nd�,wbJeot to�ny rrwumt►►�ncN ot noad.
<br />    		THt9 9ECURITV  IN..�'THUiNENT corr�binM unMorm cm�n�nb la natbn�l ua �nd nan•unMorm cowmnts wkh MmN�d �
<br />		wri�tbno by Jurisdbllon to oonstYui��uniform NeurRy In�trum�nl cowrinp n�l prop�Ay.
<br />    		UNIFOF�A C04ENANTB. Barawa�nd L�ndM oov�+�nt�nd�pr�u fobwr:
<br />    		t. Paym�nt af PrinclpN �d Int�r��ti ���nt �d I.�t� ChK�!a�a�nuo•a aui un�d.r�yn�.Ni.�
<br />		du�th��r�opal of�nd h1M1st orr ttw drbt wid��Cid by th�NOte and My P�'eR�Y
<br />    		Z. Fuad� tor Tac« and Inwr�nc�.SubJ�at lo appNo�dN Mw a to�vrdtNn w�NM by I.MidM. Borrnw�r�h�Y Pay
<br />		to LMdM on tM d�y mOnNb �fm�t� �dw und�t ttN NoM. uf�tN th11 NON N Wfd In fuN��wm ('Furtd�'1� �MIINhold
<br />		tuw �nd �sNtsn�b wldch nNq �It�fn pdorNy owr tAM B�ouHtY Msaum�nt u a N�n cx+ th�m uperlYS �b)�Intunra W
<br />		P�Y�� or pro�Md rn+ts on tM P�opwtY�M�ny;  (01 YwN�d o�P+�1► „:unnc�D��    (d)Y�N
<br />		pnmium��M iu►Y� (�) Y�b�'►�19�„�urrnc�P���N�ny��nd ln anY tumi paY�M by @orrovrK to L�ndK 1n�oaord�n��
<br />		wlth tM provkloot of p�►+prapA S, In II�u of th� p�yrtMn! ol mc�rtp�p� lnturRnu Pnmwm�. TMs� � ��� ��0w
<br />		��"   Und� m�y.�t �nY tYne, colNat�nd hold Fundi h�n �mount not to excMd tM m�xYrwm rna�nt •M�tNr for�
<br />		��Njy�� �d hom T�to lim��t USC�B 2601 �tr ssq. ("RESPA"�unMtf�otMr kw`h���ppII�OPtAR�un�di
<br />		I.r►d�r may�sthwMtth� amer��ii o�t Fund�,d�u��ont M�Wsh of cumw►�dRE�rsd na►sO�Ai� no�e tTAntA�z,oecMd t�� +N++�unt.
<br /> 		E�orow IL«m a olharwls�s„�vxad�w�t+�pDM��bN Mw.
<br />     		Th�Funds ah�R W 1'►�Yd in�► inrtitution whos�d�posts�n hsund A�a hd��l�pmCK.�►slnxe�M+�Rf'.cr�t�y��C►udirq
<br /> 		F.�nd�r, Y L�ndM M such, n wrtstRutlon) u In �ny F�dv.�1 Hn+n� �w�n Bank. l�nd�r straM�PPN��u°d�s t�I�y►h+Escrow
<br /> 		ir,�::.tqrt�ot r.tqtq rts!C�2� MOt►OwM Mt holdi�p Wd aPON�C�Furtds�+r+nw�h�h�tM�serow�xao�+t.or w�W�no
<br /> 		YEw £scrow lMnna� 4nMMts IM�dM P�1� �� YtMrNt ne !A� FWbi 11nd �PPICabM I�w p�mks Lwa� 1m „�ko cwA a
<br /> 		clwp.. How«K�«+dK arY r.vuw eaROw.r t0 paY �o�.�w�r tn.�p.a. .n Ina�p.na�nt nd�s�IM ax�poidrKt �
<br /> 		us�d by l�n�r in conn�flon wKh Mk IoM�, ur�IKS �PPMcabM Mw Dro+�s oth�wic�.  tMi�ts �n��is �d� a
<br /> 		�ppi��bN kw roquMs h1M�cA to b�pakl�Und�►sh�N rwt b�nquUrd 1c!I�b Bortow�r anY inhrut tx MmM�W o�1h1�Fw�dt.
<br /> 		Bosra+[eix and l�ndrr maY�M N wrRinO� howwK tFMit Inlwst sh� b�paid on Ih� Fundt. I.�ndM thaN Q [a rntii,��    	-
<br /> 		wkhout c1wp�� in annual�ouniUq oi th�Funds�ahow'ny cndlls and d�blts to th����r.,Gs�ntl th�PurpoW
<br /> 		tNbR M tM Fund1 wp rrMd�. TM Funds an PMdp�d�t�dditloMl t�,wd►Y!a�1 sunl3.,tvtcurod by tM S�CUrk1► MflnmMnt
<br />  		�   If th�Funds h�id by l�d�r aocNd th��mount�► prrn�ltod to b�MNd by appNCabM�`�tw�I.�ndK,aAa��count to Barow�r
<br /> '       	}or th��s Fundi M aaordmc�wtR lM nqukwnK►n ot�ppNaabM I�w.If th�rnaxit ol tM Fµ��s"M�bY Und�u�^Y
<br /> 		sh�N pay to L.�nd�► tM aTO�snt n�a��arY to m�c�up th� dM�aMnay��BortowK s�ha�m�k��th��C��(�nay h    mon M�n
<br /> 		�wNw nsonthb Wyrn�nts.N�-�Ad�a aoM dNcntb�.
<br />      		Uoan t�Yrt+�� in(u11 M al wm�s�cund by thk S�curiY Instrummt,Und�r sh�1 promptlY nMxid to Barovnr�nY FLnds
<br /> 		Mld by I.,�R,d�t.. M, und�O��Ph Pt,L�ncMr siwii�cqui�or s�ii iiw i�i„;+:•'ty�L..^�s�,iis�r ta!!r�r�l�Nton a srl�of th�   	,
<br /> 		prop�ty,�Ein�l m9pyr r►y Fund�AMd by I.MQ�►at th�ttr�of�apukkfor►.ar iaY as a cadR ap�het tM wms s�c++►ad bY��
<br /> 		S�curMY Msevm�nt.     		,
<br />      		3. A��f7]�GAt14�1 of PIy�11�nb, Vfmb�s �PPM�M Irw ProVldow a►hetwks�..Pln���;''troco�b�y �Y�bM unAs�  ,' '
<br />  		�rWtht.•l�and 2 shaM 4d ��FD1Md: Nr�t,ta�nY P�P�Y�ah�'OK���!.. � • ;��'��
<br />  		;�sirn3�h'p;�hMd�to hatesu �due;tourth.t0 P�����nd last.to�ny Ilt�elw�u��ua sh+d.w t�1i1 Nni�.
<br />      		4.:�$'��: U�II�,..�qnowK sM� P�Y �N W�a. ass�esnMnt�� chn0�s. �es s�►L1 i1�iA�i�ns atf►�ul�t�tn',to tM
<br />  			+xh'.cn nry du►!n OriodtY ovx tq���Y InstrummR�nd M�s�ho�d P��� a►ik�:�'7si'��nY.  eonow�r shNl
<br /> 		���ktli,,.
<br />  		p�y 1}I�rw cb�Mbr�s h tl� m�nrNr pr�i:cl�d N p�npnph 2. or M not pald In M�t m�rrw. Bo�ro�wer n1i�N pay th�m on thN
<br /> 			ta thr�pason ow�d pYrr�^G  8brrnww shaN prort�pty tumMh to L�11tlM�1 fWtbM Of rfflAUn:s 7(o W pW und�r this
<br />  		:pei��   h. N Botrowlr m1k� th� W1�� �b� Borrow�r thaM prompty kunYh to LMlfiar rx�fpt4 wldMtiCUD tM
<br />  		Qn'iMtiA4s.    										'i'    	•.  ' '.i.
<br />		�      �urrbw�r sh�N aonptlj► dkehorw �nY �n whlah hu o�f� � cnM s.eurU�r InsawrNnt un�s!_R�tow�r: (4���1�M' ti
<br />  		+�a��cm ar.�.,a�� ��n.on�qu�a� ..cund by cn.wn h a m.nn.r.ea.aa�w co �.nd.r, {b�;xaidqsri In pood•�#h u�.	.
<br />  		Mn,1aY:�ae:�ta'innds +iqaimt �niorc�rtNnt ot th� Mn In� Mp�!PrxMdlnps vrhiah In th� L�ndK'a op��nn aq�aM ro fx��  .
<br />  		.a�►f�,��th� 1Nn: a(�).Neuns trom th� �o�d�r of tM rm �n+iyrat�t�MctaY ro L�f�i9a��ut�ordk+�tlnp.th�Gm to .:    � ,
<br />		�  this.'S�OUt�+j.lr�adtwrwnt- Nlender dMMn�Y�M that�ny pMt of tM PrapMb M subj�4t tp.s Mn wh�t�may a�in M�Y owr Mk ;,     i'�;
<br />   		5ectirty�n�bunilMt.Und1r rnay�Iw Bortov+K a notiC�kMntlyirW tM iMn.Borraw�r ahan.9atqt�r.tr�a tfe�►tx Mn on�Ot�1on of' ;,'.,;'��,•,:
<br /> 		� tht iktk�Y�s sot fOrth�borrwttnh 10 dqt ol th�9��G of notfo�.     			,,•`�� ���   	'     	:   :`'�,•,':
<br />       		5. 1'�p�'.Qrd  or PropKty InoultttlC�.Barov+�th�N k�.p Nt�Irt�or�n�rns now't�qth{y or hK�ller�rroted bn tlt�',''" ',.
<br />    			pi 										any pt�Nr h�rdf� includYq' .
<br />    '     	P r o p�A y lnwrsd aqMst bss by M, ha¢nrds Y�cWd�d wkhln  tM tMm '�I�nd�d cow�a�� � 				,.
<br />   		1lood�or�oo�Yq� tor whkh i.mtNr►�4ukw intuaNC�. Th i s I neur� s h a M W rt K b t a Y w d i n t h�a rn o u n t s�n d f o t t h�p�b d 6„
<br />   		Ihpt LMtdr nWtis. TM InWnrw�G�rtfM Pr��O� hsurrY�C�fF1�b�ChOtM1 by BOrtowMr BubJBCt t0 LM1tIM'E 1pP���'
<br />   		wAbh sh�M not b� unrM�orwbb  wkhhMd.  H  BorrowK i�l� to mNnhti ca�w�iN�� ��Undw �y� nt tsndKs
<br />   		oPtion�oW�h COVS�ap� 10 P��Und�s rbhts fn th�Prop�rty In�ccordN�vHM�W►a4riDh 7•
<br />       		AM heu��r+o� Po1cM��nd niM+wM aAaN b��a:�ptabw to L�ndK �nd �haN Irwluda M stmdlyd mo�qq� clwfa.l,�nwr ,.. •,
<br />   		shd h�  �the rlpht to l�old tM P��and nn�w�b. M Lwid�t nqutres.Barow�Mna9�ro�plly 9H1 M LAnd�r Q no�ls ot•'    ,,
<br />   		P�id p�bma md rN+�wd notbn. In qw�t of lou.eortow�►�hotl 9i�P��n�tic�to thv Insur�c�rrMr�nd tand�•
<br />   		L�ncNr nwY�P�d bn N not rtMde RroMPIN bY��•
<br />       		UnMss 1,���nd Bonowsr otl�rwf��+y�h wrk„4. „su�w� P��� eh�:t:7e�pptl�d to rotorstlon a aPM'of t!w	.
<br />   		Piop�ty d�nop�d.M tFN t�slorRtbn or t�pak Is�COnomIC�lY 1MSbM�nd I.�ndM'0•sZL ar�ty f� not Nst�l.M tM t�ttondon or •      i`r:
<br />      	�    npslr is�t�conanlcaM INtblr or Londrr's acurlty w�wld b�MearNd,eh�hsurmca o�aMds st�W b��PPwd to th�sunK  •
<br />   		arcuwd by thk S�curilY Insbum�►t� wfi�lhK or not tMn du�. wllh any pooNS p�id to Bortowar.  tl BarowK�bandons th�•
<br />     �  	."' prapMty.or dat not amw�r wkhln 30 day�a not�kom Und�r that th� inw�C�rtNr Ms Attnr^:d to s�qY a oium,tMn.
<br />   		L�nd�r nuy eoN�ct ths nsunnc� Droc�ds.  und�r rmy ua th� orocMds to nPtY' er nstorr sho Prap«ty or to P�Y wm�
<br />   		Ncur�d by thM S�ctNItY hstnMrNnt,whMN�►or not M�n dus. 7h�30�day pKbd v+1 b��wfw�t�re notic�k pMm.
<br />			UnMa I.�nd�r �nd Bortow� otMnriN �p►M „ wrkMp� �Y �PP�� of pr.a��da to pnc�lpd thaM not Me�nd o�
<br />   		Postporw tM dw d�M o1 tM meMhN P�yrt�nh rM�nd to h p�npraphs 1 �nd 2 a e►wp�t�►e emount of tM Pay�n�+ts. K
<br />   		undK P��21 th�P�'oRlrlY i��cWM�d by LandK� Bortowars rqht to �ny Instu�PoYcies•nnd proc�dt nwkinp�a^
<br />   		cNrnops lo tM PropKl�P�to tM �cquitMion thaN Wts to L�ndK M tlw �oRent W th� E�s br MR 3�cu�b MstrunNnt
<br />   		hrlYdf�Wfr D�iot t0 lhs 1o4Ukkbn.						�_ .�_..�.a_ d....W..+. I.un
<br />			6. �P�al/�Pr�rvdion. IY1�int�n�nce �no �oiecoon a� m�.� +-..�••�, ,..•.•-�-- — ---
<br />    		A�IIC�tiOrli LOMlhD1d�. Borro�w�t sl►�N oxuPY.�tt�bMh. �nd uf�tM Prup�r�:ef ma Bo�ro+��P��Ilxl ntkMnc�wkhh
<br /> -- 		Nd�r daya aRK tM�srcution oi lhit SecurUy k►strun�►t �nd shal conthw to cra_�Ax � Pt�Y � Borrow�s prMOpal
<br /> s i		rKfdenc�!or�t Mat an� yw �th�d�M of occupmay.unips L�nd�r oth«wi�a�ws in wntt�i0,which ConsNK ah�l noi
<br /> i�		b�u�rMio�rbM��,or unMss rAMtwtttq Ctcumt�Md�i whieh an brlrond 8ortt�w�� eoMnDL BortowM shal not
<br />.�_		4�tro1r.d�n� o�Yr� tM��Y�a�ow tM Prop�ty to d�kMW.or cam�t watb on th�Prop�tY.BarowM tha�b�h
<br />    		dMwN M Y1r IOrf�IUM'�IttiOn 0�P���O� wh�tAM Ckl d erYnYt�,i�bpi�n 1tr�t h LM�dM't pood(�h N+dO���Id I�MU�
<br />    		h IoAMlun W th�PropwlY a oMwwin rtwN�Mp h+p�fr thr len C�MMd bY Mit Sau�RY In�tnirtNnt or Ur►da's ac�kfr Y►Mr�i
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