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; ,� ._ . ,.r; .ilvi;er�a�� .��: � �O '�"�t�. i -..A�,.-.. --t. t, ....� _ . .:6�.-,er_atr9' -'�-�`_- � + _ �4u.Z�:_� --- s�'�1�!ltirvr,ii�= — ::.,E.n?:;l.f.ii^L',.�..'""k,'� L�!'1.'.5.�!^.'iie��-,-r=._ •�_' _nflssr�.��.:n.:--�..� -. R==-°. � � , • . . 9a-- ,��3 • 1'OCihTHflR Wl'TH vl tbe �aipro��ements nu�v or herafter eroaaf on the propeny, md �11 c��cment� �ppurt�a� rad flxt�now or heneiner x px�t of tbe property. All repl�fentF uxl additlo�u sh�ll�l�o be oovetu� by�his Secudty I�xu�t.All of the f�ngotng��i�efernd w ia�hf�Srcurity lnsuumerft w thc"Property." BoaROw�Cov��rrrs tthat Borrowa t�liwlWly�et�ed oi the atste hereby canvcyrd�nd tw ttw rl�ht�o�nnt uxl oanvey ihe Ptope�ty uid ih�t the P[opecty le unencumbered.eacept for ascumbruia�ot recoM. Bo�rrow�er wamnt� Rnd wlll defead�enernliy tde title to�he ��imt�Il clpia��nd denunds�cubject to aay csic�umbraiim o6 rrce�r�. -- 'I11{3 SFiCURITY INSTRUM6NT D01116�uniform ooveama for aatiaW we aad aoa•uaiform coveiuna with Ilmitod . yuiuiau by jurleclictloa to oot�stituu a uaifoan�oairity iruwmeas oovering cal ptopeny ' UHIFORM COVENAN'f5.BOROWt[11UtI L.Cd(I�i CDVlMllt Wd ree u folluxy: l.R�nt ot PrInclPd aed I6tere�ti Pre�ta�a�ant�Late Char�ea.BarcoW�er ��+t 1�,pey wda�duo the priacipal of�nd intecat on the clebt evtdec�ced by t4e Note wd�nY P�'�P�Y�t+�lato c�t1�t`uwier tt�e Nnte. 2,fi�nd��or T�es+�nd I�noa S�bjxt to�ppiic�bfe lnw or tu x wrtiten w�tvcr by Leader.Borrower aball�u►y to I,ender on the day monthly ym�te ur•due under We Note.until tAe Note is puid in full� a�um("�w�ds')for: (a) I,en y�iy tu�es usd auessmaue w m�y�aln pdodty ova thi:Sncurlty Insttumant as�Uen oa tbe Pmpetty:(b)Y�Y le�►�old p�yma�ta or gmund reata a►thc Pmpe�tY� [f�ny;(c)Yeuly t�d as p�insura�oo praniwm:(d)Y�Y flood in�ur�nce pt+eaniume�if u�y; (o)YeulY mortgage insnruxx praniums,ita�ny:aod( aaY tums pU'abk by Bottavrer to I.Gnder. ia aocordujce wlt�► th�s provisiotu af puagcsph 8. In liesa of Wopsy t o mortgsge uwuanoe ptaaiurm. 'llksa items u+e called "Escrow Iterm."�rnder may.u anY time.copax and h lo d�Flmds In w amount not to wc000d the m�xiisNmi unount a lrnder for i feder�lly mined mo�tg�o lwn n�y requin for Bo�roweP� nacrw a000uai u�der�60 fodaal Rpl g�tit,e Settlanent Prooedurea Act of 1974 a untaded imm time co time, 12 U.S.C. � 2601 a s[q. ("RESPA").wileas wother iaw thatapplics to the Fund�eete a lsaaer#rt�unG If�o. l.eaderm�y.u�sny tLne.ooAoct and hoM Fuads In an amount not to e�cceed the taaer unaint.l.rnckr may estimue the artaunt of Funda due on the b�sis of carreat dau and re�eon�ble atimaca of e�cpeaditw�es af future�crnw Itana or othawise in a000nboce wit8�Qplicab{e 1�W. instrmnrnullty.or entlty '�e Fund�shull be l�cici�la�a instltutton whoae depoaita ue inr,irod Dy a fodet�i�ga�y. �i��luJiu Lwxler. If Leacler is s�ach:n{nstimi3aal or ia any Fed�r1 Home L�n Benk.i.a di a�6a11�pply tbe P�ad+to _ }�y Rhe�w Iteans. Lei►dtr may not cLuge Borrower for holding u�d q�plylug tt+e F�unds, �auutlly uu]Yzia� tbo escrow�c�count.�r vtrlfyi� tlte F.�cmN Itans, udea� L,ender piys Itonower ln4erest aa the I�u�ds ad l�Cabk law �xxmiu L.alcler to ac�ko aueh a cLar�e. Howeva, La�der m�y requirq Borrowec to pay a ono-time c�ir�e for an �nle�eadmt Teal estate tax ropocting secvice usod b�y in oonttccdon wltli thls loan�unlas q�pllcable faw provida otherwue.Udea�aa a�rota�eut V msde or�pplicabi�e itw uira Interat to be p�ic],Ixnda als�il not be required w pay Bon�owa aay interat or earni�a on t*.�Puads.BorroWer��a Lauler twy�x in wri ,bowever,that inte[�eeu�b W be t . p�td on We Fw�da.L,ender a6a11 gsve ta Borrower.wit�tchar�ge,att anuwl�ocou�►tin�o the Punda.ehowln�credit��ad skblis ta it�Fn„rt�.nd ihe puqxme fa which e�ch debit w tbe Puncis,w�e m�de. '[he Punds�re pledged as*dditioo�l , .�ec+uity for dl aum��ecura!by thi�Securlty Inaaueneat. l�eadec ih�il aocount tp If the Funds held by I.ender exoeed tLe amoutfts tted to be held by.applic�We law� Harl+nwer for the ea�oess Pumis la a000rdt�ace wid►tl�e xe��of�ppik�ble law;If tbe u�ount of tbe Put►da�bdd by I.encLx ac my time�i not s�ifficlent w WY��Ite��.L,eader mz�.w aotify Bonowa in wtitin ,and�in m s�th aae Bo:mwer ahtll pay to Iender to �e up the deficiC�Y. Bortovia sh�1!�a tip the deficiary ui no�wn dun twelve c»nth1Y payma►ta.u I�d�'a aale cHacretion. � Upnn pAyc��t ln full of all tums teeured by this Soctulty Ynstruuxat� I.ender�tutll proa�}►tly refund w Borrower , any F+�nds held by I.aider. �f. under�ar�t�h 21, I.eader eh�ll ncguice or seU tbe Pm�rly.�Laxkr� Pr�ar ta the aoquisition or Wle of the ,eh�ll apply any Punds lseld by�I.euder at the time of arqpiHdoa or ate�s a cced9t �tinet the auat�cod b y�ySacurity It►tautneat• 3. Appliaition o[Pa�. Unla��pplicable l�nv provjdea otherwise. all paymeota noeLved by LR,a�ier uuder p�ra�t�g�u 1 aad 2�hill be�pliod: tirst,W anY P�WY�►t chugt�due uader th�Note; seCOnd.to �PsY� uoder 2:thicd.to interatdue•fou�tth.to principil due:aad faet.to�ay late cbu`a�uAda�iNbutalsk co tbo �i�i Lian. Bomower a�llpay �Il t�xea.u�ameats.ciuu�es,fina md tiflm pcope�ty which m�y auaia prbricy ova t6ia Sxutit}'.insavmeat. �od la�sd�ald paymeats a seound raw, if �pny. cap 2.or if:not�d in dus m�me�.Borrowa dWl Borc+orYer�Il pay thae oblig�tlow in �ptbvidqd in p�r� PsY thm.on time diroctly to the peeeoa mddt. Borrower ahall pco�npt�Y fu to Jaxkr ill notioq:bf}OnfouaU co be p�id uoder thir h. If Honawa m�kca these paYmeaW d�rec�1Y. Borro�rcs�il prorr►pdY fumirh�ta L+ender r°°efptt��►mj p�dl�httge.a�y licn which I�as prioirlty ova thi�Securtty In�ru�c��t ualeat Borcolva:(i) �• � �roei in writ�to tLe pt+yment of the obUatdon�nd by the liea In a m�oaer�ooq�table w L�enckr:(b .contatt in�. ., � _ good fiith tbe ilea by, or ikfead��S�Inst a�foroement of tbe lka in� 1 whkh in the �er'a opinion opera�e w p�+eveat the cnfocceme�t of the lien; or(o) sxura from tbe of the lien�n�neaueat txtiefactory to Leada subamdin�Nns We iiai w thb Sau.►Ity Inunuriart.If La�dor d�tam�es that�ny pat of the�M�pe�ty�dub,}x�t to a liea �vhich may a 4in prlority over thi: Sxurlty Inaaumrnt. LeadGr u�y 6ive Aorrowec a Aotice ideaa tLe lien. - ' Bomo�er�ha31 atisfy tlu liaa or uke a►e or more of tlro�ctiom ut foni�slwve witbin 10 ds af�ie�iv of notioe. �.kiasNed oe Ye+opa�ty imuraooe. Bon+owec shrill keep tl�e itnprovement�now exis�g"oc m��enetod on.the pmpaty inaured againa laaa by fire� hrzuda includ�d within tha teim "eacta�ded caverage` �und�uy uthtx hazud�. Fenn,02� YP�w o� r1NICd11 LYtTf1A'S.1NC..sr.a.auo.MN 603011t�00�9f7•43�11 FOMM MO�t�IE�t3A1