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<br /> ' ��h.tunt*nY dt�uiv;ticnl mnngu��inturunr�x•u�rru�c i+nu� a�:��l,iblc. Harru��rr•h:dl p:��•tu l.cnit�r ca�•h nwnth a .um c��u�d tu ----
<br /> unr tHrlllh uf►he yearl}•murt��aFe in�urun�;prtim+ui►�Ixmg piiid hy l3nrruµrr��h�•n thr in,u�;�ucr ru�cru�.�lup���t ur reti,ed ti•
<br /> hr in rt't�:�.'Lcixicr w•il l�:r�p�.«.t an51 rc��cin t ii�,c�.�yinrn i.m u I��,r �..��vr in liru ul inuu�:a�:r in.uranrc. L���o rr.crv�
<br /> na�weutt'iA11�no lan�cn c�re��uirrtl,al tl+r. „ptiun uf l.��n�lcr, iP nxntf;a��iu.�ir:mrr ru�rio,-r 1iu tl�c:ini��unt��t»d lin.il'��'�riixl (Q _
<br /> Ihal 1.Cild�r r�'�µ�irr•l pru�idrd hy.m ir�ur�:r:�ppru���l hy t.c�xtrr���!ulll txcunk+c���iii.�i�ir luui„��i�iam�u. u.,���..,.� �,,.. �+
<br /> tlir prceiium��r►quir�d tu nt.�int.uu muttg;ige ir.aur:wrr in ef'Ictt,ar Iu pp,vld� u lu•,rr.rr�e. until thr��i.�uirem�nt tbr murtgnE� �
<br /> in,ur.ei«c enJti ia arr��rdaia:c uid�un• wriltrn+i�rer►nent brt�•eeo Hurrnwer:md I.rnd.r��r��{�pliraMr I.i���.
<br /> y. In�{x�llon. I.cn:lcr a�Uti ugcnt niuy ni:ikc rcu•unuhlr ru�ricti u�,n +uxl hn�+.ctiun, e+f thc Pr��}xr�y�. l.:n�lrr+hall givc
<br /> Nurruwcr nuttrc:i��hc Iln►:�ui ar priiw tu un im�xrtion.{+�rifyin�rc:��anahle cau�r tnr tlic iuti�kcliun.
<br /> l0.l'undrn�nntinn. '1'tic �m�:rcd. uf ;my ;n�:►t�i ��r cla{u� tur duma�:r�, di���ci ur r�u►.ryurnti:il. in cumiertiun with at►y
<br /> c�mcicmnadun ur cithcr IaMin���t':m) p:trl ul Ihc 1'ra(�.tl}'. ar tur c�,nvcyun�r tn liru uf�ou.ltinnatiuu. a:c ha�ehy astiign:d ancl
<br /> tihall t+c{+aiJ tc►Iwndcr.
<br /> In thc event uf a a+tnl tuking u1'►hr{'r�+{xrty.thc pnKeed�,h:dl tk upplird w tlic,u►m�ccurcd hy thi,Gc•uri�y In,u�ument.
<br /> whether nr nut d►en due. ���ith any cxre+� paid to Hurm��'.�r. ln U�c c�ant at' u�uu-tiid �:►�,ing ��f the Pru{xrt) iu wliieh thc I'ni�r
<br /> markct vuluc uf ihc P�v}+�rty imnxdi;ucly Ixfi�re thu uikinZ:is rqu.�1 to ur�n�ulcr thmt thr amount of thc+um.,c.ur�tit by this
<br /> Sccurity In,trumcnt imm�Yiiutcl�•hrt��r�thc tuling.u�dc.�florra��cr und l.r�xlcr alhun�i.c ugrcc in writinE.�hc•unu+rrurc�i by
<br /> thi, Sr�uriry lu�trnmcnt shull Ix redur�d hy thc amutuu �►f tli� pnkccdti i»ultipN��1 by thr ti�lluwing frartiun: Inl thc ti,tc�l
<br /> •�muunt o(thc tium, sceunnd intnwYNatrl� hrti,m thc u�kin�, divid�d h}� lh1 Uic liur m:uF,et �aluc �,f thi Pr��perty imm�tillatcly
<br /> betin� dio tuking. Aiiy� baluncc ahull hr p:�id tu Burru�vcr. M thr c�•cnt uf a purtial luking ui thc PruFx:ny �n whlch thr fuir
<br /> niurket vulu��,f the Pru{+rrty immcdiatrl�•txti�re ti►c U�king ir. Ics,thim thr umuunt ui dic,um+•rcur�yl immediatcly hefi,n:di�
<br /> Uiking. unles�H+�rru«•cr and l.cndrr utttrn��i.c agnc iu���ritin�or unlrs.r;<<,rr«�ni�i:,��� �,�i,�����,�rT�,��a�,. thc�,nw�rd�,hull
<br /> t►c appt�«I tu thr yumti,ecurcd hy r.bi5.`.+c�:urity ln.trument��•h�thcr�,r nut thr.um.urc thcn duu.
<br /> I.f: thc Property i,ahandune.r.l b}1.3cu.ruH�er,ur it',ttfler nnti�e hy L.cixler tu Il��rruwer that thc rundcmnor ofFcrs tn nnike un
<br /> r�w;�rd ax u,�tUe :�clalm fvr J:�na.g�.'�. �3�����W�'r fai.l�: t�� res{xuxl to I.e�xler within 30 clr�c�>�tt�r the date the nRtic� is given,
<br /> �,ctt:tce xs wutM.crrixc�t ta�ult�k�d a�rJ':!(?{�I�+t�+'L��'�'�-�t it�uption,cithcr to resr.��rutic,,.t:��r.r.r.Rair oF thc Pmperiy or to thr Futns
<br /> scs,�u�ccf by rJ�is Sc^cu.�ir,y G►i:,r.r.uu��m:,wlreth�r uc i.ine cf.TCn Juc.
<br /> PJale+s CeroJ�er, :uxJ. Hcfrr.awer. c�cl�eewix; :sgti'e� in writir,u, .u�Y �FPti.�iFioi�. o[ ptaK�cc.�cls�U pri��rtpid shedl not cxr.erxl c�r
<br /> postpv�re tiT¢cft�c ctar.e o[r,tr.�x�n.cC►6 paprmcnts referced to in arngc:+phr 1 a�xJ:2 c,r cRange 1lte:u?.uxnt.e c�f such payr.�c�.ts.
<br /> 1 D.6tarrovser!�Qt A�cleu.�+�a�A�earan���Y �nder�voc A wai��r. �xtccision�►f thc tinic for. p�ynxm ur�tun�if.r.�ti�.rn
<br /> uf amorti�ztiun af thc su�tts sccured Dy this Security Instrumeut granted by Lrttdcr u�uny succestiar in intcc�e>t uf&�rmwec�[�wa[I
<br /> not nperatc to rcicasc tht linbility M thc��rigic��i Borrow•cr��r &�rro�►•cr',+ucc��+�,�T�.in �mcrc,t. i.cnJri a�r�tF.not bc r.quired��
<br /> commence pnx:eedings ngainst any successor in intan:st or refuu:to cxtcnd amr!iu puymcnt or uthcrwise imcxlif�anx�rti7atiun
<br /> of the sums u�ur�1 by this Sccunt�• Instrun�ent by rcason af i�ny demand madc by thc originnl Barn►wrer or Borr.uwer's
<br /> surccssorr in Interest. Any forbrnno�r hy Lender in excrcising any ri�;ht ur rcnxtily shaEl uut be u wuiver vf or p�lu�dc the
<br /> exercise nf any right or remedy.
<br /> 12,Succe.s.�rs and A.s.slgns Ik�und;Jotnt and Several i.t�hflity; Castgners. ThL cr�vcnants und Agreen�ent, of this
<br /> Security Instrument clrall bind und benefit the surcessors mx1 a+signs of Lender and &moN•er, sub}��ct to the pmvisions uf
<br /> �..����g� 2?, g�n¢�,ar. Ln���,�m�c und agreem�:nts shall bc joint and scveral. Any &�rrower whu ��-sigm this Security
<br /> Instmment but dces not execute the Note: (a) i5 casigning this Secunty fnsvumem oniy iu�uuet��,�,c.��a:.i and rnm��tt�at
<br /> Bnnower's intercst in the Prnperty under the terms of this Security instrument; (b1 is nut pe�nally obi�gattxl to pay the su�ns
<br /> secured by this Sccurity Instrumcnt;aoxl(c)agrees tfiut I.ender und uny ather Burrowcr may agrce to cxtencl, nwdii'y,fiir6ear or
<br /> makc any accommodativns with reganl to the cernss of this Security Instn►ment or thc Note without thut Rorra�M•er's cunsrne.
<br /> ' 13�Loan Char�rvs.!lf the loan securecl by G����Sec'urity Instrument is subje.�ct to n law which scts m�r.ii.�Y��,�t.9��:in�Ce:rr��s.
<br /> irn�l that law is finully �r,�.��cpretcd su thut the inu:r.-..+:nr uther loan charges collectcd or to be collected 3�s:c��miect�on uitfi tbc
<br /> k�an exc:ed thr.pem�itte�l l.in�us, then: (a)any sur,�,,.�an charge shall be redii�l 1�y the amount necessary �o rcduce the charge
<br /> to the �prc�-m�++tted limit;d�u]tfil.nn�5�m�already coolected From Honower�vhie��.acceded pem�itted limits will be reh.►ncled to
<br /> Borvnu��r. 1Lcncler may chn.i.��' ��� m:i�e this reFund by reducing the principal uwc�d umte� the Note or by making t� direc�
<br /> paymea�i[a Bomawer.,!��r. n#und ceducec principat. thc reduction w�ll be trcated as a partial prepayment wittt+�ut a�y
<br /> prepaymem charge urad;er ufit:Note.
<br /> l4,Notices.An���nnti��e to&�rrower provided for in this Security Instrument shall be given by delivering it or by mailing
<br /> it by fint c�ass mail uniY�s'appl[eabl,law requires une of unother methcxi. Th�axodce shall be dircetcxl to the Property Address
<br /> or uny�+t4ier address 13ocrower des�_n.jtes by notico to I.ender. Any notic�:�� I.ender shall be given by first cla,s mail to
<br /> L.cnder'y a�dress statcd hemin or a��v n�h4r address l..endcr designutes by �utit� to Borrower. Any nottce providai for in this
<br /> 5ecwiry Insnumcnt shall be dam=tl;��t�-��•c been given to Borrow•cr or Lender�vfien givcn as provided in this par:�graph.
<br /> IS.CovsrninR�X..�iw; SeverabiYity. This $ecurity Instrument shcdl Q+� governed by federal law und the law of the
<br /> jusisdiction in whlch ax,c Property iR located. l�afic event that any prnvisa��m or clause of this Securicy lnsuument or the Note
<br /> conflicts with applicuble luw.such conflict shull not affect other provis�onti a*E this Security lnsuwnen�t.or th�Note which can be
<br /> • . given effect without the conflicting provision.To this end the provisions of�his 5ecuriry Instrument urxl th�Note ara declured
<br /> • to be severable.
<br /> 16.Bon�ower'd Copy.Botfi����r shall be siven one confomied copy of the Note utt�i��r�h�s Secudty�n�trunxnt.
<br /> 17.Tr�tns[er of the Praperi;�'ar A BeneR�dri�3nterest[n Borrowc�. If all or any pxr�.of•Rhc Pmperiy or any intercst in it
<br /> is sold or transferred i4�,7!f u beno��iul interest i�t'Borrower is sold or transferced anci Borrav�r'�s rt��,c n natural person)without
<br /> I�:nder s prior writtEn cunsent, �..'tr,der may. at it� aption, mc�uirc imn�ediate payment iq•fu79 ��f nU sums secured by thls
<br /> Secuu^,c;lnstniment.Howevec,t�hn,np�ion shull nat'ee exe�ci:,ed by Lender if exereise is prut+ih itecl�}'tedetal law as of the date
<br /> of th9s Sccerity Instrument. ,
<br /> 1f i.���der exercises tt�is uptiun.Lender shuU give Bot.re�vcr notice of uccelerntlnn.The notice shall rovide a period of rae
<br /> • lcss thun 30 days fro:n the datc thc natise is delivcrcd ��r .mailed within which Born►wcr must pay al�eums sxurod by this
<br /> Securiry Iustrumcnt.U�i�orrower fails tu pay thcs�sums prlur to the expiration of this period,Lender ntn„�invoke any nm�xli�s
<br /> � permitta7 by thts 5et.sTbr,v Instrument without funfx:e•rtotice or deniand on BorroK�er.
<br /> 1R,�1lorrower'a� liight �a •l���a�state. If �orrower �neets certain conditions. Bormwer shall havc the ri�ht to have
<br /> enfori'2rr.eni of this 5ecurity Qn:tu�ca�aaiena discontinucd at any ua�cte prior to the earlier utr: �i.���S da�s(or such uth�:� period a9
<br /> eppliaab9•r �aw may �}�sclfj+ fat •n±ei,ns;aiaement) befa�re ,ale of the Propercy pursuant tr� �,ny wer of sale cnnt�am4��1 m this
<br /> s
<br /> Securiry In.atrument:d��r�(�t�4.entry oF�t;ludgmenR enfe�rcing this Security Instrument.'Chuse concli,iana ur:ihan�arqa4ti�eR: tn>puys
<br /> Lender all sums w@�i�4.lh t�hen wuutd be due uc�der this Security lnstrunxnr. :►m�e6te Note:��i�'rt�t ac����r�ti�n��htitd�aocsa��,d; (b)
<br /> cures�y deFault of a�ry other duti•enants or ugreements; (e) pays a�E e�llrcm��•. u�curr,ecY �i�ra era�r�o,rc��a;,;�t;"us Seci�trac!r Iluxe�rr�ttt,
<br /> incleceiirtg,but cx�t limited tn, n_-u��inoblc attomey� fees:ared EcEb E:+kes secch c�ayon as ll�:�ro22��r�,�sY e+t�at�r,�lhd�•Te����.d�s um�.ssure
<br /> that xQre L'ien af this 5ecurity Ic�yerament. L.ender s n&lits in�C�G''ac�peety:ued Bonow��r's n,�h.";�i;�;tti'ion tn puy t�;e's�u�uas seci:red by
<br /> . t.._.�........� .i.-.!E .•nntinsu* t1RGfI1ll11C�. UAO1S r��nytatercce�t by Bornwwc�e. G4t15 Sccucity In.v4v��a��N't it�t�_`hC
<br /> - ttit� :JGa.ticinJ .v. .e ..... .+�- ----'--�- -
<br /> obligatinr�s sccure+.6 heceby shuD{ rem;�i�s fr�fly �('ft�ctive as�if►w accelersticsrt hacn occ�rQrcu. eiowever,siejy�i�i�e 8�acnonidic�.�.�.
<br /> not apply in tNc c�c�f accetcration undcr�ar3graph 17.
<br /> !9. S�le t�tiale: Change oi Loan Servlcer. The Note or a parci�l inrere,e ia t@�e l�inte Qcer�;i:V1t�r witll this Securiry
<br /> rc.�z.rument)oury be suld one or mare times without prior nutice to Borrowe�.A s;►te m:���n.��[c in a sft:�sge in tP��ncity(knuwn �
<br /> �6 t[Ke'Loan Scrvicer")that coll��cts monthly paynxnts due uncler the Nute and this Sc�u,iticy fi�sera�lient.'v'i�c�ece a1.r•er nuiy be one:
<br /> or more changcs of the Luun Serviccr unrclat�wl to o sulc of the Nntc.If thcrc is a changc of tlu:C,cr,u1 Se�v'r�:�w•1�nrrower will bc � �
<br /> given written notic.�:nf t3e change in a�rordance with parugroph l4 abo��e und applidable Ivw•Ti�e nx�eic�c►'il�scate the name and
<br /> odJress of the+�La+ l:.nan �'u:rvict:r and the •rddress to which payn�ents ihould tx�made. The nntice��u'rll also ce�ntnin any otlier�
<br /> iafarnia�ton requarcd by ul7pio►:nhlc law.
<br /> 20. Hau►rde�iw�suhvtriiu:��. Hc+nuw�r shall nut cause or pcimit the pres�:nre. use, disposal. storaga..c�r�ulease of any
<br /> HuwrJous Subswcxes on ur in the Pmperty. Bormwcr shall rn�t du, n��r allow anyone else to do, anytHing afCctitin� thc
<br /> Prope:ny that is in violution of any Envimnmentai I.�w•Thc pmcetling two scntc�wes shall not upply to the presenre.usrr.ur
<br /> stur�ge un the Property of st►�all quantiti��s aF Hazardou�SubsWrKea tiiat arc gci�er.►Ily rccugnircd to be uppropriatc tu t�rn�l
<br /> residenti•rl uscs anJ to maintcnamc oP the Pmperty.
<br /> p,y:,�,, Fam 3028 s�so
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