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. - ..�. ._ . S,� rr�lr.<�l. _ _`:— _ _ <br /> .. . -- ---..��� <br /> . _ .._..... <br /> , ..�..L.�.�. •".__�__..____ __ ..�_.. �_.u�� <br /> � 98- st��ss� <br /> Thc Furnl� Khu11 t�e heW in wn In�tUutlun wh�►cc depo.r•f1s krc insural by r fedarui ngdnGy. inatnm�enu�lity, �r eniity <br /> lincludinp l.�iwtrr,if l.cixlcr i�cu�h u��in�titutiun)ar in w�y 1"cdcr�d Hoine I.��an 9ank, L.c�xler�h�iU �ipply thr.Fundh tn puy tho <br /> Nuruw Itcm�. I�:�xlcr may nut cbnrg�•lioi�ra�v��r Pur hnldin�,uixl;ipplyin�;thc�Fund�^aimu,�iy i mdy�lnp U�t.+�lur i��nwkc�auch <br /> vrrlfying�Ne I:uruw Item+,unle.r l.r�Kior p:�ys t�sTawer inicrc.i un ii��i'u��u,u��u��, l�:w,: x. ,-_::ttft: — <br /> u dwr�tc. lluwevrr, lA��lrv n�r�y rc��ui�c liurruwer tu pay n u�x'•tii�x churgc lur un i�xCc{*en�lG�tit real �:�tutv tuK��x�rtfri�!+crvicc <br /> u.reJ hy I.eixtcr in r�+mxrtion with lhiti huw. unless npplirahir luw pr�rvldcti othcrw•isc, Unlc�s an ugr��cnknt iti m;�1c ur <br /> u�►y�lir•rblc law rcyuirc�intcr�st to tw paid, l�t�xl�: shall not t+e requir�Yl tc�puy li�ttrow�cr uny intcre+t��r eurnin +uu Ihe Fwxts. <br /> Rurruwer urnl Lcixfc�nwy ugrcs in writing. Ix�wro��r.r,th�t intere+t tihutl be puid�,n tl�c Fuixlz. l.endcr shril g�vr to�,rrnwer, <br /> wi�h�►ut ri�arg��un annuul u�:ruuming nP thr F�m+th, nhuwing cr4tilits aixl dct�lts tu the Punds u�xi the purprn.ce li�r which t�h <br /> drMt ta tl�I�ut�dti wu�muJc. l�he Fw�1.u►-�:�lwlµi:�l u�ud�ItU�mal:�ccuriry for.dl�um�+��ur�til hy ihis S�tiurny Imtrunxnt. <br /> If thr k�utMla hrid hy l.ctxlcr exceed the unxiunta pcnnittal to t�c held hy��{�U�ahlc law. L.e�xl�r+hall arcount tu li�ttrow,:r <br /> ii►r�t►e excesx Fu�xiti In ucconiu�xe with the re�1uirt�nxnt�+��t'applicuble iuw. If tlte unwunt of the Fun�lv held by lxtxier ut uny <br /> tiuw i.r�►t xul'ficient ta pay thc F.kn�w Itcnn v►�hen due,l.eniicr n►ay so iwtify [kirrower in writing. und.in.uch ca+e Hiirmwcr <br /> .hull pay tu I.cndrr thc unwx►nt ncceswry u�n�xko up thc dcGriency. &�rn�w�r�hull mukc up thc dcficir�x:y in m� nx�ra thun <br /> twclvc nwnthly paynxm�.ut l.cixler'�Mde dir,cr�ti��n. <br /> U�xm pnynwnt in fuil uf rll sum�;Mxur�vl by thin S�.�curity instrunxnt. l.citdcr tihidl pron�ptty rclu►xl ro &ttrowcr uny <br /> Futxl►�hoW by l.ctxlcr.If.u��der�r��y�mpl�21, l.endcr�hull:�r�{u�rc or srU�he Pmpeny, I,c�xler.prror ta thc acquisition or�nlc <br /> ��f iltir Pru�cny,ahAll rpply aoy Funds h�ltl by Ir.�xicr ut 1he Untc of acquisiti�n or�nlr��a cn.�11t :�6ain+t thc tiums sc�urc�l hy <br /> this Sccuniy Instrument. n�uts r��.'ei.acJ.h3�Lcitdcr undcr p:uugn►phs <br /> i.Appl{r�tbn ot Paymenta�.Unles�npplic��blu luw pmvidex mNerwiw.:���y <br /> 1 uixi 2 shall t►c upplial: fint.t�i uny prcpaynx:nt chargc�duc undcr tlic Nutc:�:�.ynvJ,r.��:�J.iTC�unt�: �1a.�,�bt�:uixicr parugraph 2: <br /> third.t��intem�t due: fourth.to prinripal due:��xt lu�t.tu uny Ianc chargcy Jue un�J'cr eh.e Ncrtc. <br /> 4.Ch�ry{��: Llenc. Borruw•cr�hull puy ;�tl taxc,.i15�C5ti0k:lllti.charKc.,. ('ii�:ut�k i.m�,xiyir.iutir.aa4ribut►hlr to t11,:II'�Y,+{�:ny <br /> whicM�nuy +utufn priority uvcr this S�tiurity lnstrunxnt. iuxl tcau:h,vl�i�ir,yo.MUa+ cir N�a,NUnl. c�ntf:. II�AIt}'. BPfR?H'CC ti�1��lI:�ay — <br /> tt�e�e c�b[iRatiuns in tho mrntnr pnnidMl in paragruph 2,ui'i9'nat na't�is�tltae kr.t�tr�r.l�:,rr�rwer shull p•ry them an einne��Jin:�tly. <br /> ta tF�e person uw•�1�e�ntent. �rmwer�hall promptly fumic;h tu l.e4xtcr a��ew�ice.oi'uo�r,wnis ro t+e paid under this pa.,rr,�u�aPh- <br /> �f Bvrxower n���s t[�esc papments di�rcctly,Borrowcr shall prompily furrti.sh to L.etxlcr rr,nripts evidenciag the payax:nts. <br /> Bonrawer+leakl psuny'rily dischurge any licn which hus pnonty u��cr thex Srxuriry Imtniment unlcss Bom�w•cr:(a!xgr�c�in <br /> aritin}t to thc pxyment of tAe oQ►tigation secured by the tien in a mumkr u�xrptablc to l.enrJ�r:Ibl c�mtetit�in g�xxi fai.t��the lien <br /> by, +�r clefeixis:►g�ieut entorc�meuo ��G�ho iicn iu. I��;ut prc.r,cding:: titi�hich !n th� 1 kr�ler'�c opinion uperate tu prevrnt tl� _ <br /> enfon�emcnt of the lien: o�lc)�e��':+`rom thc holdcr oi the licn nn u�reement s:�tisfact��ry to Lcnd�r+uM�rdtnating th�licn tn <br /> this Security In�tru�n.en�. If Lender detem�ines that nny part of the Pm{�rty is subjece to a lien which m�y uttain prMrity over <br /> this Security Instrumeno. Lender nwy Sive BorroN�er u noucc identifying the Eien• BorrUwe�shall satisfy t9sr lien or takc one ar <br /> mos�o of the actinns set forth alxive within 10 J;�ys�f the giviitig of notire. <br /> �� H��d n� prope�ty Insunnce, &xroMer shall kcep the impro��ements ixiw existing or hercafter eracted on the <br /> f►ropeny insurcd ugainst loss by fire. hazurds i�xluded wi�hin tite term "rxtended cuvcrage" and any ocher hazartis, including <br /> fta►ds a�f:oading, fnr which I.erxier re�uires ins��ranee.This in�urunce��h;dl be cmaintained �we�ub,'ecttt Lender�s��ro�� <br /> ' thet l.c�der reyui�s.'t'fie insurance camcr pn�YC�enb ii�c i�suia�:.� s..:;,..� r..Q.�n by�!'r!+� , _-- <br /> ,,whielh�hall �wt 1x:u:t�e��a.wnaNly withheld. Lf���nati�wer i'uils to ntaintulm cu�:et�ge dckribed atmve. I.cnder may. at l.tntier's . <br /> +opt'va�q,E�Muin a►ver�_rr to protixt I.eexler'.rig�et:,ia�the Pinpeny in uccontau�t�:with paragraph T. <br /> ,.:!�f dn+urancz policies anc�a�r.retnsls shufl h�acceptable w Lender anci ,9u�11 include•r sta�xLarc1 mongage dau�e. I..ender <br /> shall,h����e tl�right ta hold the�r�u[iL:.L.s u�xi renewals. If l..endcr rcquires,Bnrrawcr sls�a�romptly gicc to Le�xler all nc�ripts of <br /> peid�re��r�iums and renewa►notirrti. in che event of luss,&�m�wer sitnll give prarnpt n.+te�•r ta thc rosurance carricr��.�u�F.rrnicr. <br /> Le»der may m�ke proof of loss if not madc promptly by Borrc►wer• <br /> Unicys l.axlar und Bormwer Mhcnvise agrec m wnung,insumnca pr�iL,.s.��4s�lu►II be aPP��°d w rcstaration or ropair uf tf�e <br /> prop�ny duttiygod,if the restoration ur rep:iir is economirally feusiblc nnd t.,:�eder's szcurity is na lessencd•If che rcstoratjon or <br /> rcpair is not econon�ically ftasible or Lender's securiry would be lessenod,the insurancc procads shu�l be�ppf�ed�°the wms <br /> sxurod by this Security Instrument, whcthcr ur not then due, with any excess Wid to Barrower. If Bomawer�tba}�dons the <br /> ptoperty,or does�ot s+nswer within 30 duys a notice from Lender that the insurance cyrrier has offered to selti��4�c3:alm.�� <br /> Lendcr n�ay rnllect the insutance proccods. Ixndcr may use the proaods to rc�ir or resto�ti the PmpeRy b►aY <br /> secured by this 5ocudty It►stn►ment.whecher or not then due.The 30�day peria!will begin when the ncxice is given. <br /> Unless Le�xicr nt�d 6o�mwer pther,visc agm in writing. any applics��an of proc�eeds to principai elull iat extrnd or .' : <br /> ,,,, postponc the due d�t�of die monthly payments rcfcrred to in parsgraphs�0 crrod 2 or chanEl'c��n�rc��pult(ing from <br /> ..• t►rKler FnitagraPh 2l the PropeCty'ix aequ�rcd by Lcnder.Barn�wu's nght to tia�y insurnn4'�po. . <br /> • driitiu�ge to ihe Pro�enY pdor t�the.acqwsition shall pass ta I,ertr�ra to the ex4�Rt��f the sucacs secural by t�►is SeC+���3�'ti�'a�'�"xnt <br /> im�ii�intely�}+riot;YO tlr�acqdisinon. • <br /> �, 6.Oecupadc�y,lPre�erv�Hon.Mafntenance t�nd Protecliiiap�o'i�t�vi�1Y"r�pertJ';Burrower's l,wq:s'�p�V���tio�+;'�e�.aehoWi- <br /> Bormwer shaU qoct�py,establish.and use the Pmpercy as Ror�.it�'r"•s�,Y���rc'��Psi;te�idencc within sixtp HuR•s a�ter the cta�tion uf <br /> this Secur[t�lns�turnent and shall continue to occupy the 1'mpae�?r.'���'+ai���.rc�wer s principal resideeKx f�r wt lea�t one ycar after <br /> the cj�t�t,of oCcup�iitr.y. untess I.ender otl�erwise agrc�s in wr�tia�,�,;r��hi�;b'rohsent shall r��t be unreasonably witht�ea�l;or unless <br /> exRC�f�n�Y�ir.� cireqt+�tances exist which ure beyand Borrowe,z'�:e�t�ti�j;+;: �oaawer shall noc destroy. �ge ��` impair the <br /> Prope•reg;allow.�fi�:Propeny to'deterior.�te. or cummit wasta or, the��'�r�n�xrry• Bo*roWer shall be in default �f xr�.. •�.?rteituro <br /> action ur proce�et'td�t;y; whether civil or criminal, i�t►eSun thnt in l.ei��a�'� �.icyoci faith�udgment cauld ro�+ult in forfe�ture of t!� <br /> : Propercy or ott�ec��:5e-matedally impair tht lien crcated by this Security'IIu��at4ument ar Lender's secua•afl�:iritectst.Bomnwer rt►ay <br /> � c�ttr�uch a defnu�4 and rcinstate,us provideJ in paraRraph I S.by caus�n�u�e actiQn ur proceedin8►u ih:�wismi`�a�i�e►,�S <br /> ��q, �����,e��r•s gacid fuith dctermination, precludes ferf�in�uc of the�rrower s intcrrst in the Pmpe�ty <br /> im�i�dm�caeitt of the lien createJ by thi, Sccurity Instrunxn�a�c�e:��Jrt►�er's security inter�c. Borrower �hs1� al�o be �n ckfault if <br /> , Bnr;�+tit+tn;duds�tze 1t�a loan appl[catton prcxxu.gavc matc�i�Ul;s�.iE's��:�e or t�.��umte infomiatlon or statements to C.crxier(or failed <br /> ro proW�k[;�d�?r�����'��y��edul inforntiation)in connecte�d���ith x��,rr,rn•�videnced by the Note,inciuding,but not limitod <br /> co, +re�a�eD'.�uiaµvruy�u<<t�reming Horrower's occupancy QE cit�ee E'cmperty���,'�i�1�nt'�cipal rc�idcnce.If this Securiry Instrument is om a <br /> t.re <br /> . �;,�,,�Ti�;�tr�4'y. >hall coin(aly with all the Rt(J6lSYCM.3 Q»9 atk: ke�:�,. ?!'s l�tattower acyuircs fi�: tide to tt�: IP'�w�reny. tu <br /> Le;r..;eQ,,olt1�iyd th�e!`ec title�1�G�i�.�t merge unless Lem�:e:����`��}���C t��to�n rfomi the cuvenants and agnrunrr�tc`�,�:�:r;�:un�1 in <br />— :s..Nroteclia�at Lnrde+r"s A�J�hts in the Propc+re�. Pe <br /> tftiv.5�ecuritp Gnserti.menn, cic t�1etL•fs a{ega{nm��elii�g I:Il:it t��:�y st?ni��'aa�tiy aifcrt Lender's riglus in the l�t»�x:iy�� cyurh:�s a <br /> , �,n�c,;u,.tiing tn�IY:u�Ji�v�xcy..pn�8a;�. fnr curniemn�uion or forfciturc o�;r.�r�t��:l°�in�;law�ur rcgulatioiT.r).�I��'n I.4�rni.:r may do a+� <br /> n�y li�r wtlattir;c�r',s n��:��sa��; cn ��tuc�cr rlte u,�lue of the Property ainF.Ilk�.�rlcr's rights in the Ph��e����. IS.it+��r's:�ctioru�rr�.� <br /> ;c�i1�dL navit� ai►Y sumti si4u�tttl by a Inn which h•r� prioriey oa�c•�* 19�iy Security In,trunxm. apl��:istti�. iu cr�tin. �yin$ <br /> .�.��.�t�.....Iw n�vv fu{�i`u:tfuiY�r li1iN Daragr+ph <br /> (t�;�Sp({db�C Ul[OlI1CyS fCCS at�GBI�Nng o11 tltC i'ropeTty to maw�ci7iaii.. �u��.�..r.....^^�-- -'—r -- <br /> 7.l.c�xier docs nut I�avc t��do so. <br /> ' Any �mtwnts di�hunc.i by I.e�xlrr u�xie� tl�i, paragraph 7 .IcBf l-,ecume •rdditiunal debt of &►rrower ra:cu�r.�l by th�s <br /> ' J te of d s�burscmcnt ut'Ix: N m�w tc a�x1 haall bc pyablc�hwith int r�ct�uFwn noti c fimi�ul.c►x�cr Ito &�truwcr�nyucsti�� <br /> - p;►yn�ent. <br /> g,�yuK�y�e I�urrnce,lf l.crxlcr r�v{uin�i nwngagc imura��ce as u��undition uf nwking thc lcun uxureJ b��this Sccunly <br /> tn+truttnnt. Borrnw�cr ,hall p•ry tlx prcmiwne requircJ to �na�ntain the nx►nguge im��ra�xc in eifect. li, for any maxm, tMe <br /> nx�rtg+age iowrarkr covcra��,rcquircJ hy I.cnd�r lap�cs ur ccasc.t��bc in cffect.�rru�vcr.rhall p•ry thc prcmiun��reyuir�til tu <br /> �,Atuin covcrrgc.ub,tmuial�y cyuivalritt tu thc nwrtgage insmriv:c previou�ly in cffi.�l,ut a ro�t sub�t•rn�tallv cquiv;�lent h�th� <br /> ' cu�t tu [i�►rc��wcr��P thc nH�ngagc inwraix�:prcviuu�ly in cff'cct. fn�►zi an ultcrnatc uM►rtgagc in+urcr uppm�•cd by l.cixlcr. li' <br /> ' form 30�� �lf0 <br /> c..M��r� <br />