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<br /> Tho FundN shall b�hcld In an inr,titutiou whose do��ity arc i�surcd by n fcdr.rul iigcncy.i�i.`+trunkntulity. ��r onUty
<br /> (including l.cndor,if I�:nder is 5uch an inKtitution)��r in uny Fcdcral Homo l�c►nn punk. L..c�K1cr shaU upply thc f�uixl��u pay thc
<br /> R��•mw ItAm�:. I..c��dor tttnv�lut�hu�AO Iittrmwer G�r hulding und uppiyin}�the Fundn,nnnwdly nmdy�inK thc cscrn���ncc�►unt,or
<br /> vsrlfying�hc��crow Itc�tis, unlcss la:itdcr puyh ti�rruwcr�ntcrest��n tne�'un�ih nn�i upt�iic,�f�iw�aw tri��.�;s:�,�:�:::::::»�°`�,�•�' _
<br /> a churgo. llnwcver. I.ender may n:quirc��rn�wer to puy a mie-ifine chnrgo tor an Indepen�lent real e�tute te�x ra�wning,urvice
<br /> u�d hy l.ender in conoectian witl� this i��un. unlach nppliciihle luw pri�vides athenvlFC. Unles,un ugrr.ement iti nmdu or
<br /> applicuhlc Irw�cyuires intcrc.r•t tn bc p�dd. l.cndcr tihull nat l�n:yulred tn pay Burrowcr uny intcrc+t�►r carniuph un Ihu Furxts.
<br /> &ttr��wcr u�x![.cn�tcr inuy Agnu ln writing, how•cvcr. th�it Int�rcyt+limll ix:rald an the f�undh. Le:�xtcr+hidl gfvu ta Ruttua•cr,
<br /> with�wt ctwrga, un �nnud accnunting af �hc FurKis, slwwing cr�dit+u�xl dchit� tu thc l�und�u�Ki ih� �wr{wtic fi+r wlzich cuch
<br /> dchit t��Ihe Fwxis wus inaJe.Thn Ftm�9v are pledg��l c��ixldiiionul uYUrity far ull�um++ecured hy thls Securiry ln�trunxnt.
<br /> It thc Fund�held hy l.wKlrr rx�:�r',Q thc uuwuniti�x:nulll�tt tu hc h�id hy np►licnhlc Inw. IAiHlcr tilr,dl uccuwu t��13��rr��wcr
<br /> [or tl►e cxcecs f�u�x1H In �r��nlanc�with thc rtyuir�nxnts uf uppliruhlc law. If t�ic um+►unt uf ihc wu�xly hrlJ hy lti�xlcr ut uny
<br /> tinx�iti iwt+ufticlrnt tn �wy thc NK:rnw Itr+n.r•whcn duc.I.��Klcr nu�y M�ixNit'y{�►rrnwcr in writing,u�Kl,in+ucli ruyc fi�rrr�►wcr
<br /> �hull puy tu lx�►�ler Ihc wuKwm ixYC,xury tn nwkc up tlic Jciici�:�xy. 13�n•ruwcr�hull nrukc up thc dtlicictKy in nc� rn+►rc thun
<br /> twclvc nxmthly{�ynKnts,ut l.ci�der'r u�lc dixrrtiun. ��cr r:hnll proinptly rcfu��d to i3nrrowcr nny
<br /> l,�xm puyn�rnl in full of ull sumv sc�:ured hy this S�rurity 1n�ImnHInt,
<br /> Fu�xls holJ by l.c�xler. If,mx4:r puragruph 21, lw�ixlcr shnll sicquiro nr scU thu Propony, I.cndcr, prior tn tho uc:quihitlan or yulG
<br /> ol'thc Prupeny,chult upply auy Fuixls huld hy T.cndcr at tl�c Nmc uf ucyui�;itlim or sule u+�n crrciit ngninst thc sums sccut+cd by
<br /> this 5ccurity Insttu�nent.
<br /> 3.Applic�tbn af 1yymcnta.Unlcss sppUcnblc luw provide5�►thcrwi�e,ull paymcnts rcceivcd by Lendcr undcr parugrnphs
<br /> 1 ond 2 KhAll bc+pplled;fir�t,to nny prcpuyment churgcx duc:wxicr the Note;sccond, to amounts puynble under pamgruph 2;
<br /> thirci,to intenst due;fourth,ta principal due;und la,t.to uny luta charges duc under the Note.
<br /> 4. Chprg�.w; Licity.Borrawcr shall pay ull taxcs,as�essments,charge�.fines a►ui impositions attributable tu the Propeny
<br /> which muy uttain prior-ity aver this Security lnstrument, and Icasehol�l payments or�r.�wnd rents,if any. &�rrower shull pay
<br /> thesc oblign�r.icxtis in thc manner prc�vidod in paragraph 2,or if not paid in that mnru�er,lE�mav.rr shnll pay thcm on time diroctly
<br /> to the person u�er,�pay ment. t3orrower ehall promptty furui�h to Lendcr all naioes of:a�e.rier:s e�P.�pnid undar th[s paragraplt.
<br /> If Borrower makc:: thcse payments directly,Borrower shull prompt{y fcecrustn t�I.er.xter�ceop{cs evi:decu:ing the puyments.
<br /> Barrower sflc�Ul p�'�umptly discharge any lien whEch h;a�priority over this Sc+�u�icy Instn�meRt un�ess sorrowcr: (a)agras in
<br /> writing rn rhe�yment af thc QbJi�ation secure�bx clh.e lier�i.n u man►ner:K:cept�6[Q ta Lender:(ba rnnaests 8n g�od faith thc lien
<br /> by, or defends eguinst enf�r4ument �f t��e liero in, lek�► Piacc�edings which i�a t� I.ender's e�ine:;n egrernt�t�+ prevent the
<br /> enforcenxnt of the lirn;ar��;1.�cures t�am�the hold�er 4nfi e�e tlen an agrcerr�nt satisfactory to Le�der subordor�;�to�g the lien ta
<br /> thts Secueity Instrument.If'�.�,ender cf�eerr.ricies that a.�►y part of the Property is subject to a lien�vehich may otrtain priortty over
<br /> this Security Instnement,Lxsct?�r may aiu�I�rrower a notice identifying the lien. Borrows�shas� satisfy the lien or take one or
<br /> mo�+e of the actions set forrt'h.iir�ve withit� !t)days of the giving of notire.
<br /> S. E4zard or�ap,eo��i� :Dn�urnnce. Bori'ower shall keep the improvcments now cxistin,�� or h�reafter crectod an thC
<br /> Propercy insured against Iness;;v Gre. hazerds included within the term "oxtend��l c�+v�tage"ancd�ny other hawrds, including
<br /> 800ds or flooding.far xhitih Lender requires insurance. This insurance shall be n�+ic�tained in the attwunts And for the pedods
<br /> that I.ender requlreg.'I'he insurance camer providing the insurance s�h;t�l be cha�en by Borrower�ubject to L.ender's Approval �
<br /> which shall nnt be unreasonabiy witi►iuid. Ii Bormwer faii�i� �'�w.�•;t�r5���-.•aSE d�-td1�e--E"�v�. I.�tKkr mav, at Irndea':;
<br /> o�tion.obtain coverege to protect Lcnder's righu in thc Propeny 9n ui�c�:dWke with paraBraPh�•
<br /> All insurunce policies�and renewels shall be arce�tabte to Lender end shn9�include a standazd moriga,�.�clause. Lendcr
<br /> �'y�n11 hnve the right to hold;�chc palicies and renewxls. Ef�.tnder requires.Borrow�r sh�tll prompdy give to la��lc�a!I rocelpts of
<br />_ � ��py9d premiums and ttnewal-�ro�icrs.In�ho,event of ioxc,l?orrower shall give prom��natice to the insumncc�;iTCier pnd Lender.
<br />: l.ender may make proof of lus,s if aiot nind�promptly by Borrowcr. •. �
<br /> Unless Lender and Ba►rawrr otb'or�vi.st agrx m wnting,insurut�ce procoeds stwll be ap�li,cn�l zu�a�coradon or repair of�he
<br /> ,�Operty damaged,if the rc�tig9tion or repair Is aonom+cally fcasible and Lender's security'is not 14ssened.jf tho resturation or
<br /> ;repei�ls not economically,.F�eas3ble or Lender's�ecurity would be I�ssene�. the insurnriCe PracMcis�ahall be appliod tu the sums
<br /> ;�cCtu+ed by this Security��nsrn►merrt, whether or not then due, with uny cxccs,�pnid ta Borrower. If Borroaver•abandons the �
<br /> ''1+roper[y.or doas no{ ua�vcu'within 30 days a notice fmm Ixnder that the insu�ncc c�ltner has offered to scttle a ci�im.thcn � •_
<br /> Lo:tdcr may•qo11�t•�h0 insuc�ence proceods. I.ender may use the ptt�,eods to rCPA�r�'or rcstore the Propercy o'r to p�y sums
<br /> secucod by;jAls'S�ci�iy�tt�strument.whether or not then due.The 34'�day�eritxl w�if tie8in wh�n tlyq notice is given.
<br /> Unless'i.�ndt,r�plc�;'�orrower otherwist agree {n writing. any� Applicacion of Qn►oeeds t�� gnncipal shall not ext�nd or
<br /> �iaytpone the due date 9f the monthly payments refcrned to in para�raphs 1 aud�'2 nf change f�o'amount�f t�e payments• If
<br /> �. �u;ad�r poragrAp6 211he!'afl�;.crty is ac:quircd by Lencies, 'F;nrrower's�igiu to any aa>>uranee po�icies and pnc�eeeds resulting from
<br /> '�damnge to tho Property priaT co the acqu�cltion shall pes��o Lender to d►e extent of�'r,:.swns serurat by thi�54:urity Instniment ,,
<br /> immediately prior to Nx acquisition.
<br /> 6.(lccu{wacy,Pres�rvation.Mnlntrnaace�nd Protectton ot the PropMty:,Borrower's 1,��nn Apptication;I�cud�olds.
<br /> Borrower shall qccupy.eslNblish.and use the Property as Burmwer s principul res�dena�viti�in si.rty days after the execution of
<br /> •= th3s Secudty Tnstrument sir+d shall continue to accupy the Property as Borrower's p:ir,rtpal residence for at 4east one year after
<br /> ' the dato of occupancy,unlc.s I.ender otherwise agras in writing,which Cnnsectx sh:�11 ttot be unreasonably w�thheid,or unkss
<br /> extenuating•�ircumctatN;�.v,exist which are beyond Borrower's controi. Rorra�,.cr $hall twt destroy. d�u►►n8e or impair tho
<br /> Property. :ilonw the PrdpenY to deteriomte. or commit waste on the Property: Borruwer shall bc in defwlt if any forfeiture
<br /> ectictn o�procee�iag. whcther civil or criminal,is txgun that in Ixndcr's good f�ith judgment could result io forfcitu►�e of the
<br /> PropeRy oh�thefwis��rpatxrially impair the iian creatod by thls Socurity Inscmment or Lender's saurity inte�+est.Borrower msy
<br /> cure such•,��Qe4auit�kld rei nstate,av provided in pxragrnph 18,by causing the ac:tion ur procbeding to be disnriswd with a nrling
<br /> thaa. in fu�ticler�s gm't�iuith determinntion, pra[u�ies forFciturc uf thc B�xravwer's ietercst in thc Propsrty or other material
<br /> imp�im�nt �Fitec�lie��criute�by thi�Secunr,�r Qr�stntment or Lendcr's security intcrest. 8oen�w�r shall nl5o be in defwlt if
<br /> ern�ar�e�,�lur�thc ,rnno.��,licanon�,x+��c�ess�gave muterially false ur Inacruratr inf4uc�nciocn c►c statements ta[.ender(or faital
<br /> eo�.�r.pw•udi�2c��adtr w6r,lh an�;�unater�al infucmaticxsA ir.c obnnectton wtth the laaui ew�icks�d b�•the Note.includtng,but npt limited
<br /> 7•ro,��pa+�r�htations ommc�rn3ng&►rrower's oceup�cr.-�+nf the Propctty as a principal resicknee.If this Secu�lry instrumrnt is on a
<br /> �les,.;ehold, Bormwer �.�ri�•] �:omply with all thc pnivisions of the Icuse. lt Bcrm►wer ncyuircs fce tlNe to thc Property. the
<br /> tcaschotd und the fce tidc sh�ill not mcrgc unlr.�;s Lcndcr agrces tn the mcrg�r in writing.
<br /> 7.Protectto�i of Lender's Rights in the IMoperty.If�inrrvwcr fuils to perform the covcnants ancl ugrcenx:nts cuuwiixvi in
<br /> this Sacurity Instivment, or thero i�a leg�l procbeding that may sfbnlGcanUy uffcct Lender's rights(n the Prvpeny(such as p
<br /> proceedin b�in bunknrptcy.probatc, for oumicmnation or forkiturc or to cnforcc luws or rcgulatiam),thcn I..cn�tcr nu�y�lo juxi
<br /> pay for whatcvcr is neccssary to protect the value of thc Propedy ond Leixlcr`s rights in the Pn►�xny. Lc�Hlcr's wcti�m�may
<br /> inc[ude paytng xny sums sccurtixi by a lien whirl� lias priority over this Security Instnm�cnt, yppenring in ��uurt. payiny
<br /> rnasot�l2le IItWtt]�Vfi ft�aixl cntering on thc Propeny to enakc rcpairs.Althcwgh l.cnJcr nuty tukc:►ct�un uixlcr this{�ragr�fh
<br /> 7,[.cndcr dnes no►h:�vc ta du so.
<br /> Aoy nmounts disbursed by Lendcr wxlcr �his parugraph 7 shall bcti�ume alditiunel debt of iwr�t�wcr +c�urod by thfs
<br /> 3ccuriry Instntmcnt. Unlc�;s Borrc�w�:r�nd I.ender:+groc to othcr�crnis oi'puynknt, ttxus ntnnunts sNnll bcar intcrc�t fr�u�the
<br /> detc of disburscrncn2 at the Notc rate: uixl eh��ll be pnyublc, with interest,upon notia fn►tn Lender to &�rrr�wrr r+a�ucsting
<br />" F►ayment.
<br /> 8.Mortg�ge Insursttxr•if Lcndcr rcyuircd mnngagc insurwxc as u cwixlition of muking thc lw►n xocur+ed by thfs 5tc�urity
<br /> instrument, &irrowcr�hall pay thc prcmiurru rcqufrcd to muintein tlk nx�rtgsge inwrrnce in effect. If, f'ur uny rwinn, tho
<br /> mo:tgage insurancc covcr�gc rcquirccl by L.encler lapses ur�rases to bc i��effect,gurrowcr ehall pay the prcnsiums rcquitrd w
<br /> obtein ruverage substantielly eyuivalent to d�e nx�rtguge i�surarn�:previuu�ly in effoct,ut a�u�t subsmnti�lly equivdent to the
<br /> co�t to Borrower of tha mongugc insuranrc prev��ws�Y in cftn:t, from:m altcrr�tc murtgagc imuar rpprovaf by L,cndcr. lf,
<br /> aq.2 0�a �^��� ��
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