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<br /> .. .`. '�.,`�_ TOGEi'HFR WITN all the impro�ements now or hee+eafter�nn the pmperty.and alt easemeats.appurteaance�.an�i � "4���
<br /> °.x'=;�� :., fi�ures nav� or hereafter a part af the ProP�Y. A!1 teplacements and additians shall a[so be coverWd by this Security .•
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<br /> .. r..z.. L�su�eat.Ail of the foregoing is refe�red to in this Security Iastntmeat as the°Property.•
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<br /> ' � � SORROWER COVENAI3TS that Eu�wer is Iawfully sei�e�of the e�tate hereby comeyed and has�rigtrt to grant and� .
<br /> ��`:.: ,°:',.. • oonvey the Property azW that t6e Prapeity is unencumbered.except fnr enaunbr�ces of recori4. Eorrower warrants and wili � ,
<br /> '``�;`',,. � defend genecally the tide to the Property agaiast ull claims a n d d e m a a d s.su bj e c i t o a n y e n c u m b r a n o a s o f re e o r d. � - . -
<br /> �e THIS SECURTI'Y INSfIiUMENT oombines�niform covenants for national use and noa-uniform oovenants wit�limited � �_ .
<br /> _- 1 � variations bp j�uisdictioa to co�stitute a muforia sewcinr insicum�t covering real prape.rtY•
<br /> UNIFORM COVENANTS.Bormwea aad Lender caveaant and agree as follows: wfi�dae the �
<br /> � '} :°'° 1.Faym�t of PePnclgal and Int�t: Yr�a9�ent attd Late C�arges. Boriower shell prompttY PaY
<br /> :-�',. ` �`'� princiPai af and inte�on the debt evidenceil by the PioLe aad anY P�PaY�t and late charg�v due under the Note. •
<br /> :° -•;�_� ,,� . 2.Fe�s for'Fsaes aitd�+�!+�-Sab3esx to applicabie faw or m a wrttten waiver by L�dea Bm7awer shall pay to ,.?
<br /> `,;.�`':`"•.�? Lender on the day mnntiity paymenrs aze due uuder the Note.uai3!the NFote is�sid in fiill,a smn("Funds�°1 for:(a)YeartY taa� � 4`
<br /> : ,: � and as�ments w i ri c h may a t t a i n p r i o i i i t y o v e r t h i s S e a�r i t Y I��s u t n e n t a s a l i e n o m t k s F c�t y:(b}y e�dg�leasettold payments
<br /> r. ,nsntance p��s��[3,����'��9°ms• =� ,:.
<br /> °� 1•. , or groa�ed reuts on We Property.if�g:(c)Y�9���' •
<br /> �s� if aaY:Ce)Y�Y mortgage insoiaa�e gt�emiums.if any:and(t31 s�9.s�a�s payabie by�ma�eer;��,L�; sn acaiir�nce with
<br /> "Esci»w Items.° �
<br /> ` :"� s sioAS of h 8�itl.liet�of ttte[Iayu�t of morigs$e ma�ra��sEtptums.These''tr�^"..�.s��`� �_ ..
<br /> � �:� �
<br /> ' E��tn�y,.at atry tune,coile�t a�s!�io1��oini��s an amount not to�the maximum amau�[c a�nder for a federa{ly
<br /> r,�� �� " �,d's�t t�+ortgaSe taaz►tnay reqnire fcr���"'s�scrow socaouta under taa federal Real Fstate Settf�t F�ocedares Act of �, �'
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<br /> ��, �.°. • 't�i��samended fmm time to��U.S.C.�uon 2601�'seq.("RFSPA"�,anless another taw that apPlies to the Fttnds
<br /> . ° se�a tesser amaw�t.If so, Lender may.at aa��ie.oollect and hold Faads in an amouat ant to excr�d the i'esser amcsnat. c =
<br /> Lender may�stimate the amount of Fnnds due�p�e basis of c�ent data and reasonable estimstes of expenditures of thture ���``
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<br /> : ., ..�:� . � Pscro�r Items or otheravise in acxordance wi t h a p p'sicab3e law.
<br /> . "�,� 's• The�un�c shall be keld in an insdtation w�ose deposits are insured by a federtil ageacy',•a�►�tiW. or eariry
<br /> ' .,:.t I,.:`"��•�•:'` (inclad'u�g Lender,if l.ender is sacb an insritution)or in any Fe�eral Home Loan Bank.Lender sl�aq�the Fand3�apay the -
<br /> , 4 ��� Escrow Items.l.ender may not chazge Homuwer for holding and applying the Fands,annuallY analYzin$the escrow�°u�+or =.
<br /> .;: • verify�ng the Fscraw Items,untess Lender pays Borrower inte�est on the Fu�s and appltcable law permitg I�ender w�ake such , E� ,
<br /> :�.•:��, a charge.However.I.ender may requi:e Bomower to pay a one-time charge for an iadependeat real estate faa reporting service �.,. �"
<br /> �' •, `��c ��.bSC�d�r in eonnectioa wit6 tLis loan. anless appl�cable law pmvides othxrcvise. Unless an agreement:is made ar �-_
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<br /> �; �Ti�le taw�equims i�erest to be pald,Lender shaU noi 6s�quirec�to pay Borrower any imetpst or earnings¢n�?�Fnnds. _
<br /> ' � "' . �E�r��d L�nder may agree an�vriting.however.that ir.�est shat�be paid an tt�e�unds.Leader shall give t�l@lnirower, _
<br /> , . . '. � ��.; ,.� without charge.an annual accouncin�of the Fimds.showing credits-and debits to the�and We purpose for i�hich eacb� _._
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<br /> i.;� •• . debit w the Funds a+as made.The Funds are}�ed as additional sepurity for all sums s�bY t6is Security Insaument.
<br /> � If the Ftmds!ield b Lender exceed the�c��ts Permitted to he held by applicab2e���v,�-.��1 accaunt w Borruwer � '°
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<br /> ' �'. � � . for the eacess Funds in accordance with the reguiremems of epplicabis taw. If the ame�.����ids heW by Leader at suy E:�
<br />� :... r�_�, . :: and,In snch case Borranrer. _
<br />. � -� �:• �� tim�is not sufiicient eo pay the Bsccow Items w6ea dne,Lender may so notify Borrower n�n+�.'�;.?ag.
<br /> - • � .-;�.�', : shaU pay to Lender the ataount necessary to m�Ice up the deficiency. Borrower shaU ma�e�p ihe deRciency in no more tban _
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<br /> � tarelve monthly pay�ents.at Leader s sole discr.�on.
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<br /> .,;�. Upon paymcnt in fuA of all sums secure��,�this Secarity fisd�um�t, I.ender shall promptiy refund to Borrower any �•::: -
<br /> . ,...1 . �...
<br /> ,;A;;; .' :,;�,�; � ` Fands hetd by Lender. If.under paragraph 21.�.ender shall zcquire or sell the Property,Lender,prior w the acquisition or sale _ _
<br /> _ .� t�.?�, �?;�;� . of the Froperty.sha11 app1Y anY Funds held by Leader at the time of acqui.atEon or sale as a credit agaiast the sums secured by �
<br />- �.�' . �. �a,. ttiis Securityi Instrumant. - _
<br /> .-� ,.�. ; • . �.Appllcatdon of Ptiym��tts.Unless appli�abte law.provides otherwise.all payments received by l.ender under•Parag�apbs F:_,._
<br /> �+: .: .. �:�,� '�.� 1 and 2 shal!be applied:first.to anY preP y. c� _ -
<br /> . � �� a�t es due under the Note:second,to emounts payabte uader paragraph 1: E�,
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<br /> third.ta inter�st due;fouN�.to pr�iripal du�;2nd tast,to any tate charges due uader the Note. ��:
<br /> -"�{`�'�.�' ..�f 4.Cb�tges;Uens.Borrower sha11 pay atl taxes.assesgments.charge�s. fines and imposItions attributable to the Properly �- -
<br /> ;:Fi�,`�.. �. , ` `
<br /> .;,s,;;,. -; � wfu ch ma y attain p r Iori ty over this'Security Instrament. and leasettold payments or gmund rents. if any. Bormwer sha11 p�Y .�,.
<br /> ;''• � these o6ligatioas in the manaer provided in g�a,�aph 2,or if aot paid in that manner.Borrower s h a U pay t hem on titne d i r e�4 3y �:
<br /> �;�,.,�,,..� : . .� � to the pe�son owed payment. Borrower'shail��.rnpily fiunish to Lender ell notices of amounts w be paid under this paraSraph• �,
<br /> � ti�c�,, If Ba�v+awer makes these payments d9rectly.Borrower shall promptly fumish�to I.ender roceipts evidencing the paymenis. . '�. � .-
<br /> F�.'�e��+�}, !. � .L�t�rower shaU promptly dis�'i�zr�e any�lIen which hzs priority over this Security Insm�ment unless Ba�rrowec:(a)ag��n . : �, .._
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<br /> - wriNng to the payment of the oblig^'4.ion secured by the llen in a manaer seaeptable to Lender,(b)cor��sts in good faith the Gen ���-.
<br /> ' • . � by.or defends against enforcement of ihe iiea in,legal�pmceedings whlch in the Leader's opiai�rs�uperate to pre�►eat the ' ��`'
<br /> '''�` •' � enforcement of the lien;ut(c)secures from r3�n$k�otder of the lien an agrezment satisfacdory to LPx.dsar�fiordinating the lien to � • �.�:
<br /> •'•�`�'°'�" this Security Inswment.If L.ender d�erttc:�es that any part of the Property is subject to a lien wt.��may attain pr�arlry over �_.'
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<br /> ,;,,�;:�<... this Seeuriry lnswment,Ltimder¢�ap give�onowar a nntios identifying the lien.Borro;�s s�all satisfy the lien or take one or �'�
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<br /> ;;,E,,.,`,., more of the actioas set forth ahove�vitbin 10 days of the gi ar�g of notice.
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