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<br /> � �TOt3E�t WTfH ell the impmvements mow or hetgafter erected on the propesty.ertd a11.�u��Inss.appurtenaaees.an+d =
<br /> • fi�tuies now ar � a part flf the prn�rtY• AU rePlecements aad 8dditictn� shall also Be oovered by tiiis Sacurlty • =.
<br /> `..�`c°�� fistruutent.A11 of tlte faregoing is refet[ed to ia.this Stcurity r��rrr�meni as 4he`Propertl►•� _
<br /> :....o,_ _
<br /> ` ::-'`5:,' . BO.RROWBR COVBNANTS tLut Borrower is laa�tuRy seisod of the estate heteby conveYed and 1��he rigt►t w g�nt aad
<br /> :. convey the Pmp�ty aad that she Propecty is unencum�ered,eacept for encumbraaces of reoord. Borrower warran�s and will _
<br /> � �_ defeud geuetalty the thte ta t6e Ptaper�y a&unst ail slaims and d�ds.subject ta aay en'sumbraaces of reoord. • -
<br /> °� � � . THIS SECURITY IIJSTRUA�EI�T aombines unifotm oovenaats far natio�al use and Ron-w�iforEU oovena�nta vrIth limitcd , e
<br /> .:t ' _ � variations by j�risdi�tion to wnsrimte a uniform sacuzity i�isttumeat oovering reaf pmpertY. _
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<br /> . UNIFORM COVENANTS.Borrower aud Lendgr covenaat and agres as foilows: _
<br /> .. . ..;. ';: . I =
<br /> '.: : �' .�`. . eut sad Late�a�g� Borrower s6a1! p�dY P�3►whea due the
<br /> :;;'�:�':;;;,l.,;: : 1.Playm�t oS FriIIti�al nad� �pAy� `
<br /> _-=:��'.�;,. ,;�. , , princigal of aad intea+e.st on the debt evidcnced by the Note and aaY P�Y��.aud late chazges due under the Note. _
<br /> Z.klnnds.for Tasa and IQSUraace. Subject to appficab2e iaw ar t�a written waiver by l�nder.Bnirowa shall pay eo =
<br />:.;:�;;f�� '{`� a�e due ander the Note:�mq'1 the Nate is paid ia fiill.a sum("Fands')for.ta)9ea�'�Y� , -
<br />- , Leadec o»:tiiedap iiiosrthly Payinca�s _
<br /> ����� � a�asses�i4a�ats'whicfi imay auain paority oves tlns Security ias4name,ut aa a liea oa the YmpectS►:N)Y�Y��sehotd p�ymen'ts� _
<br /> �1,���t � � _
<br /> r � +�' � ` or ground rents on th�Pmperty,if arry:(c)YeariY ha�d�r p�ge�ty ins�uattce pseadums;(d)Y�iy R�d insuyaace ptemivms. e
<br /> ;;n�;- :.. -K.� if a�r;(eD Y.�Y moitgage i�urance pcemiums,if aay;aad t�any snms paYabls Dy Borrower to Leadet,in a000rdance with. . _
<br /> '°��,, the piav�sion"s:of,�aoi"�g�aph 8,ia liw'of the paytnent of mortgage insurdace pr�miw�ns.'T�ese Items are ca1led°Esc�w Items.' , _
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<br /> ::� i� LEnder a�ay:ati,�anY`�ime,'collea aad Dold Fun�s in an�nnunt,aot w exc�die ma�amnm amnunt a l e(�d�'for a f e�e i a l ty =
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<br /> ro 1 r ;5 related mortgage toac�a�y ceqwTre fos Homnw e r's essrow aa�oun t tm d e r t h e f�d e t a l R�l F s t a t e S�t t�n e n t F ro a e d u�s,A d o f =
<br />-��:-_:�;�..:_�, :, 19'14 as,ait�ended from.t�ute w time, 12 U:S.C.Section 2601 ei seq.(RFSPA ),untess anotheT lacy tt�at applies'to the Fuads . .
<br /> �'" ;'� "- �sets.�tesser amount.'If so.i.euder may,at any 6me,oollect aad hal d F Y r a d s j n an amount no t to ex o e e d We L�sser amuua4. ;.
<br /> '°:`:�`;.:: ��.',t z Lende���ay esNdnate the emount of I�uads due on the bas�s of cvrrent d�ta and reasonable�timates of expenditures of futute '�
<br /> ":f .t Fscrow Items or otheaavise in accocd�nce wit6 applicable Iaw. ' � -
<br /> t`���. :� . The Funds shall be hetd in an ensritution whose deposits ane �nsuied try a fedeial ageacy, ��-.,,,p�+t�1y� or entity -
<br /> - _.. �.�,:
<br /> � ,., a •:;. •Cmcluti'ing Lender.if i:end�r is s�an iastiouuoa)or ite aay Federel Hame Loan Bank.I.ender sba11 agply the Funds to.pay tlte ,. �
<br /> c�;:k.;.';,;:�� � Escrnw Items.I.ender may not chaage Bon+nwer for hoIdia�sa�E applying t4�e Funds.amiQallY a�alY�inS the esnow aoconn�or , _
<br />:�a��;,r:.,':�;::�.,� . • verlfying the Escrocv F�ms�uuless�der pays Hwz+otver i�t an the Funds and applicab2e taw pennits Lender m make s�cd� _
<br />-<r��'Y,�' �' ;.'.; � : . Borrowes a a�atinae charge for an independent�al estaie tax�ortin�servtoe _
<br /> ��i,����Y�e R�PaY
<br /> ,� , �:i f , � ',�,,.. �sed by I.eader a�a. , '' oa witt�tf�s Ioaa,.ue:�ss applicabte !aw pmvUles.otherwFse. Untess m�agr�ment is made ar � `
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<br /> ,�)(�r i:� �h •�� applicable law i+eqais�;`;�ec�ss���e paid,Lendei s�a11 not 6e requireSl to payr BorroWer anY inte�t or eamings on the Funds. .
<br />,•S.ISIY', .��r' �'•. (i���. �
<br />•�,1� � • ':.,'�:�''''.:. Borrowes and Lender aiay agtee n�*�sitIag,hnwever.that Int�rest shall be paid on the Fuqds.Lender sball g}ve W�$orrower,
<br /> <``.'' ; ::� wlthout charge,an annual acoonniirig of the Funds.sTnovy+ing credits and debits ro the Faa¢s and the putpose for which each .
<br /> � � :. • .. ;,i debit w tY�e Funds�made.7fie Funds are piedge�as addittonal seauiry for ell suws secitted by.this�rity Inst�omrnt. � _
<br /> �.-.�;`.�.`�-: ;.. . if the Fun�ls�li�'r�hy I,ender exceed the amo�Cs Qem�itte�to be he2d by app�icable laa+, .
<br /> l.ender si�l ascatuoL to Horrower ,::,;�;:.�.
<br /> . : .�;•=� for t1�;ozcess Funds in accordaace arith the requi�ements of applicaDle law.If We amount of the Funds held by Lg�der at any'�.:s;j�,;�:,
<br />. '� :'. •'. '�., time����t sufficient to pay t�e Fscrow Items when dne,I.ender may so notify Borrawes in writing.and,in such case$onav�er'��:.� -
<br /> �'..,�}..��.��; ''.•:� shall pay to I.�ader the amonnt necessary to make up the de&ciency.Borrower shall make up the deficiency in aa`z�re tlran
<br /> :'.:� � .:j twelve moattiJy paya�epts.ai Lender's So2e discretion. ''�'" .•�,:�`� _
<br /> � `� Upon pay�n�r�fiill of ail sums secured by this Secority Insttument, Leader shall ptamptlyr retbad w Btirroaer a�i ;:� ; .
<br /> ��-•��= Fands he2d 6y Ler��;�.aader par�grapb 21,Leader shall asqaire or ssll the Property.Lettder.prior ta the acquL�tion or saie:,`t � :.
<br /> � ° of t�e�P�+u P e n Y•s1iaU BPRIy a�+Fuads held by Lendcx at t��+�of acquisidon or sale as a credit agai�st the sumg:r,���uizd by �•� f�'
<br /> �'��. '..; this��?t9'.Ulstttitaent. �>� .. .� . ' . s _ ,. � ,
<br /> '�r�1 . : r �:i#�iplIr�on oY Payment9.'f.'iiless applicable!aw�iul�lL�otherwise,all paymeats reaeived by Lender uade��grePhs
<br /> ' �= - :' t snd 2�l l�,�ied:first.w anY Prepayment charges dae iu�der the Note: seoond,to emounts�ra�a'�le uader patagraph�Z; . �
<br /> � ' . f'�3 third.to iAt�est i�;'fourth,to primcipal due:and last,t�any late ctsarges cir�under the Note. .: '•':
<br /> .,. . � ;:# �'r,`�;�es;Gier�s.Borrower sIIall pay aU taxes,asses�a�ents,ct�asges.�ines ared imposidans attfibatable to tlie Praper�y � �
<br /> "'�i � '' ' aFr�;1[�sehold paymenta or owtd re�s if BomoWer sha11
<br /> ,.1�i��� ,.:..�t,,�,
<br /> wh��"t3�ay auain Priority over t�is.5ecurity Inst�ument, g . �Y• PaY
<br /> ���;'_;• . these o�iCi�;at3ons ia the maaner pmvided in paragraph 2,ar if not patd in.that manner,Borrawer sball pay them on dme direcuy
<br /> .. rr`,:;.,�;��,:':. to the peisoa owe.d payment.Borrower s�all pmmptly fumisb to Lender aU notices of amounts to be�r:�?4���p�Pn: .'�.
<br /> . ' :�`;..�>�??e If Bmrower makes these payments directIy.Borrower shall promptty fumish to Lender receipts evidea���t�e paYmer�s• ' `'.�_'
<br /> � �,a„'�,
<br /> .. � ` �,. { � �orrower shall prompQy discharge eny lien which 6as priority over this Security Instrument wiless Bonower.(e)agree�in-`,;r
<br /> �� wrldpg to the payment nf t�e obl?gation secured by the Ilen in a manner acaepta6le to Lend,er.(b)contests itt good�ti�the lien
<br /> . . by, or defends a,�sinst enfora�ruat of the lien in. legal proceedings whiclr in ttte I.e�r's opinlon opsrate try�aa�vcut the
<br /> ��� `° ' enfotcement of tli�.lien;or(c).seasres from the holder of the lien an.egcement'satisfactory to I.endersu6brdinadng the lien to
<br /> �. • '.;r ,
<br /> Wia�SecuritX Insti��.If Leddet detemilnes that su►y part of the Property is subject to a lien whicpr�y attain priority u�ver
<br /> ' . �� �; thls Setxrrtty,Tn�tnuta�i,Lendxt,may give Borrower a notice Idertifying tiie lien.Bwrower shall satisfy the lien or take oae.or ���. �
<br /> .. •.:� `eur�af t�e uc8ons sei fordi�u.+�e�vithin•10 days of the giviqg af natice.. '
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