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<br /> ' ' � TOOETHF.�t WITH a!!the iatpmvemeuu nour or hereafter erested on the property.an�"ali��.���,�d �.
<br />� �;' .�;. . =. 4 feaWres nov,r or hereafter o part of tlie propetty. AO teplacemeats and additions shap also be covered by tt�is Seauiry �.�:
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<br /> •.,`�r';:',.`' ..' IpSt[lIm�lll.Atl of the fongotng is refee�ed!o in this Senuity Insaument as the'Property.• �,
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<br /> . ' � �'- BORROWER COY�1►tEUilS Nat 8omower is lawfuliy seised of the�ate hereby ooaveyed aztd�as the right to g�ant aad
<br /> _ ` `r` oonvey the property and that the Prapeny is uneaam6ered,eucept for ensumbiances af c�acorcl. Borcawer warrants and a�il!
<br /> = s u b'e c t t a a u e a c u m b t a n o e s o f r e c o r d. ��
<br /> . ,4; . defau!ge�talty the titte to the Property against all clsuns and demaads. j Y
<br /> �-„�,---���: TI�IIS SECL1RTfY INSTRUMENT combines unifona covenauts for natio�sl use and non�niform ooveaanu arith limioed �-.
<br /> ` F '�_ variatioas by jurisdiction to consdtute a unifarm seauity insavment sovering reai propercy. -
<br /> � �. UNIFORM COVENANfS.Bmrou�er and L�ender oovenant and ag�ee as follows: .._.
<br /> � �� l.P� �t o!Prindpai and taterest;Pr+epayment aad Iste Chaiges. Borrawer shall promptiy pay when due the �_
<br /> � �
<br />- °'-•„� •� _ priacipal of 3nd int�est an the debt evidenaed by the Note and aay prepaya�cnt and late char�es due under the Note. �_
<br /> ` � 3n
<br /> , �, ` ' 2.fi�ds fas Taaes sad i*i��=Subject to appticable Iaw or w a written waiver by Iren�der.Borrowcr si�afl pay to � _
<br /> _''�•� �= L,euder on tIte day mnni6ly payments ate due undes ti�e Note.�ntil the Note is paid in fall.a sum("Ftmds')for.(a)yeazly taaes o-,.
<br /> . 4� ,-
<br /> � ' � ;��: and ass�ts wAid►may attain Qriarity over this Security Instrumeai as a lien on the Propetty:(b)Year1Y lease6uld'paymeuts �=:-
<br /> , � or gros�ud m�ts on the Properry.if any:(c)Yea�iY hazard or pmperty insvtance preatiums:(d)yearh+ttood insuianee pmminms. �-
<br /> �=` if airy- (e)yeatly mnngage iavr�c�P�mivau• if any;and(fl anY sums PaYable by Eorrower to I�nder.ia aaoordunce with �-
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<br /> �t ;� ,�r`_ �he provisions of paragraph 8.in tiw of dte payment of mnrtgage inswance piemiums.These iteuis aze called"Fi�ao�r Items.° �-
<br /> � I.eMer may.at any time,colled and hotd Funds in aa azaowu not to exoe�the niaximum e�ouat a lendrr for a fed�alty w:•
<br /> . '�.4.��". _ � �.
<br /> ,: -:•4..�. .::.;, nelazed mortgage tuan may ieqpit�e for Borrower's escnocv socount under the federal Real Es�ate Settiement P�ot+ed�tres Act of e,-
<br />_ :�:;:;., ., 1974 as�cnded from ti�e to time.12 U.S.C.Section 2601 et se�g.("RESpA").unless another Iaw thai applI�s w ihe Faacts =--
<br /> sets a lesser amt�urit.If so, Lender may.at aay tirae.ootlect and hold Fnnds in an amount not to exoexd the tesser amouni. ;;�,-.
<br /> _._ _;::�F;.:• Ixdder may estiimaie the aznount of Funds dt�e on t�e basis af cin�+eut data aa�reasoaabie estunates of expeaditures of fnwre '�'
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<br /> • :... � Esetovv Items or offiecwise i6 accordance with a�pplicable law. �`°
<br /> ,::.;,� I,�.�•..`. '�� "I4�e Fands shal! 6e heid in an institutIoa whose d�osits are insured by a fed¢ral agency, insorumentality, or eniity 6-
<br /> �.� `� ` `�{ (inctuding Lender,if l,ender is such an insactt�ioa)ar in aay Fedeial Nome I.oan Bank-1.endes shaU appIy the Funds to pa}r the �:-.
<br /> . ,�:� Bzrruw Items.l.ender may not charge Eorrower far holdin�and applying the Fu�nds.annyally aaaiyzing tbe escruw amoatrt.flr
<br /> '"• •' Y' verifying the Escroa Iteins.untess I.euder pays Borrowet urt�mst on the Fund4 and appficabie 1aw pennits teader w inake such �
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<br /> ;:::M; . a charge.However.Lender may require Hamonmr to pap u one-time d�arge for an indepeadent real estate tax reporting sezvicx
<br /> . .::.:�. used 6y Ixnder in wnnectioa with this taan, anles�.ap�licable_law pmvides oWerarise. Untess an ag�nt is made or
<br /> ° �: '.i: '; -:��' agpli,�able law seqnires insecest.tQhe paid�I�rides sdati:mi�be required to pay Borrower anyr interest or eamings on t�e Fands. —
<br /> � H6ir�itvier and Lender may agree�iii writirtg,how�ver,t�t.zcrterest sball be paid on the Funds.Leuder shall give to Borcowes.
<br />- . . , " ,wiitaon;charge.ara aanual acaomuing of tit�.Etucds.sEcowing.credits and debits to the Fnnds and the purposa for wLich each --
<br /> ' . � �, • debit to the Fuu�e�as made.The fiunds are��ed as additional ssnuis�for sU suins secured by this Security Iasaument. --
<br />__•:j;'iY�y': "•.. '. �:',' � . If the Funds held by lander exoead the amounts Qermizted w be h��i 6y applica6le law.Lender s4al!accaunt to Homuwe.r ---
<br /> :s-resn}s; ,, . -� far the exoess Funds in avootdanoe with the requiremeets e�applicable law. 1f the amouat of the Funds held by B.�der at an}►
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<br /> ' �j�'�� dme is not snf�icient w pay the Escrow Items when d�e,F,ender may so notify Borrower in writing.and.iq suc�pse Borrawer
<br /> ,r`�'A�{j,S�,c.2. . ' . - .
<br /> . '�1 shall pay to l.ender the amount necessary ta m�se up the deficiency.Borrower shall ma�se ap the defrasacy in no more tLan F� -
<br /> � `• ''.;i r twelve monthlY paymenu.at i.eader's sole d�.�on. ' -
<br />; �` "�� . � .` Upon payraem ia full of all sums s '.by this Sec�uity Insuument, Lender shall promptD,x c�f'und to Bormwer any � _
<br /> _ , ' . .�..�.5 Funds held by Lender.If.under para�aph 21.Lendezr�acquire or sell the Propectyr.Lender.Prior to the acquisition or sale _--
<br />- ., ;_r_,r of the Pmperty.sha11 apply any Funds held by Lender at G'ra time of acquisition or sale as a credit against the sums secaned by =_
<br /> ..: ;; this S�urity Iasuument. ��
<br /> ::�. '; z;:;ti 3.Appiica�fhm af Peyments.Unless apgi:cabte law provide�otherwise.all payments received by Ler�der under patagraphs.. : �
<br /> ' '.;:�; 1 aad 2 shall b�a�sylied:first,to am prepaymeat charges due under the Note:seean�,to amounts payable under paragraph 2; __
<br /> °:�'�..'�'�;' :� third.to intenest due:fourth,tu.principal due:and last,to atry tate charg�s due.nreder the Note. � =-
<br /> . -.'�' •��:. : �, ;��.; 4.t�arge�ldeas.Ba�er sh�ll pay all taxes.�meats,charses.fines and impasltions amibutable to the Progetty —,
<br />- , ' . � whIch may attain priority over this SecuritY Inswment.and tea5�hold paym�nu or ground reaLS.if any. Borrower st�all pay --
<br /> _ �".,f: .. :`i these obligations in the marmer provided in paz3graPh 2.or if not paid in that manner.Boirower sGaU pay them on tima dl�Iy � _-
<br /> ` to the pe�son owed payment.Harrawer shzlL Guvr�ptly fiiraish to Leader a1i notices of amounts to be paid under this pacagrapb. _-
<br /> � '• -; If Bosmwer makes these payme�s direcxly.Borrawer shail promptly furnish to Lender receipis evidencing the payments. �
<br /> . ' �-� �$ocrower shall prornptly disc�arge az►y lie�whlch has Friority over this Security Insmiment unless Eorro�cer:(a)agees in =
<br /> - •'_ ..� '� ;� ;; writing to the yayment of the obtigation sacuned 8y the lien ia a manner acoepcable to Lender;(b)contESts in good faith the tien �_-.
<br /> �•�'� ':': ►} by�or defeuds a�ainst enforcement of the lien in, legai pmceedings whicb in the l.ender's opinion operate to pnevenl the �::
<br /> � : ` ,�� enforoement of Uie lien:or(c)secures from the holder of the lien an agcement sadsfactory to Lender subordirating the lien tn �
<br /> • . :: �,�i tJils Security Insuument.If Lender determines that airy part of tlte Property is subject to a lien which may attain prioriry over �°
<br /> t h is S�u r i t y l n s u u men t.L e n d e r m a y g i v e B o n o w e r a t t o t i ce i d¢a t i f y i n g t h e l i e n.B o m a w e r s h a l l s a t i s f y t h e l i e a o r t a k e o n e o r �-°
<br /> ;�: . .:'�} �-
<br /> .- f rtiore of the actions set forth abor•e within 10 days of the giving of notice. �.
<br /> ` • # Farm 3028 91D0 "`•�
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