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, u�-��co��a ��-- �.t�"r���3 <br /> ��.� i[��� <br /> �'C�ETH�C: WTTH all thc zm�mvcinents now ar tr�reaft�r�rxted on ghe prvperty. ancs r���asem&�ts. aPPurten�nces, arnc4 <br /> i"ixtwr�s r�ow or hereaftec a part of tht property. Alt rtpl�ts ar.d additions shall alsa b� �er� by �his Sccurity <br /> Lr.s:rurt�nt. A11 c�f the foregoing is rtfezre�ta in this�ecur'ity I��.runner�c as the 't�'enperiy." ' <br /> BORROWER CC?'6'�NA;�FTS ahact Barrov�ar is tawtut�y seised af�z�e�sx;u�hercby tonvcyed a�d hss the right to grant�nd <br /> cvm.�cy t?�c F�i�acrty :cn� tihat the P�aperct� is wc►�►curnbered. exc�oc ►ot rncumb�s of rttor�. 8acxawer w�iis and wil! <br /> de:fr:nd�e:�cra!i�+ i.i7e CIYI�tp Lh!'PPf3QCttY a�aiast ait clsimx and den:tnd�,suc:icci'^�v ez�cumbtancxa flf rccor�. <br /> "�F�IC �%.CC�F�i'�Y I�T5"�tUriE�'T combincs euiiform�aw:n.�nts�car n��s.an�al nsc xn� nan-unSf�rm covenants wifh 1'amitecl <br /> ��,�iati�;�ns hy juris�3ictian ta��stit�.ixe a uni[arrra scct�rity insirument cxivering rca+ f�c�e�:y. <br /> LiNIFCRr! CQ�'ENANTS. �cirma�cr and Y.cnc�cr covrr►ant a�d a,�;ree a5 TaI.vM�s: � <br /> t. '"":yrr�eact ot Prinri�l ancb [nter�st: P�Ymtnt arn! I.atc Cl�r_4. Borrow�r sball pranlhtlY PaY �s'ht�n due the <br /> princ-ip•.1 of�nd Yr.:erest oh t��debt ev�icirncE�d by th�Notc and acty prtpaymeac�d late charga due uncl�:c the Noce. <br /> :. kund.� tor Taxcs srn� I�vrastce. Sabjc+r.: ta applicabic law o; ta a avrittrn watvar by L�r, Borto'wcc ahal'1 �:*ay to <br /> I..end�r en the day mar�thtY paym�n:s arc duc u�der:.�-w Note,until tbe?�ot�is paid in full.a tum("�unds")far: (a)y�strly t�ues <br /> and asscssmenis��hich i�ay anain priarity ovcr this 5�rity Instrutr,�a: as a lien on the Pro�crty: (tal yeaziy leaaehold payrnedts <br /> ar�round x�n�c�:� x�e Propercy. if any: (C)YLAt'�}+Cld7.F,M pi PLt3�EitY t.tlitlti'�lt�Y!'Ci13�WnS; (�)Ye�iY itood�a�arane�pretniums, <br /> if as►y: (c) ycarty zna�t�age ia�uance premiurm. �C any: and (fl anY ��P�Yable by �orr�u±er to t�der. In ac�+rrlance �r�ith <br /> the pravisions of par��ra�h 3, in lieu af th�p�'turat�f martgsge insuranct premiums. These ilem�s aro c«�lai 'Escraw Items." <br /> Lcn�r may. at ax:y� tirne, cotlect and batd Fw�de in an �s:t s�� ic� cxr.eed the ma�cim.�m amotutt : 1axlcr for � Federally <br /> relattd �.atz�a�e laan may rcquire for Borsvwrr's c�crow account unde:r the fe�eral Res! �state 5ettletneat Procedures Act af <br /> 1g74 �s nmcr.dcd ftnm time tn ticnc, 12 U.5_C. �ectia�n 2601 et seq. ('R�SFA")� uriless�othe�law that applies to tho Fttnds <br /> set�t a Iesser amo�nt_ if so. Lr_�der rz�ay, at any tinnc. �allect a�ad hold �unds in acc amouat not to at�d the lesser amaunt. <br /> i.cndtr �say �scimace t.�c amount of Fur.ds duc on tlre basis of cu�reat data� reasoaabl� esti�es of ea�pe�ditures of future <br /> Escrow Iterr:s aa vthz*wisc in accardance with apQlicable taw_ <br /> The �urcds shaii �e held in an insRit�atian m�hose depasit� ar� insured b� a fedcral agency, instrumentaliry. ar �ntity <br /> tz::c.;udina Lender, 'rf Lender is such an institucivn)ar in any Ftd�ra3 �Ieme Ltaan Hank. L�ende*shall�ly the�'unds to pay tht <br /> F-,scra� Itcin.s. I,en�er may nat char�e Borrawcr for haiding a�d appiying th� �'urds, aaunually analyzing ttic c.scraw account, or <br /> verifying ehe �cru�v Iterns, unless l.�nder pays Borravt'cr i��errst rni hhc�rn�is and applicable law pumits Iyender ta make aueh <br /> �,charge. F�o«��:�er. t.es:d�r raay require �orr�w�r cn pay a one-time char�e for an indtpendent real estme taz tcponing se:vice <br /> used by l�ndcr in cvnnectian with this laan, unlxs.s �gpIicable law pravYdes otherwise. Ur.I�s an sgrcem�nt is made or <br /> appticable law rcr;uir� interesc co be�aic�, Lendcr sha�i nat be:eauia�d t�v pay Barrower any interest ot�rnings on ths Funds. <br /> P,oa rawer and C.er.der m.�►y a��e in wretir�g, howcF•er, that interes:shall �paid on thc Fur.ds. �dcr shall give to &irrawer, <br /> wiihottt e��r�e, �n annua� �soun[in�; of [he Fu�dS, sP�awing credits �tn;d detsits to the Funds and the puxpose for which cach <br /> debit ta the�unds w�as rra:tde. The Fuz�ds arc plcaged as aciditipnal security for all surru secured by this Security Instn►ment. <br /> If the �unds held by Le;nder cx� the amnnnts permitted to 6e held by applicablc law, Lender shall acGVUnt to Borrawcr <br /> f�ar thr. �xc�� I=und� in aerorriancc tivich the requiremer�is ,�f�plicable law. if thc �maunt of t}±e Funds hcld by I..ender at any <br /> rime is nat su�rcient to nay tht Esc;►�w It.�r.is whcn due. Lendcr ma}' sa notify &orrower in writin�, aad. in such case Borrower <br /> sha11 pay to Lcnder the amour�s ne�essarv to make ug tfie deficienry. Borrorrer shall malce up the deftcies�Cy i.� no more than <br />= tv��clL�c mor..t:�ty pa��ments, at�.cnder's sole dis�r�tian. <br />� Upon payment ir full of ait sums s:.zur�d by th:s S�urity �nstxumer.i, Ixnder shall prompdy refund to Borroever any <br /> �=ttnds held by Lender. If. uiide�paragraph 21. Lentler shall acquire qr�Il the Property. L.endec, print'to the acquisi:ian or sate <br /> of ir� Yropenv, shall a���1�� any .Faands hel� by C,endcr at the timc r�f acqvisicion or sale as a credit aQainsa ehe sums secured by <br />'�' ihis S��?irity I;�strumen�. <br />�' <br />, 3. A�Splfcai;:.r,ag Yuymer:ts. UnIess x�plica?�1e law provid�atherwise, a,ll aayments received by Ltcu�e;under paragraphs <br />� 1 and 2 shati bp applied: firsi, t�and prepayrr:ent chuges due urcder the Npt�; sccond, ta amounts payablt under paa-�graph 2; <br />; r�hird,to interest riue; fourth, ro p�incipral due; and;ast,to any late charges due under thc Note. <br /> �. Char�es; �.ien.s. At+rrawer shalt pay aii taxcs, asse,ssments, charges, fines ��� impositians attRhutabl� to the Property <br />� u;hich r.a�y attain grio�i_ry over this 5ecuriry Iczstrume:tt, and leasehold paymertts or ;ground rents, if any. $c�rtower shatl pay <br />_� tl7ese obli±raeians in;kp rnanner pravided in paxagraph Z, or if no�paid in that marmer, Sorrower sha19 pay thesn on time direGtly <br />_� tv th�person t�we�payment. ,ewr.m:�r�r shall pramptiy furni�h io I.ender all r.otices of amo;u�u to be paid undcr this paragraph. <br />- r.f�urrazk�er:na;ces s�ese paymer,ts direct.iy, ��:rnwer 5hal1 pmrnptly furnish to T.endeY r�ceipts evidencing the payments. <br />�; &�;rpwe:sh..ii promptIy discharge any lien which nas hriority avet this Securiry Instrument unless Bormwer: (a)agrees in <br />�� w-ri�ing to tne�aym�nt o€the obligation seaared l�y the iien in a mar:^Pr accieptablc to I.ender; (b)car.tests in godd faith the lieu <br />= by, or defends agains, enfarcement of the lien in, legat praceedings which in the L.ender's opi�ion aperate to prevent the <br />- ertfoceeme:tF of Ire liet�; or (c,l �ec-�res fmm cke holder af ehe lien an ��re�ment satisfaccvry co I_endsr subvrdimatin�the iien tn <br />- diis Securi:y Instrument_ if Lender�+etermines ihat �►ny p� of tht Pruperty is subject to a lien �vhich may attain priarity ov�r <br />- ci:is "ecurity Instrut:�ent, I.ender may�ive Bort�wer a noticx idencifving tine lien. �orrower sttall satisfy the 3ier.or take one or <br />- mare of the accions srt forth above within I�days of tl�e giving of ripeirx: <br />�' <br /> Form 3028 <br />� . <br />� :: �"�'�7�iR{!dE}i°�T2l.0: Paqe 2 a}.& <br /> i�.:�• <br />� <br />� . <br />� <br />� • <br />� <br />� <br />� <br /> 3 <br />� <br /> z� <br />