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20120439� <br />1111062978 <br />BY SIGNING BELOW, Barrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />� ,�m�/ '�� <br />- BORROWBR - MARR A MERR TT - DATE - <br />� ` �,,/���1�t� S- � I � l L <br />- BORROFTER - LORI L MERRITT - DATE - <br />STATE OF rr�sx�sxa► <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged befo me th' 21ST day of , 2012, by <br />A MSRRITT AND LORI L MERRITT, HII3B AND FE, J TENANT3 <br />RIC3HT OF 3IIRVIVOR3HIP, n /-'S� <br />Notary Public <br />� <br />ission Expires: .�•� ����� <br />GENERAt NOTARY-State of <br />/ I ASHLEY GLANDT <br />Mv Comm. Exp. Jan. 5, 2013 <br />NEBItASKA—Single Family—Faanie Mae/Freddle Mac UNIFORM INSTRUMENT <br />� 338.8 Page 14 of l4 Form 3028 1/01 <br />