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(C) "Lender" is �LS FARGO BANR, N.A. Lender is a 1�ATIONAL ASSOCIATION 2 012 0 4 3 3 5 organized and existing under the laws of THE IINITED STATES Lender's address is 101 NORTH PHILLIPS AVENQE, SIOIIX FALLS, SD 57109 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is �LLS FARGO FINANCIAL NATL BNR C/O SPEC. SERV., PO BOX 31557, BILLINGS, MT 59107 (E1 "Note" means the promissory note signed by Borrower and dated �Y 24 , 2012 . The Note states that Borrower owes Lender 01VE SUrIDRED DTINETEEN THOIISAND TWO HUNDRED 1�i1�ID 00/100 Dollars (LT.5. $***** 119 , 2 0 0. 0 0) plus interest. Borrower has promised to pay this debt in reg�laz Periodic Payments and to pay the debt in full not later than� O1, 2027 . (F) "Property" means the property that is described below under the hea.ding "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: 0 Adjustable Ra.te Rider 0 Condominium Rider � Secflnd Home Rider � Balloon Rider 0 Planned Unit Development Rider 0 1-4 Family Rider ❑ VA Rider 0 Biweekly Payment Rider ❑ Other(s) [specify] (U "Applicable Lew° means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Associetion Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any hansfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tage so as to order, instruct, or authorize a financial ittstitution to debit or credit an account. 5uch term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that aze described in Section 3. 1M) "Miscellaneous Proceeds" means any compensation, settlement, awazd of damages, or proceeds paid by any third party (other than �nc�,�nce proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemna.tion; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Properiy NEBRASKA-Singla Family-Famda Mae/Fraddia Mac UNIFORM INSTRUMENT Farm 3028 1/Ot VMP � VMPe1NE1 111061.00 Wolters Kluwer Finartcial Servicas Paga 2 of 17