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20120428� for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Bonower's obligation for the completion of such repair or restoration. Lender or its agent may malce reasonable entries upon and inspections of the Property. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Bonower notice at the time of or prior to such an interior inspection specifying such reasonable cause. 8. Borrower's Loan Application. Bonower sha11 be in default if, during the Loan application process, Bonower or any persons or enriries acting at the direction of Bonower or with Bonower's knowledge or consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender with material information) in connection with the L,oan. Material representations include, but are not limited to, representations conceming Bortower's occupancy of the Property as Borrower's principal residence. 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to gerform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Sectuity Instr�unent (such as a proceeding in banl�uptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this S�curity Instrument os to e�force laws or regulations), or (c) Borrower has abandoned the Properiy, then Lender may do and pay for whatever is reasonable or apgmpriate to protect Lender's interest in the Property and rights under this Security Itt�tcvment, including paotecting andlor assessing the value of the Property, aad securing and/or regairing the Property. L,encier's actio�s can include, but are not Iumtec� to: (a) gaying any sums s�ured by a lien whicF� has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attomeys' fees to protect its interest in the Properly andlor rights under this Security Instrument, including its secured position in a bankruptcy pmcceding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or boarc� up doors and windows, drain water from pipes, eliminate building or otfier code violations or dangerous co�irions, and have utilities tu.rned on or off. Although Lender ma.y take action under this Section 9, Lender does �t have to do so aad is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or a11 actions authorized imder ttiis Se,ction 9. Any amozmts disbursed by Lender uncler this Section 9 shall become additional ctebt of Borrower secured by this Security Instrument. These amounts shail bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, ugon norice from Lender to Borrower rec}uesting payment. If this Security Instrument is on a leasehold, Bonower shall comply with all the provisions of the lease. If Borrower acquires fee tide to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Bonower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Bonower was required to make separately designated payments towazd the premiums for Mortgage Insurance, Borrower shall pay the premiuins required to obtain coverage substanrially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Bonower of the Mortgage Insurance previously in effe�t, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Bonower shall NEBRASKA-Single Family-Fann(e Mae/Freddie Mac UPdIFORM INSTRUMENT Form 3028 1/Ot VMP � VMPB(NE) (1105) Wolters Kluwer Financial Serv(ces Page 8 of 17 F 6, �� , � , , � q�