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2012U4287 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />MARK M. BAU ERT . -Borrower <br />' (Seal) <br />TERESA A. BAUMERT -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />� Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/O7 <br />VMP � VMPBINE) (110b1.0U <br />Wolters Kluwer Financial Services Pege 18 of 17 <br />