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20120427G <br />(C) "L�nder"isWELLS FARGO BANK, N.A. <br />Lender is a National Asaociatioa <br />organized and existing under the laws of TSE UNITED 3TATE3 OF AMERICA <br />Lender's address is 1�1 NORTH PHI7�LIPS AVENOE <br />SIOIIX FALLS, SD 57104 <br />Lender is the beneficiary under this Security Inshvment. <br />(D) "Trustee" is i�LLS FARGO FINANCIAL NATL BNK <br />(E) "Note" means the promissory nate signed by Borrower and dated MP+Y 16 , 2012 . The Note <br />states that Borrower owes Lender ONE BUNDRED T6�TPY-THI2EE T80VSADID NINE HIII�IDRED AAID <br />NO/100 <br />Dollars (U.S. $ 900 . 00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later thanJt71� 1, 2027 . <br />(F) "Proparty" means the propetty that is described below uuder the heading "Tiansfer of Rights in the <br />� �� <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and a.11 sums due uader this Security Inetrument, plus intetest. <br />(H) "Riders" means all Riders to this 5ecurity Instrument that aze executed by Boaower. The following Riders <br />aze to be executed by Borrower [check box as applicable]: <br />0 Adjustable Rate Rider 0 Condominium Rider � Second Home Rider <br />0 Balloon Rider 0 Planned Unit Development Rider � 1-4 Family Rider <br />❑ VA Rider ❑ Biweekly Payment Rider ❑ Other(s) LsP��fYI <br />(I) "AppiiCableLeW" means all contcolling applicable fedetal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effe�t of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />(J) "CommunityAssociationDues, Fees, and Assessments"means ali dues, fees, assessments and other <br />chatges that are imposed on Boaower or the Property by a condominium sesociation, homeowners <br />association or similat organization. <br />(1� "ElectronicFundsTransfer" means any transfer of funds, other than a hansaction originated by check, <br />draft, or similar paper instrument, which is initiated through an elechonic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, sutamated teller machine <br />han�ctions, ttansfers initiated by telephone, wire hansfers, and automated clearinghouse ltansfers. <br />(L) "Escrow Items" means those iteme that are described in Section 3. <br />(M) "MiscellaneousProceeds"means any compensarion, settlement, award of damages, or praceeds paid by <br />any third party (other than insusance proceeds paid under the coverages described in 5ection 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Propetty. <br />NEBRA3KASirtgle Femily-Fennfe Mae/Freddie Nlao UNIFORM INSTRUMEM Form 3d281/D9 <br />VMP � VMPB(NE) (11D5).UO <br />WWtws Kluwer Fi�ncial Servleea Pege 2 of 77 <br />