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2012�04254 amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward We premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condiflon of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, unUll the Lender's requ9rement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until term9nation is required by Applicable Law. Nothing in this Section 10 ai�ects Borrower's obligation to pay lnterest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to We Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their rlsk, or reduce losses. These agreements are on terms and condidons that are satisfactory ro the mortgage insurer and the oWer party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). As a resnit of these agreements, Lender, any purchaser of the Note, another insurer, any reinsurer, any other enflty, or any aft3liate of any of the foregoing, may receive (direcdy or indirectly) amounts that derlve from (or might be characterized as) a portion of Bonower's payments for Mortgage Insurance, in exchange for sharing or modifying the mortgage insurer's risk, or reducing losses. ff such agreement provides that an affiliate of Lender takes a share of the insurer's rlsk in exchange for a share of the premiums paid to the insurer, the arrangement is ofren termed "captive reinsurance." Further: (a) Any such agreements will not affect the amounts that Borrowar has agrced to pay for Mortgage Insurance, or any other terms of tha Loan. Such agreements will not incra,se the amonnt Borrowar will owe for Mortgaga Insurance, and they will not entitle Borrowar to any rafund. (b) Any such agreemants will not affect tha rights Borrower has - if aay - with r�pect to tha Mortgage Insuranca under tha Homeowners Protection Act of 1998 or any other law. These rights may includa the right to receive certain disclosures, to reqnest and obtain c�ncallation of the Mortgage Insuranca, to hava the Mortgage Insnrance tarminated automatically, andlor to re�eiva a refund of any Mort�aga Insurance pre,miums that were unearned at the time of such c�,ncallation or tarmination. 11. Assignment of Miscallaneous Proceads; Forfaitura. All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender. NEBRASKA — Single FamllY -- Famia MedProddia Mao UNIFORbt 1NS1'AUM6NT Form 3026 LOl � GCC-G3028-10 (09/Ol) (Page 10 of19) Initinls: � s�