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20i2U42�� <br />19. APPLICABLE LAW. This Security Instrument is govemed by the laws as agreed to in the Secured Debt, <br />except to the extent required by the laws of the jurisdiction where the Property is located, and applicable <br />• federal laws and regulations. <br />20. RIDERS. T'he covenants and agreements of each of the riders checked below are incorporated into and <br />supplement and amend the terms of this Security Instrument. <br />[Check all applicable boxes] <br />❑ Assignment of I,eases and Rents ❑ Other ............................................................................. <br />21. ❑ CONSTRUCTION LOAN. This Security Instrument is a construction security interest which secures an <br />obligation incuned for the construction of an improvement on the Property. <br />22. � ADDITIONAL TERMS. <br />2nd Lien <br />SIGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security <br />Instrument and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the <br />date stated on page 1. <br />�./..`-��,-�'►�'. ... . . .....°..��.�:.� � ...�.2" .................................................................... <br />(Signature) (Date) (Signature) (Date) <br />Penny S S alka <br />ACKNOWLEDGMENT: <br />STATE OF NE ................................ COUNTY OF ..Hall.......................................} ss. <br />c'°�'"' This instrument was acknowledged before me this . . . .11 th, , , , , , , , day of . . �`?ay, , , , , , , , , , , , , 2 012 <br />b}r „ PENNY <br />................... <br />My commission expires: November o 7, 2 014 <br />6EM�ERAI NOTAA � �����' <br />� <br />���, ��Nov, 7, 2014 <br />Security Instrument-Open-End-Consumer-NE OCP-REDT-NE 7/2/2011 <br />VMPOO eankers Syatems VMP-C4651NE) (11071.00 <br />Wotters Kluwer Finencial Services 01994, 2011 Page 6 of 6 <br />