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20]204230 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />(Seal) <br />STEP�EL -Borrower <br />(Seal) <br />MIRANDA J. SEELY Borrower <br />(Sign Original Only) <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />001123026529 Citibank 3,25].23 V1 <br />PHA Mortgage WITH MERS-NE Revised 6196 <br />VMP O VMP1N(Nh) (1109)-00 <br />Wolters Kluwer Financial Services Page 9 of 10 <br />