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20120422� <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Bonower and recorded with it. <br />�/ ► V 1(�1�CN c:Q.U,�-e�—� ISeal) <br />MARG RET . ANDE ON -Borrower <br />�,�J�-. � J�����-�, (Seap <br />MELVIN L ANDERSON -Borrower <br />ISeaD <br />-Borrower <br />(Seal) <br />-Borrower <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mec UNIFORM INSTRUMENT Form 3028 1lOt <br />VMP 0 VMPBINE1111061.00 <br />Woltars Kluwer Financial Services Page 18 oi 17 <br />