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<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest. '
<br />(I� "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Bonower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Plantied Unit Development Rider ❑ VA Rider
<br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider
<br />❑ otner Lsp�iryl
<br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as a11 applicable fina1, non-appealable judicial
<br />opinions.
<br />(,n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other chazges that
<br />are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is iniriated through an electronic temunal, telephonic instrument, computer, or magnetic
<br />tape so as to order, instruct, or authorize a financial institurion to debit or credit an account. Such term includes, but is not
<br />limited to, point-of-sale transfers, automated teller machine traasactions, transfers initiated by telephone, wire transfers,
<br />and automated clearinghouse transfers.
<br />(L) °�Escrow Items" means those items that aze described in Section 3.
<br />(M) '°Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destrucrion
<br />of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of
<br />condemnarion; or (iv) misrepresentations of, or omissions as to, the value and/or condirion of the Properiy.
<br />(1� KMortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) KPeriodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus
<br />(ii) any amounts under Section 3 ofthis Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. § 2601 et seq.) and its implementing
<br />regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or
<br />successor legislation or regularion that govems the same subject matter. As used in tkus Security Inshument, "RESPA"
<br />refers to all requirements and restrictions that are imposed in regazd to a"federally related mortgage loaa" even if the
<br />Loan does not qualify as a"federally related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party
<br />has assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />TRANSFER OF RIGHTS IN THE PROPERTY
<br />This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and
<br />modifications of the Note; and (n) the performance of Borrower's covenants and agreements under this Security
<br />Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of
<br />sale, the following described property located in the County of Hall:
<br />Lot Eleven (11) and T�welve (12), Block Eight (8), Brett and Johnson's Addition to Wood River, Hall
<br />County, Nebraska.
<br />Pazcel ID Number: 400177765
<br />which currently has the address of: 506 E 12th
<br />NEBRASKA -Single Family-Fannie Mae/Freddle Mac UNIFORM INSTRUMENT Form 3028 1/01
<br />Page 2 of 12
<br />ios, tr,c. Borrower(s) In(Uals ��
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