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20120420� <br />Instrurnent to Trustee. Trustee shall reconvey the Property without wananty to the person or persons legally entitled to it. <br />Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying <br />the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the chazging of the <br />fee is permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee <br />to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is <br />recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties <br />confened upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Bonower requests that copies of the notice of default and sale be sent to Borrower's <br />address which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />-Witness -Witness <br />Seal �G'lt��.-� � , (lJ /�� (Seal) <br />uhael Lyman O'Brien -Borrower ponna C O'Brien -Borrower <br />STATE OF NEBRASKA, HALL County sse <br />h /� <br />The foregoing instrument was acknowledged before me this �� day of /J (� <br />D/�- , by Michael Lyman O' nen and na O'BrJ� en. <br />Wifiess my hand and notarial seal at � Y'� �� d in said County, the date aforesaid. <br />My Commission Expires: �� '��' 02.� �Z• <br />GENERAL NOTARY - State of NebrasNa <br />VICKI S. GOETZ <br />ARY Comm. Fxp. Dec. 23, 2012 <br />� � <br />Notary Public <br />NEBRASKA -Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 12 of 12 <br />I0.S, Inc. <br />