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0 <br />— <br />� <br />N � <br />m � <br />� � <br />N � <br />B � <br />.� � <br />N � <br />B <br />� <br />� <br />� <br />- <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />� ' 939 S Locust <br />Grand Island, NEBRASKA 68801 <br />This instrument was prepared by: <br />Exchange Bank <br />939 S Locust <br />Grand Istand, NEBRASKA 68801 <br />308-384-8000 <br />� <br />DEFII�IITIONS <br />{°19 <br />� <br />� <br />� � � <br />,� � .. <br />� � <br />�� <br />c � �� <br />� ��� r -:� <br />� ( �'I � c� <br />�---� <br />� � _ � <br />� � <br />r 4' 1 ° c' <br />(� r; d . " <br />�- ' 0 t' �'�� <br />(l(� �, �; _. crt <br />�, <br />�-, , <br />4'.�� C,.�r:. <br />� C!) � �j <br />--1 <br />� f �'I —� <br />-., <br />l_i � �J <br />�' �:i <br />� tia <br />��" r�� <br />� �, <br />�� � cn <br />� <br />cn <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />C7 Cf� <br />O — 1 <br />C � <br />z m <br />� <br />"� O <br />O � <br />� � <br />^- 17� <br />Ty l:J <br />f 7U <br />r zf <br />c,� <br />� <br />y <br />� <br />cn <br />Words used in multiple sections of this document are defined below and other words aze defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are aiso provided in Section 16. <br />(A) uSecurity Instrument" means this document, which is dated May 25, 2012, together with all Riders to this <br />document. <br />(B) "Borrower" is 1ltichael Lyman O'Brien and Donna C O'Brien, husband and wife. Bonower is the trustor under <br />this Security Instrument. <br />(C) "Lender" is Ezchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 939 S Locust , Grand Island, NEBRASKA 68801. Lender is the beneficiary under this Security <br />Instrument. <br />(D) "Trustee" is Eachange Bank . <br />Trustee's address is P O Bog 5793 , Grand Island , Hall County NEBRASKA 68801. <br />(E) "Note" means the promissory note signed by Borrower and dated May 25, 2012. The Note states that Borrower owes <br />Lender ONE HUNDRED EIGHTY FIVE THOUSAND AND NO/100 Dollazs (LJ.S. $185,000.00) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than June 10, <br />2019. <br />(F� "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />N <br />0 <br />� <br />iv <br />�� <br />r <br />'_ <br />N <br />0 <br />trt <br />� _� <br />NEBRASKA -Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 1 of 12 i���G U <br />ios, inc. Borrower(s) Initials �J <br />