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2012041�� Parcel ID Number. 400187329 200 E. Airport Road Grand Island ("Propert�y Address"): which currenUy has the address of (Street) (City} Nebraska 68803 (Zip Code) TOGETHER VdITH all the u�rovements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part di the property. All replacements anai additions shall also be c•.overed by this Security Instrument. All of the foregoing is referre�i to m Wis Sec�urity Instruzasnt as the "Property " Borrower undarstands and agreas that MERS holds onry iegal dtle to the interest granted by Borrower m this Se�urity Instrume�t, but, if ne�essary to comply with iaw or custom, MERS (as nomince for Lender and Lender's successors and assigns) has the right to exerc�se any or all af those interests, including, but not limited to, the right to foreclose and sell the Properry; and to ta�ce any action required of Lencler u►cluding, but not limit�ed w, reteasing and canceling this Security Instntment. BORROWER COVEIdANTS that Borrower is 1awPully sei� of the estate hereby conveyed and has the nght to grant and convey Wa Property and tt�at tiie Property �s unencumbere�i, exc�pt for encumbrancss of record. Borrower warcants and will defentt generally the title to the Property agav�st all otairns and demands, subject to any encumbrance� o£ record. THIS SECCJRTTY INSTRUMENT combines uniform c�venants for nakiona� �e and non-�niform covenants with limited variations by jurisdicrion to constitute a uniform security mstiwnent covering reai property. Untfotm Covertants. Borrower and Lender covenant and agree as follows: 1. Paytnent of Princlpal, Intenest, Escrow ttems, PrepaYme�t Charges, and Late Charges. Borrower shall pay when due the princigal o� and int�est oq the debt evidenced by the Note and any prepayment a�azg�s and late charges due under the Note. Borrower shall atso pay funds for Escrow Items pursuaot to �ction 3. Payments due under the Nate and this Security Instrucnent shall be made in U. S. currency. However, if any check or other instrwnent r�eived by Lender as payment under the Note or this Security Inshvment is rehu�netl to Lender unpaid. Lender may require that any or all subsequent payments due unci� the Nate and tt►is Security Inst�ument be made u� one or r�re of the fallowiag forms, as sol� by Lender: (a) cast►; (b) money order; (c) certified check, bank che�fc, treasurer's cherdc or cashier` s check, provided any such c�e�k is drawn upon an institution whase deposits are insured by a federai agency� instrua�entality, or entity; or (d) Elec.tronic Funds Transfer. Paym,emts are dcemed rec:eived by Lender when received at the location des�gnated in the Note or at suc� other 1a�+tion as may be designated by Lv�cicx m accordance with the not�ce prarnsions in Section 15, Lend� may return arry paymaat or pmtial payment if the payment or partiai payments are insuffiaient to bnng the Loan cucreat. Lender may accept any payment or parhal payment insufficient to bring the Laan current, without waiver of any nghts hereunder or prejudice to its nghts to refuse such payment or partia! payments m the future, but Lender �s not obligatecl to apply such payments at the time such payments are acxepteci. If �ch Aeriodic Payment is applied as of its sctieduiied due date, then Lender nead not pay inter�t op unapplied funds. Lender may hold such unapplied funds until Bonower malces payment to bring the I,oan current If Borrower cices not do so within a reasonable period of time, Lender shall either apply such funds or retittn thew to Borrawer. If not applied e.arlier, such fi�t►ds will be applied to the outstanding principal baiance und�r the Nota immediateiy pnor to foreclosure. Nv offset or claun which Borrower might have now or in tE�e future against I,ender shall relieve BDSOwer from making payments due under the Note and this Security Inscrument or performing the cx�venan� and agreements s�red by this Secunty Instrument 2200263440 NEBAASKA-Single Fami�y-Fenrae MaelFraddla M� UNIFORM INSTRUMENT WITH MERS VMP p Wottera Kluwer FManciel Servieea o verwE r-� 3o2s �ro� VMPSASNE) �1108! pege 4 ot 17 �