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201204179 <br />�Ci� ° L8flC�81'� �S C1ti�SII1C� 1v.A. <br />Lender is a Corporatioa <br />organized and existing under the laws oftha United States <br />Lender's address is1000 Technology Drive O'Fallon, MO 63368-2240 <br />(�� "TrUSt@e" is First Amaric�a Title Company <br />(� "MEFtS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corpontion that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the baneficiary undar this <br />Security Instrument. MERS is organized and exisflng under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(� "Note" means the promissory note signed by Borrower and dated March 27, 2012 . The Note <br />states that Borrower owes Lender Ona Hundred Thousand Five Hundred Seventeen <br />Dollars (LJ.S. $100,517.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Pedodic Payments and to pay the debt in full not later thanApril l, 2042 . <br />(G) "Property" means the property that is descrlbed below under the heading "Transfer of Rights in the <br />Property." <br />(F� " Losn" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Rlders" means all Riders to this Security Inshvment that are executed by Borrower. The following Riders <br />are to be executed by Bonower [check box as applicable]: <br />� Ad,justable Rate Rider 0 Condominium Rider Q Second Home Rider <br />0 Balloon Rider 0 Planned Unit Development Rider � 1-4 Family Rider <br />0 VA Rider � Biweekly Payment Rider �X Other(s) [specify] <br />.. � <br />EICt l e ( Z' <br />(J) "AppliCable L8w" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administraHve rules and orders (that have the effect of law) as well as all applicable flnal, non-appealable <br />judicial opinions. <br />(In "Community AssoClatlon Dues, F�s, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condom9nium associaHon, homeowners <br />associaHon or similar organizaflon. <br />(L) "Bectronic Funds Transfer"' means any transfer of funds, oWer than a transacflon orlginated by check, <br />draft, or similar paper instrument, which is 9niNated Wrough an electronic terminal, telephon�ic 9nstrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a Elnancial insHtuHon to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transacflons, transfers initiated by telephone, wire transfers, and automated clearInghouse transfers. <br />(M) "Escrow Items" means those items that are descrlhed in Sectlon 3. <br />001122994783 C(Ubenk 3.2.bb.07 V1 <br />NEBRASKA-Single FamilyFannia Mae/Fraddia Mac UNIFORM INSTRUMENT WITH MERS Form 3028 1/01 <br />�/ry�p � VMPBAMEI (7105).00 <br />Wolters Kluwer Flnancial Services Page 2 of 17 <br />