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20120417� <br />If Lender exercises th9s opHon, Lender shall give Borrower noflce of acceleraflon. The notice shall pmvide a <br />perlod of not less than 30 days from the date the notice is given in accordance with SecHon 15 within which <br />Borrower must pay all sums secured by this Securlty Instivment. If Borrower fails to pay these sums prlor to <br />the expiration of this period, Lender may invoke any remedies permitted by this Securlty Instrument without <br />further noHce or demand on Borrower. <br />19. Borrower's Rlght to Reinstate After Accelera�tlon. If Borrower meets certain condiflons, Borrower <br />shall have the right to have enforcement of this Security Instrument discontinued at any dme prlor to the <br />earliest of: (a) ftve days before sale of the Property pursuant to any power of sale contained 9n this Security <br />Instrument; @) such other perIod as Applicable Law might specify for the termination of Borrower's rlght to <br />reinstate; or (c) entry of a judgment enforcing this Securlty Inshvment. Those condiHons are that Borrower: <br />(a) pays Lender all sums which then would be due under this Securlty Inshument and the Note as if no <br />acceleraflon had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses <br />incurred in enforc9ng this Security Inshvwent, including, but not limited to, reasonable attomeys' fees, <br />property inspectlon and valuaflon fees, and other fees incurred for the purpose of protecHng Lender's lnterest <br />in the Property and rights under this Security Inshvment; and (d) takes such ac8on as Lender may <br />reasanably require to assure that Lender's interest in the Property and dghts under this Secnrlty Instrument, <br />and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged. <br />Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following <br />forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or <br />cashier's check, provided any such check is drawn upon an instltuHon whose deposits aze insured by a <br />federal agency, instrumentality or enHty; or (� Electronic Funds Transfer. Upon reinstatement by Borrower, <br />this Security Instrument and obligaHons secured hereby shall remain fully effecflve as if no acceleration had <br />occurred. However, this rlght to reinstate shall not apply in the case of acceleration under Section 18. <br />20. Sale of Note; Change of Loan Servicer, Notice of Grievance. The Note or a parflal9nterest in the <br />Note (together with this Securlty Instrument) can be sold one or more times without pdor notice to <br />Borrower. A sale might result in a change in the enHty (known as the "Loan Servicer") that collects Periodic <br />Payments due under the Note and this Securlty Instrument and performs other mortgage loan servicing <br />obligations under the Note, this Security Instrument, and Applicable Law. There also might be one or more <br />changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, <br />Borrower will be given wrltten noHce of the change which wlll state the name and addr�ss of the new Loan <br />Servicer, the address to which payments should be made and any other informaHon RESPA requlres in <br />connecflon with a noflce of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a <br />Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligadons to Borrower wlll <br />remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the <br />Note purchaser unless otherwise provided by the Note purchaser. <br />Neither Borrower nor Lender may commence, join, or be joined to any judicial acflon (as either an <br />individual liHgant or the member of a class) that arlses from the other party's actlons pursuant to this <br />Security Instrument or that alleges that We other party has breached any provlsion of, or any duty owed by <br />reason of, this Secnrity Instrument, until such Borrower or Lender has notlfled the other party (with such <br />noHce given in compliance with the requirements of Secflon 15) of such alleged breach and afforded the <br />other party hereto a reasonable perlod after We giving of such notice to take correcdve acflon. If Applicable <br />Law provides a time pertod which must elapse before certain acHon can be taken, that dme period will be <br />deemed to be reasonable for purposes of th9s paragraph. The notice of acceleration and opporhm�tty to cure <br />given to Bonower pursuant to Sectlon 22 and the noflce of acceleratlon given to Borrower pursuant to <br />SecHon 18 shall be deemed to saflsfy the notice and opportunity to take corrective acHon provisions of this <br />SecHon 20. <br />001122994783 Cttlbank 3.2.56.07 V7 <br />NEBRASKA-SUigle FamOy-Farmie Mae/Freddle Mac UNIFORM WSTRUMENT WITH MERS Form 3028 1/01 <br />VMP � VMPBA(NE) (7105).00 <br />Wolters Klwver Flnanclal Services Paga 13 of 17 <br />