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2p 120 4151 (C) "Lender is �LLS FARGO BANK, N.A. Lender is a Np+T=ONAL A3SOC=AT=ON organized and existing under the laws of Tx8 Urr�TED STATSS Lender's address is 101 NORTH PHiLL=PS AV'SNIIE, 3=OIIX FALLS, SD 57104 Lender is the beneficiary under this Security Insm�ment. (D) "T�ustee is �LLS FARGO FINANCIAL NATL BNK C/O 3PI4C. SERV., PO BOX 31557, BILLING3, MT 59107 (E) "Note" means the promissory note signed by Borrower and dated �+Y 17, 2012 . The Note states that Borrower owes Lender ONS HUNDRi3D 3E�TS1�iT13ffi�i T$OIISAND S=X HUNDR$D F=FTY AND 00/100 Dollazs (U. S. $***** 117 , 6 5 0. 0 0) plus interest. Bonower has promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later than JUNS 01, 2042 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late chazges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: � Adjustable Rate Rider � Condominium Rider � Second Home Rider 0 Balloon Rider � Planned Unit Development Rider � 1-4 Family Rider 0 VA Rider 0 Biweekly Payment Rider ❑ Other(s) [specify] (I) "Applicable Law" means a11 controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have tha effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other chazges that are imposed on Bonower or the Property by a condominium association, homeowners association or similaz organization. (K) "Electronic Funds Transfer" means any transfer of funds, othea than a transaction originated by check, draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers nutiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, awazd of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Properly; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Propertv NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT VMP � Woltera Kluwer Financial Services Form 3028 7 /01 VMPBINE! 111061.00 Page 2 of 17 � \ \ ��