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2012041 <br />Loan Number: 0030015715 <br />1-4 FAMILY RIDER <br />(Assignment of Rents) <br />THIS 1-4 FAMII,Y RIDER is made this 22nd day of MAY, 2 012 , <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or <br />Security Deed (the "Security Instrument") of the same date given by the undersigned (the "Bonower") to <br />secure Bonower's Note to BNC NATIONAL BANK, A NATIONAL BANKING <br />ASSOCIATION <br />(the "Lender") of the same date and covering the Property described in the Sacurity Instrument and located at: <br />116 WEST 15TH STREET, GRAND ISLAND, NEBRASKA 68801 <br />[Properry Address] <br />1-4 FANIILY COVENANTS. In addition to the covenants and agreements made in the Security <br />Instrument, Bonower and Lender further covenant and agree as follows: <br />A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY <br />INSTRUM ENT In addition to the Property described in Secutity Instrument, the following <br />items now or hereafter attached to the Property to the extent they ate fixtures are added to the <br />Property descriprion, and shall also constitute the Property covered by the Security Instrument: <br />building materials, appliances and goods of every nature whatsoever now or hereafter located <br />in, on, or used, or intended to be used in connection with the Property, including, but not <br />limited to, those for the purposes of supplying or distributing heating, cooling, electricity, gas, <br />water, air and light, fire prevention and extinguishing apparatus, security and access control <br />apparatus, plumbing, bath tubs, water heaters, water closets, sinks, ranges, stoves, <br />refrigerators, dishwashers, disposals, washers, dryers, awnings, storm windows, storm doors, <br />screens, blinds, shades, curtains and curtain rods, attached mirrors, cabinets, paneling and <br />attached floor coverings, all of wluch, including replacements and additions thereto, shall be <br />deemed to be and remain a part of the Property covered by the Security Instrument. All of the <br />foregoing together with the Property described in the Security Instrument (or the leasehold <br />estate if the Security Instrwnent is on a leasehold) are refened to in this 1-4 Family Rider and <br />the Security Instrument as the "Property." <br />B. USE OF PROPERTY; COM PLIANCE W ITH LAW. Bonower shall not seek, <br />agree to or make a change in the use of the Property or its zoning classification, unless Lender <br />has agreed in writing to the change. Bonower shall comply with all laws, ordinances, <br />regulations and requirements of any governmental body applicable to the Property. <br />C. SUBORDINATE UENS Except as permitted by federal law, Bonower shall not <br />allow any lien inferior to the Security Instrument to be perfected against the Property without <br />Lender's prior written permission. <br />D. RENT LOSS INSURANCE Bonower shall maintain insurance against rent loss <br />in addition to the other hazards for which insurance is required by Section 5. <br />MULTISTATE 1-4 FAMILY RIDER p� <br />Fannie Mae/Freddie Mac UNIFORM INSTRUMENT www.docmaglc.com <br />Form 3170 1/01 Page 1 of 3 <br />II I II I III I II III II II'll I I I I II I�I I III I I II I I I II II I I I II I I II III � �"-� <br />