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201204093 (C) "Lender" is EQUITABLE BANK Lender is a Savi ngs Bank organized and existing under the laws of T H E STAT E 0 F N E B RA S KA . Lender'saddressis 113-115 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802-0160 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is CENTRAL NATIONAL BANK (� "Note" means the promissory note signed by Borrower and dated Mdy 21. 2012 . The Note states that Bonower owes Lender ONE HUNDRED TWO THOUSAND TWO HUNDRED SIXTY SEVEN AND 00/100 Dollars (iJ. S. $10 2, 2 6 7. 0 0 ) plus interest. Bonower has promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later than June 1. 2042 . (� "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late chazges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Bonower. The following Riders aze to be executed by Bonower [check box as applicable]: � Adjustable Rate Rider 0 Condominium Rider � Second Home Rider � Balloon Rider 0 Planned Unit Development Rider 0 1-4 Family Rider � VA Rider 0 Biweekly Payment Rider 0 Other(s) [specify] (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means a11 dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners associarion or similar organization. (F� "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "M iscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) dvnage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Pronertv. 0451204712 NEBRASKA-Single Femily-Fannie M ee/Freddie M ac UNIFORM INSTRUM ENT Form 3028 1/01 VMP p VMP6(N� (11051 W olters Kluw er Financial Services Page 2 of 17`