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's� . �- `� ( Y j t ' ''�•C � ut,{'- �c'- 1. .'F { ,a.pi;2r,r � - <br /> "^c"�. � �'•\ - tc ��. c.. 4 < 4G Y _ . — _ - . ;c - ,. <br /> ..3E1, i .\- .,.�c,�., `" 4v„ _ ..�•^' .ti_' <br /> iZ�. , �j1��: ' J;�Y <br /> �krti_ i <br /> 4.4�,.���i3 t tl�` �°�CLLII �•Y�� <br />=..,.'.: ..�..�.�h=:� The funds shalj b�h°�d in an institution whase deg�its att�insured by a federa! agency. iatttumenta!�r. or ty Y <br /> �`fs�_� > .��" <br /> ,;_�i•:..fi�� liactai�n�I.ender.if I�tr is such an institutionl or in any F�eral Hom.[aan 8ank.l�ndsr shal!a�rpl�t�g Fucsds to pay tt� ..; <br /> = S:��' , Fscnow Items.Lendcr� noi e Borrower for holQi aa� y anaiyzing tha es�ue�s4ouwu.or . <br />- ��;.;:.;, � f��rg �S e��y�r�the Fvnds.�utualS- <br /> ��, N_f:.,�;�> verityit�g,the Es+cmw items.un2ess l.ea�dsr pays Borns�er inteao�on the Cuttds artd�ppli�ebie taw pemuts i�Cttr to�ake s�cb .�•, <br /> �' �-�.�`�� <br /> ,.;;�'�,:;j�,?.;�;�� a c��arge. Hotvevu. Le�ader may reqc�Le Borrower to pay a oae-time ctsatge for an indepeadznt resl estaie ta�c reportin.g se�vise . <br /> � s , ' ` nsed by I.euder in oanaoaion tivit4� this taan. uniess applica6le law pmvi�tes,utt��se. tJniess an ugceement cs made ur '�� <br /> '`. -:• ; �� a�pQlicabte law requin�cc�erest to be pai�.l.�fra s�si4i�at be tequired ta paS Borrna�r any.inte[ess or ealmings Qn tAe Fuads. <br /> ' � .8ot�aer and Lender�agree in�rritiztg.Gau��er.tt�t ictterest s1n116e p4es�an thx Fm�ds.Lender sYta!!give to�orrowrr. '�_ <br /> � ,`' � Qrittcout c6arge.an 2aa��ting of the Funds.sRowip,,,r cradits und�abits to the Funds and the pc�rpose for wiush ea� ,° <br /> . � . debit to[he Fund�was m�de.The F�ds an p3��d sts gdditios�al5ecurity fQr sll sums secuned Dy this Security Inssrumxnt. �'". ' <br /> `.: �,'� `•,s �� If the Fttnds hetd by l.e�tder ea�ea3 the amauttts peraaitied to 6e heid bya�licPble law.I:end.r sAall accouni ta Borrower �.;,;.�- <br /> � �:�- far the access Funds in actioidance wi�h the r�ui�s of applicable latv.Qf the atttount ot the Fmnds h�ld by I.emder ut aay �:.: <br /> ' time is t[at suf�siem to ga�y tIle'�s�[ow Items�.vh�a dttti Lcn�er may so aotify Borrower in w�riti�,a�d.ia such case Bomu�vet �''; <br /> ` M�:ia shati pay to i�ader che ammomu n�r to make ap t�d�i�tta�y.Bmrower shatl c�ce np dt�deficienc�in no a�are than - <br /> �.��}''r��� � twelve Rtondily paym�ais,aa f.ender's sate disctrtion. .. <br /> ,,.,;,��;�. _�� U�►�Ynzeni us fuU nf all s�ums secvre�d by th�s Seruriry Icuuument, Lender shall prampdy refued to�arrower any `• <br /> r Funds held by Ixader.If.tuider para$ca ph 21,ixtider shafl acquire or�l!the Ptoperty.Lendet.Pnor to ths aoquisition or sale , �._. <br /> of the P ro g e rt y.s�all a.�p l�a n Y F�xls tr�id b y Let�ier at t�e cime of aaquisirion os sale as a credit agaiasi the�ms sectuud by <br /> j `: ti� tms Se�u[Iy Ins�'n�i.. <br /> 3.Appli�a�ort�Y Q�L3nless apglica6lr iuw provides atfra�a+ise.ali paymeuts ieceived by l.ender un@er paiagiapl�s ��_<<. <br />,K`�ti�1'�� L i.„ 1 amd12 s5at�De apglie�d: ta�►Pce�nYmr�t charge4 due uttder the A�ote;.seaond.w;amaunts payraWe t�er patagraph 2: �~_- <br /> c�r��, ���; thifia�to int�t du�-[ourtti to pra�l due:and Iast,.ta aay lat��`du�:uade��ilt�.�tate. --. <br /> , ' f��,z�� . ;: @:�$3ge�Li�s.Bom�wrr s�11 PaY a1I taxes.a�ct�arges.fines auit;impastdnns aunbulabl�tw tlte Property �_q <br /> Vj� �y^ <br /> : , ; wTueb t�v��a primity oves�Lis Saassity Instntt�t:#��ld payments or gfauud�retns..if anJ�. Bnrm�rer stiall pay �-;r- <br /> y� . these obligatioas in tt�e manner Pmvided'm or i�'fi�'�ud ia that manner,.Bamn�k�r s�ali:LraY them on tima direczly .� : <br /> •'� «� , to the person oweQ paytneat.Botrotv+er slhal��sh to 4fider all rmtices of atanunts w be�Wtstrr this patagt�ph. m,.'-_ <br /> '' �'< :� . If Brairower makes these payme�s diroctIy,Boirpu�r s6ail promptly fumish w Lender t+eceipu evidencing the�aY�s- ,„':..�. <br /> :::i" Barmwer shaii pramPdY discharge any li�whicL has prio�ty over t6is Seauity Iasuumznt untess Barrower:t�)ag�es in �=1.-_ <br /> �,�`.: <br /> , ; t wrimig to the payment of the obligation sewred by the lien ia a manner acaeptabte to.Lcader.(b)eo�itests in good fait6 the liea <br /> � f`__`'—, j . .b y. or def e a d s a g a a n s t�forc�'te� of the Ilea in, l e g a t P m c e e d i n&g s�vttsc6 in the Leader's o iniou o to prevent the �` �`.-_ <br /> �--„��-� .-:;r,.. p F�� ' <br /> .. t , }cafo�wt o€tt+e i,��,c+r(c)secui+es from Y7t�TsoTder of the tien an�satisfaaory to Lender stt�a�inat�IIg�lteiierri�— ��= <br /> , `�;, :3t�is;Seca�riry Im��i if Leitder�enaines tha�;�lY Part�f t1�e Pro 'r�:e}�b,ject to a tcen w6ich may attain priorIty aver L <br /> " " " L,ende� �ve Bormw,�ca aarice i�nrifyin��,Borrower stiai!satisfy the tien ar take one or � <br /> �y .�, y�-r i`��'?c�tY 11� tt�Y 8 h <br /> y �°�`��,; , �.�`��oas s�M forth above within 10 day�of�s$e givia$4�tmtice. � ��_ � — <br /> ;�. R ` , '�;:�or proper4y 'Insumnee.Eanow,c��, $ �improvements n�ow e� a��h,rseaRer e�octed an the — - <br /> °"�z�;�°i��1t��` j ' �:���;�'iueQ aga'u�st toss by 6re.dazaNs t�iit����•unm "exteaded oovPrag�'`,^�'ac���ha�s. inciudiug _ <br /> •.r.. •�:. '*.:� •'r;,:'';�lt�od�ar flaadlag,.for.which t.eader requ[res ins�rii�:`.'t�;,p�sk�anae shall be maintained'm ttt�-�ist�`and farthe periods <br /> ;. :`',.;s,;�u;:: � tLat Leu�er requines.The ins�uanee�xrcier pmv r�iJ��oe.s5all be chosen by BoaoRer sifb �Lender's approval <br /> � .: :�''`•� U: •..F 1 Ho��vidr..` ' erage descn'E�ed, <br /> �''�+:;,�cmr����;Y•� wluc6 shal!aoi be unreasonabIy wlthhetd.If �.�;.,ttx,, n oov ahove.�may,at Lender's <br /> �°.��;:x,,�f��:r�:�'-� opdon.obtaia ooveaage to protect LeMer s cighu ii����� '�rdanoe witU par-�•7. - <br /> ,` �'�4 i 4�,�},� . . ' All insuiaao�paUcles and renewals sLall he t�%��:�der aad shal�inct�de'��,�ndard mortgage ctause. Lender <br /> `U.,s;'°b��'�{ , �l1� shalt hav�the right w hold the�olicies and renewats.�f�fi�C`.�uims.8am4wer shalt•�a��9y give ta Lender all reoe3pts of <br /> � ..;a?i:�'�;;.j `fa'; paid piemiums and;x�wal nouces.Inthe event ofl�'y6��'B`dmbwer shall,gev� t�btic�'reizfle insus�r�carrierand Le�der. ;:, <br /> •''� ' �� �may make �f toss if Got matle Pro�`,faY,/r`i�orrov�er. ,��`�� ,, `,::;:�� ;:•, <br /> ,�,,�,,g ��.,�j... ��. <br /> Girr r {{ �"'v''"" t.. �c ,i`cS�f�s <br /> �=�, Jst�! - •F � `,, ` [!nl�.ss I.eader�d'.�3onower atherwiss a��i�:�a�g�?�S1�we�-�3�,''�it be a�liad to��n or�air of tht .;,r ,,, <br /> �� '•�� .� � t � � ' aot 1 �i the restorarion or , _. <br /> , � Ptugett4,.,,,�a. ,ged..��ie Festoration or nepair is��i� �.kc�#ig and�i��,�.�' 5��, ;� <br /> �'� `��f�;,'� �'9 • ie air; :�. .�onomiratt feasible or l.ender's �u' ened,�,.:. "'�ds Du <br /> - �,.,, �ty�,•, F '� . ° ce., ad ta the sumg. , ` <br /> .�.;,;,��t,�:.,��'��'r . � s�r�8y this�3ecuriry Instrument,whether ai��,�Li�d���any eY�..���d to�Borrower. If�`�wer abaadons the <br /> � " � •� PropECty;or does ant�uwer within 30 days a c�sti�+�Srom.Len4er that tt�.�uMtace�carrier has offe,rad;;�geute a ctaim.than �:���:' <br />-:�.... •.,, .. , . � .. :�•,�s• <br /> .���;�.:;��::,�-;s1i• M. '� L.ender may ooltect l��in5arance ptooeeds. 8.er�i���ssay t�e the prawed,'�1�� air or reswre the Ps�3�xty os w pay s�ur� . ,,,;,. <br /> tq��,�;�4}��t�`�, � � sea�t�d by this Sea��'iisnume�t,whether os��;41ie�t dae.The 34day peri�i`�begin when the notiae Is given. :', '. <br /> r ��,:'��!��i5'. . , Undess Lender at�Borrmwex othenvis�a,�e in writing,any applieaiioti of proc�d:to principal shaU not extend or �',; �. <br /> '� ,��s'r.;"?� "sE post�one the due date af the ruou:b�y payments�referreds.o in ParagaPhs 1 and 2 os cE�tN�4he atnount of the paymeqts. U �,°��,.;� <br /> :i,`�,�<', ' i•;!o ' .. �•'' <br /> ••��f,11,��`��`�,,' F; under parag2ph 21 t�Property is acqui�ed hy A.�der.Bormwer's right to mry incursr��ii�es aad pmoreds resulfing fi+um "::,�,,.; <br /> ti. �a,}j4 ,�;,�;;�• damage to the Pro �acar f o We aoqutsiaon s�',pass w L�ertder to the exo�lt,¢f ths s��cared b$.ehis Security Ins3n�meat •.., <br /> ?iit; . immediatety.Qrior to :acquisltion. � � >�,.: . ., . • , ; <br /> .;' ��:� `°�` :,;� 6.Obcapancy,�ervat�on,M9laten��'i�14Pi+niecaian of tDe f�o�f��;,�orra+�s I.aat��j,s�aat�on;L�se6oids. ';;::,�-: <br /> . . ��°: �^ (�";,� �ormwep shall oa�upy,e�abfish.azcd use the Y�11y as Bor�ne� 's �fdeAae'!�'n sixty dafjs��'ter the execudon of '.:<'.:?': <br /> � • , � P��' . <br /> . : '--: this Socarity Iasunmeat and shafl oondnue to aocu�y tlie as 8utcoyt�er s princt�a�'�dence for at[east one year a8ca . <br /> , .;',� ��.` the daze otooa�atety.uWess Lender othem�is� in w��v�bi�r+�r,c+�pt shalla�q��.�e unreasonably withheld.or uNess -- <br /> �:� :. extenuffi.ing cucumttaaces eaise whic6 �uc b����rrowe�''s•ct�nuiaf,',3d�ag�i±�ves stnli ndt destmy�'t,3amage or impair We . • <br /> •.: ' ;r� '; Propeny,altow the Pro�cty w deteriorate.oron�rait waste ori the��,�:IBorrower shall be in d�fault�f aTry forfeiture . <br /> ` aaran or prooaading.wf�ether civil vr crimict:il„�n thst in Lender's go�idr�aith j�t ooutd result in forfeitu�e of the } <br /> ' ,i�.t,,, ..,, �r �� ptoperty or other�r�se raazer3alty Impair the lien by�is Securit}r Irunticnent or[.�'s securiry inte�+est.8orrower may '�;;;;,_— <br /> : •:,;�::..�'i�tt-,;'..: r: <br /> ti'.:�'.`j;:�_.;;::, •. .� cure such a defautt aad reinst�e.as provided in p�sagruph 18.by causmg the action or pn�ding to be dismissed wItb a tuling • • ._ <br /> ..,:,.,t.��r�z.:,., �;:, thaf. in lrnders good faith detertnimtion. prec4rtdes forfeiwre of the Borrower's inceri-��in the Fmperty or other material ���.,;'= <br /> ::, ��7�.: impairmeat Qf the lten c�eateA by this�rit���:-prument or Lender's security interest.'Bor�awer shalt also be in defauIt it -`.'.%:;:�. <br /> . . :,a, • Bomower.during the toan application yroass;,�t��matenalty falsc or inaocurate mfmmat'ron or statements W Lender(or fa�led '.�,_.. _ <br /> . . ,.z to provide Lertder�vith atry material infaamatirs�.€a1s oonnection with the loan evidenoed by the Note.including,but not timited _. <br /> . .,.. ,� to.re;sresertations oonoemmg Borrower's oocupxncy of ttie Property�s a principal residence. if this Security Insirnment is an a �.:'•,�•.'� — <br /> • i� Iea�e�fa.lr.Q..Boma�er sha11 ooragly.with all tRe pmvisiaas:aE.tQe teasa If Borcawes acaquitrs fee title ta the Pcaperty.'d� ; . �?�, <br /> „ ; , � Irasdtt�Fslf auA the fce tide shall not merge antess i.endet agcr�s to ttt$arerget'iit writing. :+ � <br /> # . 7�TPtu�oa o�Ti:a2der's 1Rf�nb�th�Pl�o�ety.tf Borm�ver feiTs ta�fami qte cavenanu}�nd , comained in ; <br /> .,: ti�is ".s�c�ia�tyi�C1:'tr�ict�::or�tcere is a legal Ismeeeding that may sign3�r�v ei�fect Leadcr's righfffi m�y (sucU as n .:.�.., �-�- <br /> _ ; "j pmaxrffo�,i�i�a�dt'rrt�st�y.proGate, for condemnation ot forfeiture or to atforc�e taws or tcgututions).then Lender mny do aqd ,:��;.;:•: �. <br /> � , pay tun3VJratever is n�oasary tnptt�tect the valne of the Praryerty an�i ixnder s rlgiyts[a the Propeny. l.ender's at�3ons m� . �,. <br /> ' ti s '�� : incJude$aying tsny sums sectsred�y�a tien which ha9 priority otiet this Secud�y Inst�un�ent. aPp�ring in oourt. Paying �, ,. ', <br /> , ,��•� , 1 r�sonabYe attomeys'fces and enlering an the Pt�eRy to make repaus.Althou�h T�cnder may taice 3ction under tbis parsgrun� • �`- <br /> ' 7.Lender daes nut have ta do so, i <br /> '-� � �`::: <br /> ,. .� `.�''�":':I My mimun�s disbursed by Lender uuder this pcvagrapA� shali botwme mdditional debt of Barrov�res aecured by Wis �� <br /> S�u�ty lnztrutnent. Unless Bmrower azid Lender agr�e to atl�er temts o!payment.tAae amounts shalt bear interest from the <br /> ������ �:. • date of disbu�ss�enf at the Note rate and shatt 6e payabte. with intenest. upon nouce�fram Lendcr to Bormwer�b�,r <br /> �. ��AloetgAge lupma�e.If Ler�der requiied mortgage insurance ss a cortdition of making the(aan sec�red by this Security � <br /> . , lnstrum��nt. Batrawer stiall pay the premiums roquimd to maimain the mortga�e insurance in effe�. ff. for IIay rea�n. the <br /> �""' •� �� ' morsgage insurIInae cm�erage nequired by t.ersder lapfses or o�es to be in etfeq.Bnrrower shall p�r tl�e premiums cequired to <br /> : ' F oLtaia cover,�ge s�ba:tia33ially e+quivu!eot to the rt�rt�ge i�urance previa�.�ty in e!'I�rt.at a cost su6stant�ally equivalent to the <br /> : .�' aost to Borrower of the mort�t iautu-•uxr previously m effect. fmm m altemptc tnartgage insuter.nppr�ved by Lender. If <br /> - - - � a,�,,,,. ca�aoa� e,ao � <br /> -;;,;•::,,.,;;� -:,.�� . . • . <br /> _ °.i,;.. ; <br />— ;;�f r, .+ • <br /> . . <br /> :�I�. <br /> , . . , <br /> . <br /> , y�: . . <br />