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<br />THIS INSTRLJMENT PREPARED BY:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />NMLS COMPANY IDENTIFIER: 446443
<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />(Space Above This Line For R�ording Data)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on May 10, 2012. The grantors are 5TUART E
<br />DETHLOFF and MARA J DETHLOFF, also laiown as MARA DETHLOFF, HUSBAND AND WIFE, whose
<br />address is 402 W 3RD ST, Alda, Nebraska 68810-0152 ("Borrower"). Borrower is not necessazily the same as the
<br />Person or Persons who sign the Note. The obligations of Bonowers who did not sign the Note are explained
<br />fiuther in the section titled Successors and Assigns Bound; Joint and Several Liability; Accommodatton
<br />Signers. The trustee is Arend R Baack, Attorney whose address is P.O. Boz 790, Grand Island, Nebraska
<br />68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan Association of Grand Island, which is
<br />organized and existing under the laws of the United States of America and whose address is 221 South Locust
<br />Street, Grand Island, Nebraska 68801 ("Lender"). STiJART E DETHI.OFF and MARA J DETHLOFF owe
<br />Lender the principal sum of Sig Thousand Eighty and 00/100 Dollars (U.S. $6,080.00), which is evidenced by
<br />the note, consumer loan agreement, or similar writing dated the same date as this Security Instrument (the "Note"),
<br />which provides for periodic payments ("Periodic Payments"), with the full debt, if not paid earlier, due on May
<br />16, 2017. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br />interest, advanced to protect the security of this Security Instrument under the provisions of the section tided
<br />Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements
<br />under this Security Instrument and the Note. For this purpose, Bonower, in consideration of the debt and the trust
<br />herein created, irtevocably grants and conveys to Trustee, in trust, with power of sa1e, the following descnbed
<br />property located in the COUNTY of HALL, State of Nebraska:
<br />Address: 402 W 3RD ST, Alda, Nebraska 68810-0152
<br />Legal Description: LOTS ELEVEN (11) AND TWELVE (12), IN BLOCK TWO (2), IN BROWN'S
<br />ADDITION TO THE VII,LAGE OF ALDA, HALL COUNTY, NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall aLso be
<br />covered by this Security Instrument. All of the foregoing is referred to in this 5ecurity Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property aad that the Property is unencumbered, except for encumbrances of record.
<br />Bonower wazrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />5ecured Indebtedness. The debt evidenced by the Note and which is secured by this Security Instrument is
<br />subject to the provisions of 12 CFR 226.32. Bonower acknowledges that Bonower has received the disclosures
<br />prescribed by 12 CFR 22632 at least three business days prior to the execution of the Note and this Security
<br />Instrument, or as otherwise required by 12 CFR 226.31. Borrower and Lender fiuther acknowledge and agree that
<br />this Security Instrument will secure additional debt subject to 12 CFR 226.32 only if Lender satisfies the necessary
<br />requirements imposed on such debt imposed by 12 CFR 226.32 and Applicable Law.
<br />Borrower aad Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
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<br />0 2004-201 I Complienca Syetema, Ina 9BAD-FDA9 - 2011 L2.0.485
<br />Coosumer Real Estate - Security Inshvment DL2036 Pege 1 of 6 µ'�'•�P��YB��
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