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<br />THIS INSTRLTMENT PREPARED BY:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust 5treet
<br />GRAND I5LAND, NE 68801
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<br />NMLS COMPANY IDENTIFIER: 446443
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<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRANI) I5LAND, NE 68801
<br />(Space Above This Line For Recording Data)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on May 3, 2012. The grantors are KENNETH A
<br />GREEN and CAPRICE A GREEN, HUSBAND AND WII+'E, whose address is 508 W 11TH ST, GRANI)
<br />ISLAND, Nebraska 68801-3737 ("Borrower"). Bonower is not necessarily the same as the Person or Persons who
<br />sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the section titled
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend
<br />R Baack, Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary
<br />is Home Federal5avings & Loan Association of Grand Island, which is organized and existing under the laws
<br />of the United States of America and whose address is 2Z1 South Locust Street, Grand Island, Nebraska 68801
<br />("Lender"). KENNETH A GREEN and CAPRICE A GREEN owe Lender the principal sum of One Hundred
<br />Three Thousand Five Hundred Ninety-three and 50/100 Dollars (U.S. $103,593.50), which is evidenced by the
<br />note, consumer loan agreement, or similaz writing dated the same date as this Security Instrument (the "Note"),
<br />which provides for Single payments ("Periodic Payments"), with the fiill debt, if not paid eazlier, due on
<br />December 1, 2012. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the
<br />Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums,
<br />with interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br />Protection of Lender's Rights in the Property; and (c) the performance of Bonower's covenants and agreements
<br />under this Security Instrument and the Note. For this purpose, Bonower, in consideration of the debt and the irust
<br />herein created, irrevocably grants and conveys to Trustee, in irust, with power of sale, the following descn'bed
<br />property located in the COiJNTY of HALL, State of Nebraska:
<br />. Address: 508 W 11TH ST, GRAND ISLAND, Nebraska 68801-3737
<br />Legal Description: LOT NINE (9), IN BLOCK FORTY-FIVE (4�, RU55ELL WHEELER'S
<br />ADDITION, IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is refened to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against a11 claims and demands, subject to
<br />any encumbrances of record
<br />Secured Indebtedness. The debt evidenced by the Note and which is secured by this Security Instrument is
<br />subject to the provisions of 12 CFR 22632. Borrower acknowledges that Borrower has received the disclosures
<br />prescribed by 12 CFR 226.32 at least three business days prior to the execution of the Note and ttris Security
<br />Instrument, or as otherwise required by 12 CFR 22631. Borrower and Lender further acknowledge and agree that
<br />this Security Inshvment will secure additional debt subject to 12 CFR 226.32 only if Lender satisfies the necessary
<br />requirements imposed on such debt imposed by 12 CFR 226.32 and Applicable Law.
<br />Bonower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Bonower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
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<br />Conauma Real Eatatc - Sewrity Inshvmeut DL2036 Page I of 6 �'w'•�P��Ye��
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