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, ' , � ' ��-�� 2012�D3�Q� 201200463 plus interest. Borrower has prornised to pay this debt in regular Periodic Payments and to pay the debt in full not later than February 1, 2042. (F) "Property" mea.ns the properiy that is described below under the heading "Transfer of Rightg in the Property." (G) "Loan " means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interesk (I� "Riders " means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ❑ Balloon Rider � VA Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Planned Unit Development Rider � 1-4 Family Rider ❑ Biweekly Payment Rider ❑ Other(s) [specify] (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (� "CommunityAssociation Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (I� "Electronic Funds 7�ansfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instntment, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (1Vn "Miscellaneous Proceeds" mea.ns any compensation, settlement, award of damages, or proceeds paid by any third parly (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Properiy; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresenta.tions of, or omissions as to, the value and/or condition of the Property. (1� "Mortgage InsuYance " means insurance protecting Lender against the nonpayment of, or default on, the Loan. (0) "Periodic Payment" mea.ns the regularly scheduled amount due for (i) principal and interest under the Note, plus (u) any amounts under Section 3 of this Security Instrumen� (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be a.mended from time to time, or any additional or successor legisla$on or regulation that govems the same subject HCFG-00359 NEBRASKA-Single Famity-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT VMPO Wolters Kluwer Financial Services 201201184.0.0.0.4002J20110824V Form 302B 1/01 08/11 Page 2 ot 16 ' 560 6' , /.