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201203�b� (0) "Periodic Payment" means the regulazly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As usefl in this S�urity Insmiment, "RESPA" refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RFSPA. (� "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this S�urity Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to L.ender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ri) the �rformance of Borrower's covenants and agre�ments under this Security Instrument and the Note. For this purpose, Bonower irrevocably grants and conveys to Trust�, in trust, with power of sale, the following describerl property located in the County of Hall . [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] Lot Nine (9), Block Fourteen (14), Schimmer's Addition to the City of Grand Island, Hall County, Nebraska. Parcel ID Number: 40 0 0 90 708 712 W 15th St Grand Island ("Property Address"): which currently has the address of [sueec] [cicy), Nebraska 68801 [zip code� TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is refened to in this Security Instrument as the "Property. " BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Bonower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. � -6G(NE) �00o5).ot Pege 3 of 15 � Inhials: Form 3028 7 /01